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STANDARD PREMIUM FINANCE HOLDINGS, INC. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that STANDARD PREMIUM FINANCE HOLDINGS, INC. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
9.7%
Profit Margin
Net income ÷ revenue
1.6%
Return on Assets
Net income ÷ assets
7.84x
Debt-to-Equity
Total liabilities ÷ equity
+2.7%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $12.47M Mar 20, 2026
FY2025 Dec 31, 2024 $12.14M Mar 20, 2026
FY2024 Dec 31, 2023 $9.72M Mar 10, 2025
FY2023 Dec 31, 2022 $8.16M Mar 15, 2024
FY2022 Dec 31, 2021 $7.66M Mar 17, 2023
FY2021 Dec 31, 2020 $6.43M Mar 25, 2022

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.21M Mar 20, 2026
FY2025 Dec 31, 2024 $980.0K Mar 20, 2026
FY2024 Dec 31, 2023 $532.4K Mar 10, 2025
FY2023 Dec 31, 2022 $806.1K Mar 15, 2024
FY2022 Dec 31, 2021 $876.3K Mar 17, 2023
FY2021 Dec 31, 2020 $687.4K Mar 25, 2022

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.88M Mar 20, 2026
FY2025 Dec 31, 2024 $1.84M Mar 20, 2026
FY2024 Dec 31, 2023 $2.68M Mar 10, 2025
FY2023 Dec 31, 2022 $1.62M Mar 15, 2024
FY2022 Dec 31, 2021 $2.07M Mar 17, 2023
FY2021 Dec 31, 2020 $1.30M Mar 25, 2022

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $33.4K Mar 20, 2026
FY2025 Dec 31, 2024 $71.7K Mar 20, 2026
FY2024 Dec 31, 2023 $62.7K Mar 10, 2025
FY2023 Dec 31, 2022 $48.7K Mar 15, 2024
FY2022 Dec 31, 2021 $36.9K Mar 17, 2023
FY2021 Dec 31, 2020 $21.9K Mar 25, 2022

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $74.82M Mar 20, 2026
FY2025 Dec 31, 2024 $65.85M Mar 20, 2026
FY2024 Dec 31, 2023 $62.38M Mar 10, 2025
FY2023 Dec 31, 2022 $51.49M Mar 15, 2024
FY2022 Dec 31, 2021 $48.52M Mar 17, 2023
FY2021 Dec 31, 2020 $40.81M Mar 25, 2022

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $66.36M Mar 20, 2026
FY2025 Dec 31, 2024 $58.50M Mar 20, 2026
FY2024 Dec 31, 2023 $55.98M Mar 10, 2025
FY2023 Dec 31, 2022 $45.54M Mar 15, 2024
FY2022 Dec 31, 2021 $43.98M Mar 17, 2023
FY2021 Dec 31, 2020 $37.13M Mar 25, 2022

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $8.46M Mar 20, 2026
FY2025 Dec 31, 2024 $7.35M Mar 20, 2026
FY2025 Dec 31, 2023 $6.40M Mar 20, 2026
FY2024 Dec 31, 2022 $5.95M Mar 10, 2025
FY2023 Dec 31, 2021 $4.53M Mar 15, 2024
FY2022 Dec 31, 2020 $3.68M Mar 17, 2023
FY2021 Dec 31, 2019 $3.08M Mar 25, 2022

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $4.94M Mar 20, 2026
FY2025 Dec 31, 2024 $3.85M Mar 20, 2026
FY2024 Dec 31, 2023 $2.98M Mar 10, 2025
FY2023 Dec 31, 2022 $2.57M Mar 15, 2024
FY2022 Dec 31, 2021 $1.85M Mar 17, 2023
FY2021 Dec 31, 2020 $1.04M Mar 25, 2022

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 0 Mar 20, 2026
FY2025 Dec 31, 2024 0 Mar 20, 2026
FY2024 Dec 31, 2023 0 Mar 10, 2025
FY2023 Dec 31, 2022 0 Mar 15, 2024
FY2022 Dec 31, 2021 0 Mar 17, 2023

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 0 Mar 20, 2026
FY2025 Dec 31, 2024 0 Mar 20, 2026
FY2024 Dec 31, 2023 0 Mar 10, 2025
FY2023 Dec 31, 2022 0 Mar 15, 2024
FY2022 Dec 31, 2021 0 Mar 17, 2023

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 3.00M Mar 20, 2026
FY2025 Dec 31, 2024 3.00M Mar 20, 2026
FY2024 Dec 31, 2023 2.91M Mar 10, 2025
FY2023 Dec 31, 2022 2.91M Mar 15, 2024
FY2022 Dec 31, 2021 2.91M Mar 17, 2023
FY2021 Dec 31, 2020 2.91M Mar 25, 2022