Rhinebeck Bancorp, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Rhinebeck Bancorp, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $10.05M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | ($8.62M) | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $4.40M | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | $7.00M | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | $11.56M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $5.92M | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | $5.96M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $4.36M | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | $3.00M | Mar 29, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.74M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $8.47M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $7.05M | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | $14.80M | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | $7.65M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $14.85M | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | $12.11M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $8.61M | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | $5.39M | Mar 29, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $850.0K | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $791.0K | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $578.0K | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | $1.13M | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | $1.77M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $1.87M | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | $2.59M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $1.15M | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | $697.0K | Mar 29, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.30B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $1.26B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $1.31B | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | $1.34B | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | $1.28B | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $1.13B | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | $973.95M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $882.42M | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | $742.10M | Mar 29, 2019 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.16B | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $1.13B | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $1.20B | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | $1.23B | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | $1.16B | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $1.01B | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | $864.06M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $823.15M | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | $687.13M | Mar 29, 2019 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $136.85M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $121.83M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $113.69M | Mar 13, 2026 |
| FY2024 | Dec 31, 2022 | $108.13M | Mar 25, 2025 |
| FY2023 | Dec 31, 2021 | $125.97M | Mar 26, 2024 |
| FY2022 | Dec 31, 2020 | $116.50M | Mar 23, 2023 |
| FY2021 | Dec 31, 2019 | $109.88M | Mar 22, 2022 |
| FY2020 | Dec 31, 2018 | $59.28M | Mar 25, 2021 |
| FY2019 | Dec 31, 2017 | $54.98M | Mar 26, 2020 |
| FY2018 | Dec 31, 2016 | $52.52M | Mar 29, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.24M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $2.24M | Mar 13, 2026 |
| FY2025 | Dec 31, 2023 | $2.24M | Mar 13, 2026 |
| FY2024 | Dec 31, 2022 | $2.24M | Mar 25, 2025 |
| FY2023 | Dec 31, 2021 | $2.24M | Mar 26, 2024 |
| FY2022 | Dec 31, 2020 | $1.41M | Mar 23, 2023 |
| FY2021 | Dec 31, 2019 | $1.41M | Mar 22, 2022 |
| FY2019 | Dec 31, 2018 | $1.41M | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | $1.51M | Mar 29, 2019 |
| FY2018 | Dec 31, 2016 | $2.78M | Mar 29, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $101.80M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | $91.77M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | $100.39M | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | $96.62M | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | $89.63M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | $78.07M | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | $72.15M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $66.19M | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | $61.83M | Mar 29, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | 0 | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | 0 | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | 0 | Mar 25, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | 0 | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | 0 | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | 0 | Mar 25, 2021 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 11.14M | Mar 13, 2026 |
| FY2025 | Dec 31, 2024 | 11.09M | Mar 13, 2026 |
| FY2024 | Dec 31, 2023 | 11.07M | Mar 25, 2025 |
| FY2023 | Dec 31, 2022 | 11.28M | Mar 26, 2024 |
| FY2022 | Dec 31, 2021 | 11.30M | Mar 23, 2023 |
| FY2021 | Dec 31, 2020 | 11.30M | Mar 22, 2022 |
| FY2020 | Dec 31, 2019 | 11.13M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | 0 | Mar 26, 2020 |
| FY2018 | Dec 31, 2017 | 100 | Mar 29, 2019 |