Blue Foundry Bancorp — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Blue Foundry Bancorp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($10.03M) | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | ($11.91M) | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | ($7.40M) | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $2.40M | Mar 27, 2024 |
| FY2021 | Dec 31, 2021 | ($36.34M) | Mar 14, 2022 |
| FY2021 | Dec 31, 2020 | ($31.51M) | Mar 14, 2022 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($8.02M) | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | $5.06M | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | ($12.12M) | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $2.78M | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | ($14.14M) | Mar 30, 2023 |
| FY2021 | Dec 31, 2020 | ($1.25M) | Mar 14, 2022 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2024 | Dec 31, 2024 | $140.0K | Mar 27, 2025 |
| FY2024 | Dec 31, 2023 | $5.57M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $5.36M | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | $11.90M | Mar 30, 2023 |
| FY2021 | Dec 31, 2020 | $7.29M | Mar 14, 2022 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.17B | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | $2.06B | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | $2.04B | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $2.04B | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | $1.91B | Mar 30, 2023 |
| FY2021 | Dec 31, 2020 | $1.94B | Mar 14, 2022 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.86B | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | $1.73B | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | $1.69B | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $1.65B | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | $1.48B | Mar 30, 2023 |
| FY2021 | Dec 31, 2020 | $1.74B | Mar 14, 2022 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $312.74M | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | $332.20M | Mar 31, 2026 |
| FY2025 | Dec 31, 2023 | $355.64M | Mar 31, 2026 |
| FY2024 | Dec 31, 2022 | $393.72M | Mar 27, 2025 |
| FY2023 | Dec 31, 2021 | $429.47M | Mar 27, 2024 |
| FY2022 | Dec 31, 2020 | $205.60M | Mar 30, 2023 |
| FY2021 | Dec 31, 2019 | $237.62M | Mar 14, 2022 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $142.40M | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | $152.43M | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | $164.34M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $171.76M | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | $169.46M | Mar 30, 2023 |
| FY2021 | Dec 31, 2020 | $205.80M | Mar 14, 2022 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $53.14M | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | $42.50M | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | $46.03M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $41.18M | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | $193.45M | Mar 30, 2023 |
| FY2021 | Dec 31, 2020 | $316.45M | Mar 14, 2022 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | 0 | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | (2) | Mar 30, 2023 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | 0 | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | (2) | Mar 30, 2023 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 20.76M | Mar 31, 2026 |
| FY2025 | Dec 31, 2024 | 22.52M | Mar 31, 2026 |
| FY2024 | Dec 31, 2023 | 24.51M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | 27.52M | Mar 27, 2024 |
| FY2022 | Dec 31, 2021 | 28.52M | Mar 30, 2023 |
| FY2022 | Jul 14, 2021 | 0 | Mar 30, 2023 |