EdgarLookup

UWM Holdings Corp — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that UWM Holdings Corp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
0.9%
Profit Margin
Net income ÷ revenue
0.2%
Return on Assets
Net income ÷ assets
3067x
Debt-to-Equity
Total liabilities ÷ equity
+18.2%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.16B Feb 25, 2026
FY2025 Dec 31, 2024 $2.67B Feb 25, 2026
FY2025 Dec 31, 2023 $2.17B Feb 25, 2026
FY2023 Jun 30, 2023 $587.52M Aug 9, 2023
FY2023 Mar 31, 2023 $161.27M May 10, 2023
FY2024 Dec 31, 2022 $2.37B Feb 26, 2025
FY2023 Jun 30, 2022 $564.23M Aug 9, 2023
FY2023 Mar 31, 2022 $821.79M May 10, 2023
FY2023 Dec 31, 2021 $2.97B Feb 28, 2024
FY2022 Dec 31, 2020 $4.94B Mar 1, 2023

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $27.38M Feb 25, 2026
FY2025 Dec 31, 2024 $14.40M Feb 25, 2026
FY2025 Dec 31, 2023 ($13.23M) Feb 25, 2026
FY2023 Jun 30, 2023 $7.56M Aug 9, 2023
FY2023 Mar 31, 2023 ($11.94M) May 10, 2023
FY2024 Dec 31, 2022 $41.72M Feb 26, 2025
FY2023 Jun 30, 2022 $8.37M Aug 9, 2023
FY2023 Mar 31, 2022 $21.93M May 10, 2023
FY2023 Dec 31, 2021 $98.45M Feb 28, 2024
FY2020 Dec 31, 2020 ($5.81M) Mar 22, 2021

Operating Income

Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.

Fiscal Year Period End Value Filed
FY2020 Dec 31, 2020 ($6.83M) Mar 22, 2021
FY2020 Dec 31, 2019 ($39.0K) Mar 22, 2021

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($2.65B) Feb 25, 2026
FY2025 Dec 31, 2024 ($6.24B) Feb 25, 2026
FY2025 Dec 31, 2023 $165.24M Feb 25, 2026
FY2023 Jun 30, 2023 $148.61M Aug 9, 2023
FY2023 Mar 31, 2023 $1.99B May 10, 2023
FY2024 Dec 31, 2022 $8.27B Feb 26, 2025
FY2023 Jun 30, 2022 $11.36B Aug 9, 2023
FY2023 Mar 31, 2022 $11.75B May 10, 2023
FY2023 Dec 31, 2021 ($9.96B) Feb 28, 2024
FY2022 Dec 31, 2020 $56.41M Mar 1, 2023

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $74.05M Feb 25, 2026
FY2025 Dec 31, 2024 $39.46M Feb 25, 2026
FY2025 Dec 31, 2023 $26.43M Feb 25, 2026
FY2023 Jun 30, 2023 $13.29M Aug 9, 2023
FY2023 Mar 31, 2023 $7.95M May 10, 2023
FY2024 Dec 31, 2022 $26.62M Feb 26, 2025
FY2023 Jun 30, 2022 $15.36M Aug 9, 2023
FY2023 Mar 31, 2022 $6.10M May 10, 2023
FY2023 Dec 31, 2021 $65.38M Feb 28, 2024
FY2022 Dec 31, 2020 $57.29M Mar 1, 2023

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $16.93B Feb 25, 2026
FY2025 Dec 31, 2024 $15.67B Feb 25, 2026
FY2024 Dec 31, 2023 $11.87B Feb 26, 2025
FY2023 Jun 30, 2023 $12.43B Aug 9, 2023
FY2023 Mar 31, 2023 $10.95B May 10, 2023
FY2023 Dec 31, 2022 $13.60B Feb 28, 2024
FY2022 Dec 31, 2021 $22.53B Mar 1, 2023
FY2021 Dec 31, 2020 $11.49B Mar 1, 2022
FY2020 Dec 31, 2019 $412.5K Mar 22, 2021

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $15.34B Feb 25, 2026
FY2025 Dec 31, 2024 $13.62B Feb 25, 2026
FY2024 Dec 31, 2023 $9.40B Feb 26, 2025
FY2023 Jun 30, 2023 $9.48B Aug 9, 2023
FY2023 Mar 31, 2023 $8.07B May 10, 2023
FY2023 Dec 31, 2022 $10.43B Feb 28, 2024
FY2022 Dec 31, 2021 $19.36B Mar 1, 2023
FY2021 Dec 31, 2020 $9.12B Mar 1, 2022
FY2020 Dec 31, 2019 $426.5K Mar 22, 2021

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2020 Dec 31, 2020 $5.00M Mar 22, 2021
FY2020 Dec 31, 2019 ($14.0K) Mar 22, 2021
FY2019 Jun 12, 2019 $0 Mar 27, 2020
FY2020 Jun 11, 2019 $0 Mar 22, 2021

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $189.45M Feb 25, 2026
FY2025 Dec 31, 2024 $157.84M Feb 25, 2026
FY2024 Dec 31, 2023 $110.69M Feb 26, 2025
FY2023 Jun 30, 2023 $120.38M Aug 9, 2023
FY2023 Mar 31, 2023 $122.14M May 10, 2023
FY2023 Dec 31, 2022 $142.50M Feb 28, 2024
FY2022 Dec 31, 2021 $141.81M Mar 1, 2023
FY2021 Dec 31, 2020 $2.35B Mar 1, 2022
FY2020 Dec 31, 2019 ($39.0K) Mar 22, 2021

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $503.36M Feb 25, 2026
FY2025 Dec 31, 2024 $507.34M Feb 25, 2026
FY2024 Dec 31, 2023 $497.47M Feb 26, 2025
FY2023 Jun 30, 2023 $634.58M Aug 9, 2023
FY2023 Mar 31, 2023 $740.06M May 10, 2023
FY2023 Dec 31, 2022 $704.90M Feb 28, 2024
FY2022 Dec 31, 2021 $731.09M Mar 1, 2023
FY2021 Dec 31, 2020 $1.22B Mar 1, 2022
FY2020 Dec 31, 2019 $1.1K Mar 22, 2021

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.98B Feb 25, 2026
FY2025 Dec 31, 2024 $2.79B Feb 25, 2026
FY2024 Dec 31, 2023 $1.99B Feb 26, 2025
FY2023 Jun 30, 2023 $2.00B Aug 9, 2023
FY2023 Mar 31, 2023 $2.00B May 10, 2023
FY2023 Dec 31, 2022 $2.00B Feb 28, 2024
FY2022 Dec 31, 2021 $2.00B Mar 1, 2023
FY2021 Dec 31, 2020 $800.00M Mar 1, 2022

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 0 Feb 25, 2026
FY2025 Dec 31, 2024 0 Feb 25, 2026
FY2025 Dec 31, 2023 0 Feb 25, 2026
FY2023 Jun 30, 2023 0 Aug 9, 2023
FY2023 Mar 31, 2023 0 May 10, 2023
FY2024 Dec 31, 2022 0 Feb 26, 2025
FY2023 Jun 30, 2022 0 Aug 9, 2023
FY2023 Mar 31, 2022 0 May 10, 2023
FY2023 Dec 31, 2021 0 Feb 28, 2024

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 0 Feb 25, 2026
FY2025 Dec 31, 2024 0 Feb 25, 2026
FY2025 Dec 31, 2023 0 Feb 25, 2026
FY2023 Jun 30, 2023 0 Aug 9, 2023
FY2023 Mar 31, 2023 0 May 10, 2023
FY2024 Dec 31, 2022 0 Feb 26, 2025
FY2023 Jun 30, 2022 0 Aug 9, 2023
FY2023 Mar 31, 2022 0 May 10, 2023
FY2023 Dec 31, 2021 0 Feb 28, 2024