Columbia Financial, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Columbia Financial, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $51.77M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | ($11.65M) | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $36.09M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $86.17M | Mar 3, 2025 |
| FY2023 | Dec 31, 2021 | $92.05M | Feb 29, 2024 |
| FY2020 | Dec 31, 2020 | $20.65M | Mar 1, 2021 |
| FY2020 | Sep 30, 2020 | $15.09M | Mar 1, 2021 |
| FY2020 | Jun 30, 2020 | $15.10M | Mar 1, 2021 |
| FY2020 | Mar 31, 2020 | $6.77M | Mar 1, 2021 |
| FY2020 | Dec 31, 2019 | $13.55M | Mar 1, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $68.40M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $33.32M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $40.72M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $142.16M | Mar 3, 2025 |
| FY2023 | Dec 31, 2021 | $98.70M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $49.04M | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $21.82M | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | $56.59M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $2.33M | Mar 2, 2020 |
| FY2019 | Sep 30, 2017 | $36.04M | Mar 2, 2020 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $9.84M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $7.45M | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $7.64M | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | $7.20M | Mar 3, 2025 |
| FY2023 | Dec 31, 2021 | $5.49M | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $4.62M | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | $19.34M | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | $13.27M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $2.65M | Mar 2, 2020 |
| FY2019 | Sep 30, 2017 | $6.53M | Mar 2, 2020 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.02B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $10.48B | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $10.65B | Mar 3, 2025 |
| FY2023 | Dec 31, 2022 | $10.41B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $9.22B | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $8.80B | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $8.19B | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $6.69B | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $5.77B | Mar 29, 2019 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $9.86B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $9.40B | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $9.61B | Mar 3, 2025 |
| FY2023 | Dec 31, 2022 | $9.35B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $8.15B | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $7.79B | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $7.21B | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $5.72B | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $5.29B | Mar 29, 2019 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.16B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $1.08B | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | $1.04B | Mar 6, 2026 |
| FY2025 | Dec 31, 2022 | $1.05B | Mar 6, 2026 |
| FY2024 | Dec 31, 2021 | $1.08B | Mar 3, 2025 |
| FY2023 | Dec 31, 2020 | $1.01B | Feb 29, 2024 |
| FY2022 | Dec 31, 2019 | $982.52M | Mar 1, 2023 |
| FY2021 | Dec 31, 2018 | $972.06M | Mar 1, 2022 |
| FY2020 | Dec 31, 2017 | $472.07M | Mar 1, 2021 |
| FY2019 | Sep 30, 2017 | $475.91M | Mar 2, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $110.72M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $110.72M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $110.72M | Mar 3, 2025 |
| FY2023 | Dec 31, 2022 | $110.72M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $85.32M | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $80.29M | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $60.76M | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $5.72M | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $5.72M | Mar 29, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $933.72M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $881.95M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $893.60M | Mar 3, 2025 |
| FY2023 | Dec 31, 2022 | $857.52M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $765.13M | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $673.08M | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $615.48M | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $560.22M | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $537.48M | Mar 29, 2019 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $340.81M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $289.22M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $423.25M | Mar 3, 2025 |
| FY2023 | Dec 31, 2022 | $179.23M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $70.96M | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $422.96M | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $75.55M | Mar 1, 2021 |
| FY2018 | Dec 31, 2018 | $42.07M | Mar 29, 2019 |
| FY2018 | Dec 31, 2017 | $65.33M | Mar 29, 2019 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.18B | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | $1.08B | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | $1.53B | Mar 3, 2025 |
| FY2023 | Dec 31, 2022 | $1.13B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $377.31M | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | $799.36M | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | $1.41B | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $1.19B | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $929.06M | Mar 29, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | 0 | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | 0 | Mar 3, 2025 |
| FY2023 | Dec 31, 2021 | 0 | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | 0 | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | 0 | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | 0 | Mar 1, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 0 | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 6, 2026 |
| FY2025 | Dec 31, 2023 | 0 | Mar 6, 2026 |
| FY2024 | Dec 31, 2022 | 0 | Mar 3, 2025 |
| FY2023 | Dec 31, 2021 | 0 | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | 0 | Mar 1, 2023 |
| FY2021 | Dec 31, 2019 | 0 | Mar 1, 2022 |
| FY2020 | Dec 31, 2018 | 0 | Mar 1, 2021 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 103.98M | Mar 6, 2026 |
| FY2025 | Dec 31, 2024 | 104.76M | Mar 6, 2026 |
| FY2024 | Dec 31, 2023 | 104.92M | Mar 3, 2025 |
| FY2023 | Dec 31, 2022 | 108.97M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | 107.44M | Mar 1, 2023 |
| FY2021 | Dec 31, 2020 | 110.94M | Mar 1, 2022 |
| FY2020 | Dec 31, 2019 | 113.77M | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | 115.89M | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | 115.89M | Mar 29, 2019 |