Affinity Bancshares, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Affinity Bancshares, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $8.33M | Apr 17, 2026 |
| FY2025 | Dec 31, 2024 | $5.44M | Apr 17, 2026 |
| FY2025 | Dec 31, 2023 | $6.45M | Apr 17, 2026 |
| FY2023 | Dec 31, 2022 | $7.13M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $7.57M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $3.09M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $355.0K | Apr 1, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.64M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $6.79M | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | $7.87M | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | $7.57M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $11.85M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $1.37M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $1.64M | Apr 1, 2021 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $422.0K | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $422.0K | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | $527.0K | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | $1.39M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $830.0K | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $451.0K | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $377.0K | Apr 1, 2021 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $881.70M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $866.82M | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | $843.26M | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | $791.28M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $788.09M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $850.63M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $319.29M | Apr 1, 2021 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $754.68M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $737.70M | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | $721.74M | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | $674.18M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $667.12M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $769.84M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $242.13M | Apr 1, 2021 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $127.02M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $129.12M | Mar 20, 2026 |
| FY2025 | Dec 31, 2023 | $121.52M | Mar 20, 2026 |
| FY2024 | Dec 31, 2022 | $117.10M | Mar 21, 2025 |
| FY2023 | Dec 31, 2021 | $120.97M | Mar 21, 2024 |
| FY2022 | Dec 31, 2020 | $80.79M | Mar 23, 2023 |
| FY2021 | Dec 31, 2019 | $77.17M | Mar 18, 2022 |
| FY2020 | Dec 31, 2018 | $76.40M | Apr 1, 2021 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $17.20M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $17.20M | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | $17.20M | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | $17.20M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $17.20M | Mar 23, 2023 |
| FY2020 | Jan 10, 2020 | $17.22M | Apr 1, 2021 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $76.11M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $76.79M | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | $71.35M | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | $65.36M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $58.22M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $50.65M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $47.56M | Apr 1, 2021 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $53.85M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | $41.43M | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | $50.03M | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | $26.32M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | $111.78M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $178.25M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $48.12M | Apr 1, 2021 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | 0 | Mar 18, 2022 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | 0 | Mar 18, 2022 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6.10M | Mar 20, 2026 |
| FY2025 | Dec 31, 2024 | 6.41M | Mar 20, 2026 |
| FY2024 | Dec 31, 2023 | 6.42M | Mar 21, 2025 |
| FY2023 | Dec 31, 2022 | 6.61M | Mar 21, 2024 |
| FY2022 | Dec 31, 2021 | 6.87M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | 6.87M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | 7.56M | Apr 1, 2021 |