EdgarLookup

PennyMac Financial Services, Inc. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that PennyMac Financial Services, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
199.5%
Profit Margin
Net income ÷ revenue
1.7%
Return on Assets
Net income ÷ assets
15.16x
Debt-to-Equity
Total liabilities ÷ equity
+0.1%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2018 Dec 31, 2018 $251.20M Mar 5, 2019
FY2018 Sep 30, 2018 $250.93M Mar 5, 2019
FY2018 Jun 30, 2018 $244.30M Mar 5, 2019
FY2018 Mar 31, 2018 $238.20M Mar 5, 2019
FY2018 Dec 31, 2017 $298.63M Mar 5, 2019
FY2018 Sep 30, 2017 $250.64M Mar 5, 2019
FY2018 Jun 30, 2017 $201.72M Mar 5, 2019
FY2018 Mar 31, 2017 $204.47M Mar 5, 2019
FY2018 Dec 31, 2016 $931.89M Mar 5, 2019

Revenue

Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $20.11M Feb 20, 2026
FY2025 Dec 31, 2024 $26.87M Feb 20, 2026
FY2025 Dec 31, 2023 $13.40M Feb 20, 2026
FY2024 Dec 31, 2022 $12.39M Feb 19, 2025
FY2023 Dec 31, 2021 $7.33M Feb 21, 2024
FY2022 Dec 31, 2020 $6.74M Feb 22, 2023
FY2021 Dec 31, 2019 $8.88M Feb 23, 2022
FY2020 Dec 31, 2018 $9.25M Feb 25, 2021
FY2019 Dec 31, 2017 $3.68M Feb 28, 2020
FY2018 Dec 31, 2016 $3.30M Mar 5, 2019

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $501.08M Feb 20, 2026
FY2025 Dec 31, 2024 $311.42M Feb 20, 2026
FY2025 Dec 31, 2023 $144.66M Feb 20, 2026
FY2024 Dec 31, 2022 $475.51M Feb 19, 2025
FY2023 Dec 31, 2021 $1.00B Feb 21, 2024
FY2022 Dec 31, 2020 $1.65B Feb 22, 2023
FY2019 Dec 31, 2019 $152.66M Feb 28, 2020
FY2019 Sep 30, 2019 $121.47M Feb 28, 2020
FY2019 Jun 30, 2019 $72.70M Feb 28, 2020
FY2019 Mar 31, 2019 $46.14M Feb 28, 2020

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($1.65B) Feb 20, 2026
FY2025 Dec 31, 2024 ($4.53B) Feb 20, 2026
FY2025 Dec 31, 2023 ($1.58B) Feb 20, 2026
FY2024 Dec 31, 2022 $6.03B Feb 19, 2025
FY2023 Dec 31, 2021 $2.56B Feb 21, 2024
FY2022 Dec 31, 2020 ($6.20B) Feb 22, 2023
FY2021 Dec 31, 2019 ($2.25B) Feb 23, 2022
FY2020 Dec 31, 2018 $572.40M Feb 25, 2021
FY2019 Dec 31, 2017 ($883.41M) Feb 28, 2020
FY2018 Dec 31, 2016 ($938.33M) Mar 5, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $11.92M Feb 20, 2026
FY2025 Dec 31, 2024 $1.72M Feb 20, 2026
FY2025 Dec 31, 2023 $1.39M Feb 20, 2026
FY2024 Dec 31, 2022 $7.16M Feb 19, 2025
FY2023 Dec 31, 2021 $7.90M Feb 21, 2024
FY2022 Dec 31, 2020 $10.67M Feb 22, 2023
FY2021 Dec 31, 2019 $6.12M Feb 23, 2022
FY2020 Dec 31, 2018 $13.42M Feb 25, 2021
FY2019 Dec 31, 2017 $6.79M Feb 28, 2020
FY2018 Dec 31, 2016 $21.85M Mar 5, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $29.39B Feb 20, 2026
FY2025 Dec 31, 2024 $26.09B Feb 20, 2026
FY2025 Dec 31, 2023 $18.84B Feb 20, 2026
FY2024 Dec 31, 2022 $16.82B Feb 19, 2025
FY2022 Dec 31, 2021 $18.78B Feb 22, 2023
FY2021 Dec 31, 2020 $31.60B Feb 23, 2022
FY2020 Dec 31, 2019 $10.20B Feb 25, 2021
FY2019 Sep 30, 2019 $9.30B Feb 28, 2020
FY2019 Jun 30, 2019 $8.40B Feb 28, 2020
FY2019 Mar 31, 2019 $7.82B Feb 28, 2020

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $25.08B Feb 20, 2026
FY2025 Dec 31, 2024 $22.26B Feb 20, 2026
FY2024 Dec 31, 2023 $15.31B Feb 19, 2025
FY2023 Dec 31, 2022 $13.35B Feb 21, 2024
FY2022 Dec 31, 2021 $15.36B Feb 22, 2023
FY2021 Dec 31, 2020 $28.21B Feb 23, 2022
FY2020 Dec 31, 2019 $8.14B Feb 25, 2021
FY2019 Sep 30, 2019 $7.39B Feb 28, 2020
FY2019 Jun 30, 2019 $6.62B Feb 28, 2020
FY2019 Mar 31, 2019 $6.12B Feb 28, 2020

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2018 Dec 31, 2018 $1.65B Mar 5, 2019
FY2018 Dec 31, 2017 $469.41M Mar 5, 2019

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $4.21B Feb 20, 2026
FY2025 Dec 31, 2024 $3.77B Feb 20, 2026
FY2024 Dec 31, 2023 $3.51B Feb 19, 2025
FY2023 Dec 31, 2022 $3.47B Feb 21, 2024
FY2022 Dec 31, 2021 $3.29B Feb 22, 2023
FY2021 Dec 31, 2020 $2.34B Feb 23, 2022
FY2020 Dec 31, 2019 $726.39M Feb 25, 2021
FY2019 Dec 31, 2018 $343.14M Feb 28, 2020
FY2018 Dec 31, 2017 $265.31M Mar 5, 2019

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $6.23B Feb 20, 2026
FY2024 Dec 31, 2024 $5.26B Feb 19, 2025
FY2023 Dec 31, 2023 $4.43B Feb 21, 2024
FY2022 Dec 31, 2022 $3.75B Feb 22, 2023
FY2021 Dec 31, 2021 $3.10B Feb 23, 2022
FY2019 Dec 31, 2019 $1.49B Feb 28, 2020
FY2019 Sep 30, 2019 $1.50B Feb 28, 2020
FY2019 Jun 30, 2019 $1.52B Feb 28, 2020
FY2019 Mar 31, 2019 $1.75B Feb 28, 2020
FY2019 Dec 31, 2018 $1.65B Feb 28, 2020

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 9 Feb 20, 2026
FY2025 Dec 31, 2024 6 Feb 20, 2026
FY2025 Dec 31, 2023 2 Feb 20, 2026
FY2024 Dec 31, 2022 8 Feb 19, 2025
FY2023 Dec 31, 2021 15 Feb 21, 2024
FY2022 Dec 31, 2020 21 Feb 22, 2023
FY2019 Dec 31, 2019 1 Feb 28, 2020
FY2019 Sep 30, 2019 1 Feb 28, 2020
FY2019 Jun 30, 2019 0 Feb 28, 2020
FY2019 Mar 31, 2019 0 Feb 28, 2020

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 9 Feb 20, 2026
FY2025 Dec 31, 2024 5 Feb 20, 2026
FY2025 Dec 31, 2023 2 Feb 20, 2026
FY2024 Dec 31, 2022 8 Feb 19, 2025
FY2023 Dec 31, 2021 14 Feb 21, 2024
FY2022 Dec 31, 2020 20 Feb 22, 2023
FY2019 Dec 31, 2019 1 Feb 28, 2020
FY2019 Sep 30, 2019 1 Feb 28, 2020
FY2019 Jun 30, 2019 0 Feb 28, 2020
FY2019 Mar 31, 2019 0 Feb 28, 2020

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 52.06M Feb 20, 2026
FY2025 Dec 31, 2024 51.38M Feb 20, 2026
FY2024 Dec 31, 2023 50.18M Feb 19, 2025

Dividends Paid

Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $62.55M Feb 20, 2026
FY2025 Dec 31, 2024 $52.16M Feb 20, 2026
FY2025 Dec 31, 2023 $41.45M Feb 20, 2026
FY2024 Dec 31, 2022 $54.62M Feb 19, 2025
FY2023 Dec 31, 2021 $52.90M Feb 21, 2024
FY2022 Dec 31, 2020 $30.95M Feb 22, 2023
FY2021 Dec 31, 2019 $9.71M Feb 23, 2022
FY2020 Dec 31, 2018 $10.05M Feb 25, 2021