BREAD FINANCIAL HOLDINGS, INC. — Insider Transactions
Form 4 filings by directors, officers, and 10%+ shareholders
SEC rules require corporate insiders — including directors, executive officers, and any shareholder owning more than 10% of a company's shares — to report changes in their ownership within two business days of a transaction. These disclosures are filed as Form 4. Open-market purchases (code P) are generally considered the most meaningful signal, as insiders are spending their own money.
| Insider | Title | Type | Shares | Price | Value | Owns After | Date |
|---|---|---|---|---|---|---|---|
| Motes Joseph L III | EVP, CAO, Gen Counsel & Secy | Tax Withholding | 346 | $73.62 | $25,473 | 123,734 | Dec 11, 2025 |
| Greer Valerie E | EVP, Chief Commercial Officer | Tax Withholding | 1,256 | $73.62 | $92,467 | 151,951 | Dec 11, 2025 |
| Andretta Ralph J | President and CEO | Tax Withholding | 4,116 | $73.62 | $303,020 | 534,997 | Dec 11, 2025 |
| Gerspach John C | — | Award / Grant | 670 | — | — | 46,224 | Oct 15, 2025 |
| Fawcett John J. | — | Purchase | 927 | $61.79 | $57,279 | 10,202 | Jul 30, 2025 |
| Gerspach John C | — | Award / Grant | 671 | — | — | 45,554 | Jul 15, 2025 |
| BALLOU ROGER H | — | Award / Grant | 2,802 | — | — | 41,117 | Jun 16, 2025 |
| Fawcett John J. | — | Award / Grant | 2,802 | — | — | 9,275 | Jun 16, 2025 |
| Gerspach John C | — | Award / Grant | 2,802 | — | — | 44,883 | Jun 16, 2025 |
| Lakhwara Praniti | — | Award / Grant | 2,802 | — | — | 5,622 | Jun 16, 2025 |
| Natarajan Rajesh | — | Award / Grant | 2,802 | — | — | 19,804 | Jun 16, 2025 |
| St Clair Joyce | — | Award / Grant | 2,802 | — | — | 9,669 | Jun 16, 2025 |
| THERIAULT TIMOTHY J | — | Award / Grant | 2,802 | — | — | 25,746 | Jun 16, 2025 |
| Tucker Laurie Anne | — | Award / Grant | 2,802 | — | — | 33,821 | Jun 16, 2025 |
| TURNEY SHAREN J | — | Award / Grant | 2,802 | — | — | 21,536 | Jun 16, 2025 |
| Gerspach John C | — | Award / Grant | 842 | — | — | 42,081 | Apr 15, 2025 |
| Motes Joseph L III | EVP, CAO, Gen Counsel & Secy | Award / Grant | 13,888 | — | — | 133,990 | Feb 18, 2025 |
| McConnaughey Tammy M | EVP, Operations & Credit Risk | Tax Withholding | 12,502 | $62.10 | $776,374 | 119,058 | Feb 18, 2025 |
| Greer Valerie E | EVP, Chief Commercial Officer | Tax Withholding | 14,930 | $62.10 | $927,153 | 153,207 | Feb 18, 2025 |
| Driscoll Allegra S | EVP, Chief Technology Officer | Award / Grant | 11,655 | — | — | 50,334 | Feb 18, 2025 |
| Campbell Jonathan Bryan | SVP, Chief Accounting Officer | Award / Grant | 8,498 | — | — | 40,159 | Feb 18, 2025 |
| Beberman Perry S | EVP, Chief Financial Officer | Award / Grant | 2,675 | — | — | 151,966 | Feb 18, 2025 |
| Andretta Ralph J | President and CEO | Award / Grant | 67,984 | — | — | 575,800 | Feb 18, 2025 |
| Gerspach John C | — | Award / Grant | 604 | — | — | 41,239 | Jan 15, 2025 |
| Motes Joseph L III | EVP, CAO, Gen Counsel & Secy | Tax Withholding | 557 | $62.87 | $35,019 | 110,843 | Jan 8, 2025 |
| Fawcett John J. | — | Purchase | 1,000 | $51.02 | $51,020 | 6,473 | Oct 28, 2024 |
| Gerspach John C | — | Award / Grant | 744 | — | — | 40,635 | Oct 15, 2024 |
| Fawcett John J. | — | Purchase | 2,000 | $49.82 | $99,640 | 5,473 | Aug 12, 2024 |
| Lakhwara Praniti | — | Award / Grant | 2,820 | — | — | 2,820 | Jul 15, 2024 |
| Gerspach John C | — | Award / Grant | 887 | — | — | 39,891 | Jul 15, 2024 |
| Beberman Perry S | EVP, Chief Financial Officer | Tax Withholding | 3,673 | $48.72 | $178,949 | 120,154 | Jul 15, 2024 |
| TURNEY SHAREN J | — | Award / Grant | 3,473 | — | — | 18,734 | Jun 17, 2024 |
| Tucker Laurie Anne | — | Award / Grant | 3,473 | — | — | 31,019 | Jun 17, 2024 |
| THERIAULT TIMOTHY J | — | Award / Grant | 3,473 | — | — | 22,944 | Jun 17, 2024 |
| St Clair Joyce | — | Award / Grant | 3,473 | — | — | 6,867 | Jun 17, 2024 |
| Natarajan Rajesh | — | Award / Grant | 3,473 | — | — | 17,002 | Jun 17, 2024 |
| Gerspach John C | — | Award / Grant | 3,473 | — | — | 39,004 | Jun 17, 2024 |
| Fawcett John J. | — | Award / Grant | 3,473 | — | — | 3,473 | Jun 17, 2024 |
| BALLOU ROGER H | — | Award / Grant | 3,473 | — | — | 38,315 | Jun 17, 2024 |
| Gerspach John C | — | Award / Grant | 1,025 | — | — | 35,531 | Apr 15, 2024 |
| Motes Joseph L III | EVP, CAO, Gen Counsel & Secy | Tax Withholding | 1,525 | $35.61 | $54,305 | 111,400 | Mar 25, 2024 |
| McConnaughey Tammy M | EVP, Operations & Credit Risk | Tax Withholding | 1,793 | $35.61 | $63,849 | 108,675 | Mar 25, 2024 |
| Greer Valerie E | EVP, Chief Commercial Officer | Tax Withholding | 2,366 | $35.61 | $84,253 | 136,974 | Mar 25, 2024 |
| Beberman Perry S | EVP, Chief Financial Officer | Tax Withholding | 2,384 | $35.61 | $84,894 | 123,827 | Mar 25, 2024 |
| Andretta Ralph J | President and CEO | Tax Withholding | 8,712 | $35.61 | $310,234 | 462,493 | Mar 25, 2024 |
| Andretta Ralph J | President and CEO | Award / Grant | 67,435 | — | — | 395,631 | Feb 16, 2024 |
| Beberman Perry S | EVP, Chief Financial Officer | Award / Grant | 29,166 | — | — | 126,371 | Feb 16, 2024 |
| McConnaughey Tammy M | EVP, Operations & Credit Risk | Award / Grant | 2,820 | — | — | 118,330 | Feb 16, 2024 |
| Motes Joseph L III | EVP, CAO, Gen Counsel & Secy | Award / Grant | 14,949 | — | — | 96,494 | Feb 16, 2024 |
| Driscoll Allegra S | EVP, Chief Technology Officer | Award / Grant | 12,364 | — | — | 12,364 | Feb 15, 2024 |