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SARATOGA INVESTMENT CORP. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that SARATOGA INVESTMENT CORP. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
2.4%
Return on Assets
Net income ÷ assets
2.03x
Debt-to-Equity
Total liabilities ÷ equity

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 $28.09M May 7, 2025
FY2025 Feb 29, 2024 $8.93M May 7, 2025
FY2025 Feb 28, 2023 $24.68M May 7, 2025
FY2024 Feb 28, 2022 $45.74M May 6, 2024

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 $197.54M May 7, 2025
FY2025 Feb 29, 2024 ($157.21M) May 7, 2025
FY2025 Feb 28, 2023 ($130.37M) May 7, 2025
FY2024 Feb 28, 2022 ($203.13M) May 6, 2024
FY2023 Feb 28, 2021 ($62.35M) May 2, 2023

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 $1.19B May 7, 2025
FY2025 Feb 29, 2024 $1.19B May 7, 2025
FY2024 Feb 28, 2023 $1.08B May 6, 2024
FY2023 Feb 28, 2022 $876.24M May 2, 2023

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 $798.88M May 7, 2025
FY2025 Feb 29, 2024 $820.98M May 7, 2025
FY2024 Feb 28, 2023 $731.20M May 6, 2024
FY2023 Feb 28, 2022 $520.46M May 2, 2023

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 $392.67M May 7, 2025
FY2025 Nov 30, 2024 $374.87M May 7, 2025
FY2025 Aug 31, 2024 $372.05M May 7, 2025
FY2025 May 30, 2024 $367.86M May 7, 2025
FY2025 Feb 29, 2024 $370.22M May 7, 2025
FY2025 Nov 30, 2023 $359.56M May 7, 2025
FY2025 Aug 31, 2023 $362.08M May 7, 2025
FY2025 May 30, 2023 $337.45M May 7, 2025
FY2025 Feb 28, 2023 $346.96M May 7, 2025
FY2025 Feb 28, 2022 $355.78M May 7, 2025

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 ($20.26M) May 7, 2025
FY2025 Feb 29, 2024 ($870.7K) May 7, 2025
FY2024 Feb 28, 2023 $25.05M May 6, 2024
FY2023 Feb 28, 2022 $27.71M May 2, 2023

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 $148.22M May 7, 2025
FY2025 Feb 29, 2024 $8.69M May 7, 2025
FY2025 Feb 28, 2023 $65.75M May 7, 2025
FY2024 Feb 28, 2022 $47.26M May 6, 2024

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 $793.88M May 7, 2025
FY2023 Feb 28, 2023 $728.38M May 2, 2023

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 2 May 7, 2025
FY2025 Feb 29, 2024 0 May 7, 2025
FY2025 Feb 28, 2023 2 May 7, 2025
FY2024 Feb 28, 2022 3 May 6, 2024
FY2023 Feb 28, 2021 1 May 2, 2023

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 2 May 7, 2025
FY2025 Feb 29, 2024 0 May 7, 2025
FY2025 Feb 28, 2023 2 May 7, 2025
FY2024 Feb 28, 2022 3 May 6, 2024
FY2023 Feb 28, 2021 1 May 2, 2023

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Feb 28, 2025 15.18M May 7, 2025
FY2025 Feb 29, 2024 13.65M May 7, 2025
FY2025 Feb 28, 2023 11.89M May 7, 2025
FY2025 Feb 28, 2022 12.13M May 7, 2025
FY2025 Feb 28, 2021 11.16M May 7, 2025
FY2024 Feb 29, 2020 11.22M May 6, 2024
FY2023 Aug 12, 2010 2.68M May 2, 2023