Root, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Root, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.52B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.18B | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $455.00M | Feb 25, 2026 |
| FY2022 | Dec 31, 2022 | $71.30M | Feb 22, 2023 |
| FY2022 | Sep 30, 2022 | $73.70M | Feb 22, 2023 |
| FY2022 | Jun 30, 2022 | $80.40M | Feb 22, 2023 |
| FY2022 | Mar 31, 2022 | $85.40M | Feb 22, 2023 |
| FY2023 | Dec 31, 2021 | $345.40M | Feb 21, 2024 |
| FY2020 | Dec 31, 2020 | $50.90M | Mar 4, 2021 |
| FY2020 | Sep 30, 2020 | $50.50M | Mar 4, 2021 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $40.30M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $30.90M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | ($147.40M) | Feb 25, 2026 |
| FY2022 | Dec 31, 2022 | ($58.30M) | Feb 22, 2023 |
| FY2022 | Sep 30, 2022 | ($66.40M) | Feb 22, 2023 |
| FY2022 | Jun 30, 2022 | ($95.50M) | Feb 22, 2023 |
| FY2022 | Mar 31, 2022 | ($77.50M) | Feb 22, 2023 |
| FY2023 | Dec 31, 2021 | ($521.10M) | Feb 21, 2024 |
| FY2020 | Dec 31, 2020 | ($133.30M) | Mar 4, 2021 |
| FY2020 | Sep 30, 2020 | ($85.20M) | Mar 4, 2021 |
Operating Income
Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $61.80M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $78.50M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | ($101.30M) | Feb 25, 2026 |
| FY2022 | Dec 31, 2022 | ($47.70M) | Feb 22, 2023 |
| FY2022 | Sep 30, 2022 | ($57.10M) | Feb 22, 2023 |
| FY2022 | Jun 30, 2022 | ($86.30M) | Feb 22, 2023 |
| FY2022 | Mar 31, 2022 | ($72.00M) | Feb 22, 2023 |
| FY2023 | Dec 31, 2021 | ($485.20M) | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | ($285.30M) | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | ($260.10M) | Feb 23, 2022 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $206.50M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $195.70M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | ($33.60M) | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | ($210.60M) | Feb 26, 2025 |
| FY2022 | Sep 30, 2022 | ($163.90M) | Feb 22, 2023 |
| FY2022 | Jun 30, 2022 | ($104.90M) | Feb 22, 2023 |
| FY2022 | Mar 31, 2022 | ($51.20M) | Feb 22, 2023 |
| FY2023 | Dec 31, 2021 | ($403.40M) | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | ($287.20M) | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | ($127.20M) | Feb 23, 2022 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $0 | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $400.0K | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $200.0K | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $0 | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $4.60M | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | $1.80M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $6.60M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $1.20M | Mar 4, 2021 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.67B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.50B | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $1.35B | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $1.31B | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $1.32B | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $1.76B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $728.60M | Mar 4, 2021 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.28B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.18B | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $1.07B | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $923.80M | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $670.90M | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $729.90M | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $542.20M | Mar 4, 2021 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $284.30M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $203.70M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $165.70M | Feb 25, 2026 |
| FY2025 | Dec 31, 2022 | $277.10M | Feb 25, 2026 |
| FY2022 | Sep 30, 2022 | $321.80M | Feb 22, 2023 |
| FY2022 | Jun 30, 2022 | $381.30M | Feb 22, 2023 |
| FY2022 | Mar 31, 2022 | $467.60M | Feb 22, 2023 |
| FY2024 | Dec 31, 2021 | $536.40M | Feb 26, 2025 |
| FY2023 | Dec 31, 2020 | $1.03B | Feb 21, 2024 |
| FY2022 | Dec 31, 2019 | ($374.00M) | Feb 22, 2023 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($1.64B) | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | ($1.68B) | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | ($1.72B) | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | ($1.57B) | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | ($1.27B) | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | ($748.00M) | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | ($385.00M) | Mar 4, 2021 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $669.30M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $599.30M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $678.70M | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $762.10M | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $706.00M | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $1.11B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $391.70M | Mar 4, 2021 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $200.30M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $200.10M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $299.00M | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $295.40M | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $0 | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $188.20M | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $192.20M | Mar 4, 2021 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | (10) | Feb 25, 2026 |
| FY2022 | Dec 31, 2022 | (4) | Feb 22, 2023 |
| FY2022 | Sep 30, 2022 | (4) | Feb 22, 2023 |
| FY2022 | Jun 30, 2022 | (6) | Feb 22, 2023 |
| FY2022 | Mar 31, 2022 | (5) | Feb 22, 2023 |
| FY2023 | Dec 31, 2021 | (37) | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | (86) | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | (8) | Feb 23, 2022 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | (10) | Feb 25, 2026 |
| FY2022 | Dec 31, 2022 | (4) | Feb 22, 2023 |
| FY2022 | Sep 30, 2022 | (4) | Feb 22, 2023 |
| FY2022 | Jun 30, 2022 | (6) | Feb 22, 2023 |
| FY2022 | Mar 31, 2022 | (5) | Feb 22, 2023 |
| FY2023 | Dec 31, 2021 | (37) | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | (86) | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | (8) | Feb 23, 2022 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2020 | Dec 31, 2019 | 44.40M | Mar 4, 2021 |