Ponce Financial Group, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Ponce Financial Group, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $28.70M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $10.97M | Mar 13, 2026 |
| FY2023 | Dec 31, 2023 | $518.0K | Mar 19, 2024 |
| FY2023 | Sep 30, 2023 | $2.59M | Mar 19, 2024 |
| FY2023 | Jun 30, 2023 | ($87.0K) | Mar 19, 2024 |
| FY2023 | Mar 31, 2023 | $331.0K | Mar 19, 2024 |
| FY2023 | Dec 31, 2022 | ($9.21M) | Mar 19, 2024 |
| FY2023 | Sep 30, 2022 | ($14.74M) | Mar 19, 2024 |
| FY2023 | Jun 30, 2022 | $771.0K | Mar 19, 2024 |
| FY2023 | Mar 31, 2022 | ($6.82M) | Mar 19, 2024 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $55.59M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $7.21M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $6.49M | Mar 13, 2026 |
| FY2024 | Dec 31, 2022 | $9.80M | Mar 13, 2025 |
| FY2023 | Dec 31, 2021 | $18.55M | Mar 19, 2024 |
| FY2022 | Dec 31, 2020 | ($27.50M) | Mar 21, 2023 |
| FY2021 | Dec 31, 2019 | $5.05M | Mar 31, 2022 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $978.0K | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $2.72M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $411.0K | Mar 13, 2026 |
| FY2024 | Dec 31, 2022 | $492.0K | Mar 13, 2025 |
| FY2023 | Dec 31, 2021 | $4.17M | Mar 19, 2024 |
| FY2022 | Dec 31, 2020 | $1.90M | Mar 21, 2023 |
| FY2021 | Dec 31, 2019 | $3.82M | Mar 31, 2022 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.22B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $3.04B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $2.75B | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $2.31B | Mar 19, 2024 |
| FY2022 | Dec 31, 2021 | $1.65B | Mar 21, 2023 |
| FY2021 | Dec 31, 2020 | $1.36B | Mar 31, 2022 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.68B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $2.53B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $2.26B | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $1.82B | Mar 19, 2024 |
| FY2022 | Dec 31, 2021 | $1.46B | Mar 21, 2023 |
| FY2021 | Dec 31, 2020 | $1.20B | Mar 31, 2022 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $541.55M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $505.50M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $491.40M | Mar 13, 2026 |
| FY2025 | Dec 31, 2022 | $492.70M | Mar 13, 2026 |
| FY2024 | Dec 31, 2021 | $189.26M | Mar 13, 2025 |
| FY2023 | Dec 31, 2020 | $159.54M | Mar 19, 2024 |
| FY2022 | Dec 31, 2019 | $158.40M | Mar 21, 2023 |
| FY2021 | Dec 31, 2018 | $169.17M | Mar 31, 2022 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $135.33M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $107.75M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $97.42M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $92.96M | Mar 19, 2024 |
| FY2022 | Dec 31, 2021 | $122.96M | Mar 21, 2023 |
| FY2021 | Dec 31, 2020 | $97.54M | Mar 31, 2022 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $126.15M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $139.84M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $139.19M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $54.36M | Mar 19, 2024 |
| FY2022 | Dec 31, 2021 | $153.89M | Mar 21, 2023 |
| FY2021 | Dec 31, 2020 | $72.08M | Mar 31, 2022 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $596.10M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $596.10M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $684.42M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $517.38M | Mar 19, 2024 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 13, 2026 |
| FY2023 | Dec 31, 2023 | 0 | Mar 19, 2024 |
| FY2023 | Sep 30, 2023 | 0 | Mar 19, 2024 |
| FY2023 | Mar 31, 2023 | 0 | Mar 19, 2024 |
| FY2023 | Dec 31, 2022 | 0 | Mar 19, 2024 |
| FY2023 | Sep 30, 2022 | 0 | Mar 19, 2024 |
| FY2023 | Jun 30, 2022 | 0 | Mar 19, 2024 |
| FY2023 | Mar 31, 2022 | 0 | Mar 19, 2024 |
| FY2022 | Dec 31, 2021 | 0 | Mar 21, 2023 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 13, 2026 |
| FY2023 | Dec 31, 2023 | 0 | Mar 19, 2024 |
| FY2023 | Sep 30, 2023 | 0 | Mar 19, 2024 |
| FY2023 | Mar 31, 2023 | 0 | Mar 19, 2024 |
| FY2023 | Dec 31, 2022 | 0 | Mar 19, 2024 |
| FY2023 | Sep 30, 2022 | 0 | Mar 19, 2024 |
| FY2023 | Jun 30, 2022 | 0 | Mar 19, 2024 |
| FY2023 | Mar 31, 2022 | 0 | Mar 19, 2024 |
| FY2022 | Dec 31, 2021 | 0 | Mar 21, 2023 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 24.14M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 23.96M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | 23.79M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | 24.86M | Mar 19, 2024 |
| FY2022 | Dec 31, 2021 | 17.43M | Mar 21, 2023 |
| FY2021 | Dec 31, 2020 | 17.13M | Mar 31, 2022 |