EdgarLookup

Oscar Health, Inc. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that Oscar Health, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
-3.8%
Profit Margin
Net income ÷ revenue
-7%
Return on Assets
Net income ÷ assets
5.47x
Debt-to-Equity
Total liabilities ÷ equity
+27.5%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $11.70B Feb 13, 2026
FY2025 Dec 31, 2024 $9.18B Feb 13, 2026
FY2025 Dec 31, 2023 $5.86B Feb 13, 2026
FY2024 Dec 31, 2022 $3.96B Feb 20, 2025
FY2023 Dec 31, 2021 $1.84B Feb 15, 2024
FY2022 Dec 31, 2020 $462.80M Feb 24, 2023
FY2021 Dec 31, 2019 $488.19M Feb 25, 2022

Revenue

Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $28.59M Feb 13, 2026
FY2025 Dec 31, 2024 $20.58M Feb 13, 2026
FY2025 Dec 31, 2023 $21.35M Feb 13, 2026
FY2024 Dec 31, 2022 $64.93M Feb 20, 2025
FY2023 Dec 31, 2021 $5.39M Feb 15, 2024
FY2022 Dec 31, 2020 $0 Feb 24, 2023

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($443.15M) Feb 13, 2026
FY2025 Dec 31, 2024 $25.43M Feb 13, 2026
FY2025 Dec 31, 2023 ($270.73M) Feb 13, 2026
FY2024 Dec 31, 2022 ($606.28M) Feb 20, 2025
FY2023 Dec 31, 2021 ($572.61M) Feb 15, 2024
FY2022 Dec 31, 2020 ($406.83M) Feb 24, 2023
FY2021 Dec 31, 2019 ($261.18M) Feb 25, 2022

Operating Income

Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($396.36M) Feb 13, 2026
FY2025 Dec 31, 2024 $57.27M Feb 13, 2026
FY2025 Dec 31, 2023 ($235.62M) Feb 13, 2026
FY2024 Dec 31, 2022 ($589.87M) Feb 20, 2025
FY2023 Dec 31, 2021 ($544.48M) Feb 15, 2024
FY2022 Dec 31, 2020 ($402.27M) Feb 24, 2023
FY2021 Dec 31, 2019 ($259.39M) Feb 25, 2022

SG&A Expense

Selling, general, and administrative expenses — the overhead costs of running the business, including salaries, marketing, legal fees, and corporate office costs. Excludes COGS and R&D.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.05B Feb 13, 2026
FY2025 Dec 31, 2024 $1.76B Feb 13, 2026
FY2025 Dec 31, 2023 $1.43B Feb 13, 2026
FY2024 Dec 31, 2022 $1.26B Feb 20, 2025

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.09B Feb 13, 2026
FY2025 Dec 31, 2024 $978.19M Feb 13, 2026
FY2025 Dec 31, 2023 ($272.16M) Feb 13, 2026
FY2024 Dec 31, 2022 $380.35M Feb 20, 2025
FY2023 Dec 31, 2021 ($181.75M) Feb 15, 2024
FY2022 Dec 31, 2020 $222.73M Feb 24, 2023
FY2021 Dec 31, 2019 ($165.37M) Feb 25, 2022

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $6.33B Feb 13, 2026
FY2025 Dec 31, 2024 $4.84B Feb 13, 2026
FY2024 Dec 31, 2023 $3.60B Feb 20, 2025
FY2023 Dec 31, 2022 $4.53B Feb 15, 2024
FY2022 Dec 31, 2021 $3.32B Feb 24, 2023
FY2021 Dec 31, 2020 $2.27B Feb 25, 2022

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $5.34B Feb 13, 2026
FY2025 Dec 31, 2024 $3.82B Feb 13, 2026
FY2024 Dec 31, 2023 $2.80B Feb 20, 2025
FY2023 Dec 31, 2022 $3.63B Feb 15, 2024
FY2022 Dec 31, 2021 $1.93B Feb 24, 2023
FY2021 Dec 31, 2020 $1.82B Feb 25, 2022

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $977.65M Feb 13, 2026
FY2025 Dec 31, 2024 $1.01B Feb 13, 2026
FY2024 Dec 31, 2023 $803.97M Feb 20, 2025
FY2023 Dec 31, 2022 $890.38M Feb 15, 2024
FY2022 Dec 31, 2021 $1.39B Feb 24, 2023
FY2021 Dec 31, 2020 ($1.30B) Feb 25, 2022

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($3.29B) Feb 13, 2026
FY2025 Dec 31, 2024 ($2.85B) Feb 13, 2026
FY2024 Dec 31, 2023 ($2.88B) Feb 20, 2025
FY2023 Dec 31, 2022 ($2.61B) Feb 15, 2024
FY2022 Dec 31, 2021 ($2.00B) Feb 24, 2023
FY2021 Dec 31, 2020 ($1.43B) Feb 25, 2022

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.77B Feb 13, 2026
FY2025 Dec 31, 2024 $1.53B Feb 13, 2026
FY2025 Dec 31, 2023 $1.87B Feb 13, 2026
FY2024 Dec 31, 2022 $1.56B Feb 20, 2025
FY2023 Dec 31, 2021 $1.10B Feb 15, 2024
FY2022 Dec 31, 2020 $826.33M Feb 24, 2023
FY2021 Dec 31, 2019 $336.64M Feb 25, 2022

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (1) Feb 13, 2026
FY2025 Dec 31, 2024 0 Feb 13, 2026
FY2025 Dec 31, 2023 (1) Feb 13, 2026
FY2024 Dec 31, 2022 (2) Feb 20, 2025
FY2023 Dec 31, 2021 (3) Feb 15, 2024
FY2022 Dec 31, 2020 (14) Feb 24, 2023
FY2021 Dec 31, 2019 (9) Feb 25, 2022

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (1) Feb 13, 2026
FY2025 Dec 31, 2024 0 Feb 13, 2026
FY2025 Dec 31, 2023 (1) Feb 13, 2026
FY2024 Dec 31, 2022 (2) Feb 20, 2025
FY2023 Dec 31, 2021 (3) Feb 15, 2024
FY2022 Dec 31, 2020 (14) Feb 24, 2023
FY2021 Dec 31, 2019 (9) Feb 25, 2022