EdgarLookup

LM FUNDING AMERICA, INC. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that LM FUNDING AMERICA, INC. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
-304.4%
Profit Margin
Net income ÷ revenue
-52.5%
Return on Assets
Net income ÷ assets
0.73x
Debt-to-Equity
Total liabilities ÷ equity
-19.6%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $8.84M Mar 31, 2026
FY2025 Dec 31, 2024 $11.00M Mar 31, 2026
FY2024 Dec 31, 2023 $12.98M Mar 31, 2025
FY2023 Dec 31, 2022 $1.73M Apr 1, 2024
FY2022 Dec 31, 2021 $898.9K Mar 31, 2023
FY2021 Dec 31, 2020 $1.26M Mar 31, 2022
FY2020 Dec 31, 2019 $2.39M Mar 31, 2021
FY2019 Dec 31, 2018 $3.39M Apr 14, 2020
FY2018 Dec 31, 2017 $4.39M Apr 16, 2019
FY2017 Dec 31, 2016 $4.90M Apr 17, 2018

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($26.92M) Mar 31, 2026
FY2025 Dec 31, 2024 ($7.32M) Mar 31, 2026
FY2025 Sep 30, 2024 ($4.28M) Mar 31, 2026
FY2025 Jun 30, 2024 ($5.61M) Mar 31, 2026
FY2025 Mar 31, 2024 $1.94M Mar 31, 2026
FY2024 Dec 31, 2023 ($15.94M) Mar 31, 2025
FY2023 Dec 31, 2022 ($29.24M) Apr 1, 2024
FY2022 Dec 31, 2021 $4.76M Mar 31, 2023
FY2021 Dec 31, 2020 ($4.04M) Mar 31, 2022
FY2020 Dec 31, 2019 ($3.00M) Mar 31, 2021

Operating Income

Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($22.88M) Mar 31, 2026
FY2025 Dec 31, 2024 ($6.46M) Mar 31, 2026
FY2024 Dec 31, 2023 ($10.07M) Mar 31, 2025
FY2023 Dec 31, 2022 ($24.68M) Apr 1, 2024
FY2022 Dec 31, 2021 ($8.43M) Mar 31, 2023
FY2021 Dec 31, 2020 ($4.05M) Mar 31, 2022
FY2020 Dec 31, 2019 ($2.98M) Mar 31, 2021
FY2019 Dec 31, 2018 ($412.3K) Apr 14, 2020
FY2018 Dec 31, 2017 ($3.47M) Apr 16, 2019
FY2017 Dec 31, 2016 ($3.09M) Apr 17, 2018

SG&A Expense

Selling, general, and administrative expenses — the overhead costs of running the business, including salaries, marketing, legal fees, and corporate office costs. Excludes COGS and R&D.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.58M Mar 31, 2026
FY2025 Dec 31, 2024 $817.0K Mar 31, 2026
FY2024 Dec 31, 2023 $851.8K Mar 31, 2025
FY2023 Dec 31, 2022 $635.3K Apr 1, 2024
FY2022 Dec 31, 2021 $418.0K Mar 31, 2023
FY2021 Dec 31, 2020 $351.2K Mar 31, 2022
FY2020 Dec 31, 2019 $203.2K Mar 31, 2021
FY2019 Dec 31, 2018 $323.0K Apr 14, 2020
FY2018 Dec 31, 2017 $810.3K Apr 16, 2019
FY2017 Dec 31, 2016 $1.08M Apr 17, 2018

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($13.99M) Mar 31, 2026
FY2025 Dec 31, 2024 ($11.95M) Mar 31, 2026
FY2024 Dec 31, 2023 ($3.40M) Mar 31, 2025
FY2023 Dec 31, 2022 ($9.14M) Apr 1, 2024
FY2022 Dec 31, 2021 $2.70M Mar 31, 2023
FY2021 Dec 31, 2020 ($3.52M) Mar 31, 2022
FY2020 Dec 31, 2019 ($1.16M) Mar 31, 2021
FY2019 Dec 31, 2018 ($758.3K) Apr 14, 2020
FY2018 Dec 31, 2017 ($1.81M) Apr 16, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.21M Mar 31, 2026
FY2025 Dec 31, 2024 $1.73M Mar 31, 2026
FY2024 Dec 31, 2023 $1.63M Mar 31, 2025
FY2023 Dec 31, 2022 $15.4K Apr 1, 2024
FY2022 Dec 31, 2021 $14.4K Mar 31, 2023

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $51.32M Mar 31, 2026
FY2025 Dec 31, 2024 $44.05M Mar 31, 2026
FY2025 Sep 30, 2024 $37.86M Mar 31, 2026
FY2025 Jun 30, 2024 $35.05M Mar 31, 2026
FY2025 Mar 31, 2024 $40.61M Mar 31, 2026
FY2024 Dec 31, 2023 $37.71M Mar 31, 2025
FY2023 Dec 31, 2022 $53.19M Apr 1, 2024
FY2022 Dec 31, 2021 $62.10M Mar 31, 2023
FY2021 Dec 31, 2020 $12.32M Mar 31, 2022
FY2020 Dec 31, 2019 $7.64M Mar 31, 2021

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $22.44M Mar 31, 2026
FY2025 Dec 31, 2024 $8.70M Mar 31, 2026
FY2024 Dec 31, 2023 $2.85M Mar 31, 2025
FY2023 Dec 31, 2022 $2.39M Apr 1, 2024
FY2022 Dec 31, 2021 $1.09M Mar 31, 2023
FY2021 Dec 31, 2020 $849.1K Mar 31, 2022
FY2020 Dec 31, 2019 $4.81M Mar 31, 2021
FY2019 Dec 31, 2018 $250.9K Apr 14, 2020
FY2018 Dec 31, 2017 $1.07M Apr 16, 2019
FY2017 Dec 31, 2016 $5.85M Apr 17, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $30.62M Mar 31, 2026
FY2025 Dec 31, 2024 $37.03M Mar 31, 2026
FY2024 Dec 31, 2023 $36.19M Mar 31, 2025
FY2023 Dec 31, 2022 $49.19M Apr 1, 2024
FY2022 Dec 31, 2021 $60.76M Mar 31, 2023
FY2021 Dec 31, 2020 $11.46M Mar 31, 2022
FY2020 Dec 31, 2019 $2.83M Mar 31, 2021
FY2019 Dec 31, 2018 $5.81M Apr 14, 2020
FY2019 Dec 31, 2017 $897.0K Apr 14, 2020
FY2018 Dec 31, 2016 $4.17M Apr 16, 2019

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2020 Dec 31, 2019 $4.04M Mar 31, 2021

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($92.58M) Mar 31, 2026
FY2025 Dec 31, 2024 ($65.66M) Mar 31, 2026
FY2025 Sep 30, 2024 ($66.30M) Mar 31, 2026
FY2025 Jun 30, 2024 ($62.02M) Mar 31, 2026
FY2025 Mar 31, 2024 ($56.41M) Mar 31, 2026
FY2024 Dec 31, 2023 ($58.96M) Mar 31, 2025
FY2023 Dec 31, 2022 ($43.02M) Apr 1, 2024
FY2022 Dec 31, 2021 ($13.78M) Mar 31, 2023
FY2021 Dec 31, 2020 ($18.54M) Mar 31, 2022
FY2020 Dec 31, 2019 ($14.49M) Mar 31, 2021

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2021 Dec 31, 2021 $32.56M Mar 31, 2022
FY2021 Dec 31, 2020 $11.55M Mar 31, 2022
FY2021 Dec 31, 2019 $1.07M Mar 31, 2022
FY2020 Dec 31, 2018 $3.52M Mar 31, 2021

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2021 Dec 31, 2020 $185.8K Mar 31, 2022
FY2019 Dec 31, 2019 $517.6K Apr 14, 2020

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (3) Mar 31, 2026
FY2025 Dec 31, 2024 (5) Mar 31, 2026
FY2024 Dec 31, 2023 (6) Mar 31, 2025
FY2023 Dec 31, 2022 (13) Apr 1, 2024
FY2022 Dec 31, 2021 0 Mar 31, 2023
FY2021 Dec 31, 2020 (2) Mar 31, 2022
FY2020 Dec 31, 2019 0 Mar 31, 2021
FY2019 Dec 31, 2018 0 Apr 14, 2020
FY2018 Dec 31, 2017 (25) Apr 16, 2019
FY2017 Dec 31, 2016 0 Apr 17, 2018

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (3) Mar 31, 2026
FY2025 Dec 31, 2024 (5) Mar 31, 2026
FY2024 Dec 31, 2023 (6) Mar 31, 2025
FY2023 Dec 31, 2022 (13) Apr 1, 2024
FY2022 Dec 31, 2021 0 Mar 31, 2023
FY2021 Dec 31, 2020 (2) Mar 31, 2022
FY2020 Dec 31, 2019 0 Mar 31, 2021
FY2019 Dec 31, 2018 0 Apr 14, 2020
FY2018 Dec 31, 2017 (25) Apr 16, 2019
FY2017 Dec 31, 2016 0 Apr 17, 2018

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 14.12M Mar 31, 2026
FY2025 Dec 31, 2024 5.13M Mar 31, 2026
FY2024 Dec 31, 2023 2.49M Mar 31, 2025
FY2023 Dec 31, 2022 2.23M Apr 1, 2024
FY2022 Dec 31, 2021 13.02M Mar 31, 2023
FY2021 Dec 31, 2020 3.08M Mar 31, 2022
FY2021 May 11, 2020 5.41M Mar 31, 2022
FY2020 Dec 31, 2019 3.13M Mar 31, 2021
FY2019 Dec 31, 2018 3.12M Apr 14, 2020
FY2019 Oct 16, 2018 625,318 Apr 14, 2020