USCB FINANCIAL HOLDINGS, INC. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that USCB FINANCIAL HOLDINGS, INC. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $26.10M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $24.67M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $16.55M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $20.14M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $21.08M | Mar 28, 2023 |
| FY2021 | Dec 31, 2020 | $10.82M | Mar 24, 2022 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $42.81M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $34.84M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $22.55M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $29.54M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $22.05M | Mar 28, 2023 |
| FY2021 | Dec 31, 2020 | $13.10M | Mar 24, 2022 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $303.0K | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $314.0K | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $163.0K | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $673.0K | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $633.0K | Mar 28, 2023 |
| FY2021 | Dec 31, 2020 | $347.0K | Mar 24, 2022 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.79B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $2.58B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $2.34B | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $2.09B | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $1.85B | Mar 28, 2023 |
| FY2021 | Dec 31, 2020 | $1.50B | Mar 24, 2022 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.57B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $2.37B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $2.15B | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $1.90B | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $1.65B | Mar 28, 2023 |
| FY2021 | Dec 31, 2020 | $1.33B | Mar 24, 2022 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $217.18M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $215.39M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $191.97M | Mar 13, 2026 |
| FY2024 | Dec 31, 2022 | $182.43M | Mar 14, 2025 |
| FY2023 | Dec 31, 2021 | $203.90M | Mar 22, 2024 |
| FY2022 | Dec 31, 2020 | $171.00M | Mar 28, 2023 |
| FY2021 | Dec 31, 2019 | $160.28M | Mar 24, 2022 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($49.54M) | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | ($67.81M) | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | ($88.55M) | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | ($104.10M) | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | ($124.25M) | Mar 28, 2023 |
| FY2021 | Dec 31, 2020 | ($53.62M) | Mar 24, 2022 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $38.48M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $77.04M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $41.06M | Mar 14, 2025 |
| FY2023 | Dec 31, 2022 | $54.17M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $46.23M | Mar 28, 2023 |
| FY2021 | Dec 31, 2020 | $47.73M | Mar 24, 2022 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 13, 2026 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 13, 2026 |