Finwise Bancorp — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Finwise Bancorp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $16.09M | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | $12.74M | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | $17.46M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $25.12M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | $31.58M | Mar 30, 2023 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($28.42M) | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | ($14.99M) | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | $12.27M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $61.15M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | ($9.23M) | Mar 30, 2023 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $219.0K | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | $1.08M | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | $7.46M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $7.21M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | $2.33M | Mar 30, 2023 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $977.14M | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | $745.98M | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | $586.22M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $400.78M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | $380.21M | Mar 30, 2023 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $783.94M | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | $572.26M | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | $431.17M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $260.32M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | $264.77M | Mar 30, 2023 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $193.20M | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | $173.72M | Mar 23, 2026 |
| FY2025 | Dec 31, 2023 | $155.06M | Mar 23, 2026 |
| FY2024 | Dec 31, 2022 | $140.46M | Mar 26, 2025 |
| FY2023 | Dec 31, 2021 | $115.44M | Mar 25, 2024 |
| FY2022 | Dec 31, 2020 | $45.87M | Mar 30, 2023 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $132.20M | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | $116.59M | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | $103.84M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $85.83M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | $60.59M | Mar 30, 2023 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $163.40M | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | $109.16M | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | $116.98M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | $100.57M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | $85.75M | Mar 30, 2023 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | 3 | Mar 30, 2023 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | 3 | Mar 30, 2023 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 13.66M | Mar 23, 2026 |
| FY2025 | Dec 31, 2024 | 13.21M | Mar 23, 2026 |
| FY2024 | Dec 31, 2023 | 12.49M | Mar 26, 2025 |
| FY2023 | Dec 31, 2022 | 12.83M | Mar 25, 2024 |
| FY2022 | Dec 31, 2021 | 12.77M | Mar 30, 2023 |