Sound Financial Bancorp, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Sound Financial Bancorp, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.16M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $4.64M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $7.44M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $8.80M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $9.16M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $8.94M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $6.68M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $7.04M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $5.13M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $5.38M | Mar 27, 2018 |
SG&A Expense
Selling, general, and administrative expenses — the overhead costs of running the business, including salaries, marketing, legal fees, and corporate office costs. Excludes COGS and R&D.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.97M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $5.89M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $6.10M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $5.88M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $5.77M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $5.46M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $5.91M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $5.47M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $4.35M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $4.36M | Mar 27, 2018 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.16M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $2.93M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $6.89M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $10.05M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $19.07M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | ($484.0K) | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $11.06M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $10.33M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $6.82M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $7.15M | Mar 27, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $170.0K | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $76.0K | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $444.0K | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $398.0K | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $225.0K | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $407.0K | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $654.0K | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $641.0K | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $2.47M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $1.01M | Mar 27, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.09B | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $993.63M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $995.22M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $976.35M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $919.69M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $861.40M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $719.85M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $716.74M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $645.24M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $588.38M | Mar 27, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $982.77M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $889.97M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $894.57M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $878.65M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $826.33M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $775.92M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $642.13M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $645.11M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $580.08M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $528.11M | Mar 27, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $109.40M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $103.67M | Mar 18, 2026 |
| FY2025 | Dec 31, 2023 | $100.65M | Mar 18, 2026 |
| FY2024 | Dec 31, 2022 | $97.71M | Mar 18, 2025 |
| FY2023 | Dec 31, 2021 | $93.36M | Mar 22, 2024 |
| FY2022 | Dec 31, 2020 | $85.48M | Mar 14, 2023 |
| FY2021 | Dec 31, 2019 | $77.73M | Mar 15, 2022 |
| FY2020 | Dec 31, 2018 | $71.63M | Mar 30, 2021 |
| FY2019 | Dec 31, 2017 | $65.16M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $60.28M | Mar 14, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $777.0K | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $777.0K | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $777.0K | Mar 18, 2025 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $81.48M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $76.27M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $73.63M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $70.79M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $65.24M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $58.23M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $51.41M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $46.17M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $40.49M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $36.87M | Mar 27, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $138.45M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $43.64M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $49.69M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $57.84M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $183.59M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $193.83M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $55.77M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $61.81M | Mar 12, 2020 |
| FY2019 | Dec 31, 2017 | $60.68M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $54.58M | Mar 14, 2019 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2015 | Dec 31, 2015 | $40.44M | Mar 30, 2016 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | 2 | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | 3 | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | 3 | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | 3 | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | 2 | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | 2 | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | 2 | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | 2 | Mar 27, 2018 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | 2 | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | 3 | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | 3 | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | 3 | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | 2 | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | 2 | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | 2 | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | 2 | Mar 27, 2018 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2.57M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | 2.56M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | 2.55M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | 2.58M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | 2.61M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | 2.59M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | 2.57M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | 2.54M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | 2.51M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | 2.50M | Mar 27, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.95M | Mar 18, 2026 |
| FY2025 | Dec 31, 2024 | $1.95M | Mar 18, 2026 |
| FY2024 | Dec 31, 2023 | $1.91M | Mar 18, 2025 |
| FY2023 | Dec 31, 2022 | $2.03M | Mar 22, 2024 |
| FY2022 | Dec 31, 2021 | $2.04M | Mar 14, 2023 |
| FY2021 | Dec 31, 2020 | $2.07M | Mar 15, 2022 |
| FY2020 | Dec 31, 2019 | $1.43M | Mar 30, 2021 |
| FY2019 | Dec 31, 2018 | $1.37M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $1.51M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $745.0K | Mar 27, 2018 |