loanDepot, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that loanDepot, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($62.65M) | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | ($98.33M) | Mar 12, 2026 |
| FY2025 | Dec 31, 2023 | ($110.14M) | Mar 12, 2026 |
| FY2024 | Dec 31, 2022 | ($273.02M) | Mar 13, 2025 |
| FY2023 | Dec 31, 2021 | $113.52M | Mar 15, 2024 |
| FY2022 | Dec 31, 2020 | $0 | Mar 16, 2023 |
| FY2021 | Dec 31, 2019 | $0 | Mar 18, 2022 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($707.51M) | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | ($858.31M) | Mar 12, 2026 |
| FY2025 | Dec 31, 2023 | ($174.22M) | Mar 12, 2026 |
| FY2024 | Dec 31, 2022 | $4.46B | Mar 13, 2025 |
| FY2023 | Dec 31, 2021 | ($1.47B) | Mar 15, 2024 |
| FY2022 | Dec 31, 2020 | ($2.03B) | Mar 16, 2023 |
| FY2021 | Dec 31, 2019 | ($1.50B) | Mar 18, 2022 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $27.10M | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | $26.39M | Mar 12, 2026 |
| FY2025 | Dec 31, 2023 | $20.61M | Mar 12, 2026 |
| FY2024 | Dec 31, 2022 | $43.21M | Mar 13, 2025 |
| FY2023 | Dec 31, 2021 | $54.12M | Mar 15, 2024 |
| FY2022 | Dec 31, 2020 | $33.91M | Mar 16, 2023 |
| FY2021 | Dec 31, 2019 | $12.55M | Mar 18, 2022 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.86B | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | $6.34B | Mar 12, 2026 |
| FY2024 | Dec 31, 2023 | $6.15B | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $6.61B | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | $11.81B | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $10.89B | Mar 18, 2022 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.47B | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | $5.84B | Mar 12, 2026 |
| FY2024 | Dec 31, 2023 | $5.45B | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $5.69B | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | $10.18B | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $9.24B | Mar 18, 2022 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2022 | Dec 31, 2022 | $0 | Mar 16, 2023 |
| FY2022 | Dec 31, 2021 | $40.74M | Mar 16, 2023 |
| FY2022 | Dec 31, 2020 | $40.74M | Mar 16, 2023 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($614.40M) | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | ($550.62M) | Mar 12, 2026 |
| FY2024 | Dec 31, 2023 | ($451.71M) | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | ($342.14M) | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | ($28.98M) | Mar 16, 2023 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $337.23M | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | $421.58M | Mar 12, 2026 |
| FY2025 | Dec 31, 2023 | $660.71M | Mar 12, 2026 |
| FY2024 | Dec 31, 2022 | $863.96M | Mar 13, 2025 |
| FY2022 | Dec 31, 2021 | $419.57M | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $284.22M | Mar 18, 2022 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.10B | Mar 12, 2026 |
| FY2025 | Dec 31, 2024 | $2.03B | Mar 12, 2026 |
| FY2024 | Dec 31, 2023 | $2.27B | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $2.29B | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | $1.63B | Mar 16, 2023 |
| FY2021 | Dec 31, 2020 | $712.47M | Mar 18, 2022 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2022 | Dec 31, 2022 | (1) | Mar 16, 2023 |
| FY2022 | Dec 31, 2021 | 0 | Mar 16, 2023 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2022 | Dec 31, 2022 | (1) | Mar 16, 2023 |
| FY2022 | Dec 31, 2021 | 0 | Mar 16, 2023 |