First Internet Bancorp — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that First Internet Bancorp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($35.17M) | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $25.28M | Mar 11, 2026 |
| FY2025 | Dec 31, 2023 | $8.42M | Mar 11, 2026 |
| FY2024 | Dec 31, 2022 | $35.54M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $48.11M | Mar 13, 2024 |
| FY2020 | Dec 31, 2020 | $11.09M | Mar 15, 2021 |
| FY2020 | Sep 30, 2020 | $8.41M | Mar 15, 2021 |
| FY2020 | Jun 30, 2020 | $3.93M | Mar 15, 2021 |
| FY2020 | Mar 31, 2020 | $6.02M | Mar 15, 2021 |
| FY2020 | Dec 31, 2019 | $7.10M | Mar 15, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.45M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $12.99M | Mar 11, 2026 |
| FY2025 | Dec 31, 2023 | $11.68M | Mar 11, 2026 |
| FY2024 | Dec 31, 2022 | $82.72M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $54.84M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $13.07M | Mar 14, 2023 |
| FY2020 | Dec 31, 2019 | ($43.58M) | Mar 15, 2022 |
| FY2020 | Dec 31, 2018 | $29.36M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $24.62M | Mar 12, 2020 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.23M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $2.59M | Mar 11, 2026 |
| FY2025 | Dec 31, 2023 | $5.37M | Mar 11, 2026 |
| FY2024 | Dec 31, 2022 | $17.52M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $29.89M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $25.56M | Mar 14, 2023 |
| FY2020 | Dec 31, 2019 | $4.11M | Mar 15, 2022 |
| FY2020 | Dec 31, 2018 | $2.22M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $1.52M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $3.17M | Mar 14, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.57B | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $5.74B | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $5.17B | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $4.54B | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $4.21B | Mar 14, 2023 |
| FY2020 | Dec 31, 2020 | $4.25B | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $4.10B | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $3.54B | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $2.77B | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $1.85B | Mar 8, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.21B | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $5.35B | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $4.80B | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $4.18B | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $3.83B | Mar 14, 2023 |
| FY2020 | Dec 31, 2020 | $3.92B | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $3.80B | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $3.25B | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $2.54B | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $1.70B | Mar 8, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $359.77M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $384.06M | Mar 11, 2026 |
| FY2025 | Dec 31, 2023 | $362.80M | Mar 11, 2026 |
| FY2025 | Dec 31, 2022 | $364.97M | Mar 11, 2026 |
| FY2024 | Dec 31, 2021 | $380.34M | Mar 12, 2025 |
| FY2023 | Dec 31, 2020 | $330.94M | Mar 13, 2024 |
| FY2022 | Dec 31, 2019 | $304.91M | Mar 14, 2023 |
| FY2020 | Dec 31, 2018 | $288.74M | Mar 15, 2022 |
| FY2020 | Dec 31, 2017 | $224.13M | Mar 15, 2021 |
| FY2019 | Dec 31, 2016 | $153.94M | Mar 12, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.69M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $4.69M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $4.69M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $4.69M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $4.69M | Mar 14, 2023 |
| FY2020 | Dec 31, 2020 | $4.69M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $4.69M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $4.69M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $4.69M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $4.69M | Mar 8, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $193.32M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $230.62M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $207.47M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $205.68M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $172.43M | Mar 14, 2023 |
| FY2020 | Dec 31, 2020 | $126.73M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $99.68M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $77.69M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $57.10M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $43.70M | Mar 8, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $456.78M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $466.41M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $405.90M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $256.55M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $442.96M | Mar 14, 2023 |
| FY2020 | Dec 31, 2020 | $419.81M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $327.36M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $188.71M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $47.98M | Mar 14, 2019 |
| FY2018 | Dec 31, 2016 | $39.45M | Mar 14, 2019 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $249.50M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $295.00M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $614.93M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $614.93M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $514.92M | Mar 14, 2023 |
| FY2020 | Dec 31, 2020 | $514.92M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $514.91M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $525.15M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $410.18M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $189.98M | Mar 8, 2018 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | (4) | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | 2 | Mar 11, 2026 |
| FY2025 | Dec 31, 2023 | 0 | Mar 11, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | 4 | Mar 13, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Mar 15, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 15, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | (4) | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | 2 | Mar 11, 2026 |
| FY2025 | Dec 31, 2023 | 0 | Mar 11, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | 4 | Mar 13, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Mar 15, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 15, 2021 |