EdgarLookup

Enova International, Inc. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that Enova International, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Financials Insiders
9.8%
Profit Margin
Net income ÷ revenue
4.8%
Return on Assets
Net income ÷ assets
3.84x
Debt-to-Equity
Total liabilities ÷ equity
+18.6%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.15B Feb 20, 2026
FY2025 Dec 31, 2024 $2.66B Feb 20, 2026
FY2025 Dec 31, 2023 $2.12B Feb 20, 2026
FY2024 Dec 31, 2022 $1.74B Feb 18, 2025
FY2023 Dec 31, 2021 $1.21B Feb 23, 2024
FY2022 Dec 31, 2020 $1.08B Feb 24, 2023
FY2019 Dec 31, 2019 $345.26M Feb 27, 2020
FY2019 Sep 30, 2019 $305.61M Feb 27, 2020
FY2019 Jun 30, 2019 $259.45M Feb 27, 2020
FY2019 Mar 31, 2019 $264.44M Feb 27, 2020

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $308.39M Feb 20, 2026
FY2025 Dec 31, 2024 $209.45M Feb 20, 2026
FY2025 Dec 31, 2023 $175.12M Feb 20, 2026
FY2024 Dec 31, 2022 $207.42M Feb 18, 2025
FY2023 Dec 31, 2021 $256.30M Feb 23, 2024
FY2022 Dec 31, 2020 $377.84M Feb 24, 2023
FY2019 Dec 31, 2019 ($50.55M) Feb 27, 2020
FY2019 Sep 30, 2019 $27.09M Feb 27, 2020
FY2019 Jun 30, 2019 $25.06M Feb 27, 2020
FY2019 Mar 31, 2019 $35.02M Feb 27, 2020

Operating Income

Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $739.43M Feb 20, 2026
FY2025 Dec 31, 2024 $584.76M Feb 20, 2026
FY2025 Dec 31, 2023 $422.14M Feb 20, 2026
FY2024 Dec 31, 2022 $383.99M Feb 18, 2025
FY2023 Dec 31, 2021 $413.06M Feb 23, 2024
FY2022 Dec 31, 2020 $357.80M Feb 24, 2023
FY2021 Dec 31, 2019 $248.21M Feb 28, 2022
FY2020 Dec 31, 2018 $175.55M Feb 26, 2021
FY2019 Dec 31, 2017 $116.19M Feb 27, 2020
FY2018 Dec 31, 2016 $121.48M Feb 27, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $6.47B Feb 20, 2026
FY2025 Dec 31, 2024 $5.27B Feb 20, 2026
FY2024 Dec 31, 2023 $4.59B Feb 18, 2025
FY2023 Dec 31, 2022 $3.78B Feb 23, 2024
FY2022 Dec 31, 2021 $2.76B Feb 24, 2023
FY2021 Dec 31, 2020 $2.11B Feb 28, 2022
FY2020 Dec 31, 2019 $1.57B Feb 26, 2021
FY2019 Dec 31, 2018 $1.33B Feb 27, 2020
FY2018 Dec 31, 2017 $1.16B Feb 27, 2019
FY2017 Dec 31, 2016 $977.88M Feb 26, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $5.13B Feb 20, 2026
FY2025 Dec 31, 2024 $4.07B Feb 20, 2026
FY2024 Dec 31, 2023 $3.35B Feb 18, 2025
FY2023 Dec 31, 2022 $2.59B Feb 23, 2024
FY2022 Dec 31, 2021 $1.67B Feb 24, 2023
FY2021 Dec 31, 2020 $1.19B Feb 28, 2022
FY2020 Dec 31, 2019 $1.20B Feb 26, 2021
FY2019 Dec 31, 2018 $986.58M Feb 27, 2020
FY2018 Dec 31, 2017 $877.77M Feb 27, 2019
FY2017 Dec 31, 2016 $736.18M Feb 26, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.34B Feb 20, 2026
FY2025 Dec 31, 2024 $1.20B Feb 20, 2026
FY2024 Dec 31, 2023 $1.24B Feb 18, 2025
FY2023 Dec 31, 2022 $1.19B Feb 23, 2024
FY2022 Dec 31, 2021 $1.09B Feb 24, 2023
FY2021 Dec 31, 2020 $917.35M Feb 28, 2022
FY2020 Dec 31, 2019 $376.61M Feb 26, 2021
FY2019 Dec 31, 2018 $347.77M Feb 27, 2020
FY2019 Dec 31, 2017 $281.69M Feb 27, 2020
FY2019 Dec 31, 2016 $241.70M Feb 27, 2020

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 12 Feb 20, 2026
FY2025 Dec 31, 2024 7 Feb 20, 2026
FY2025 Dec 31, 2023 5 Feb 20, 2026
FY2024 Dec 31, 2022 6 Feb 18, 2025
FY2023 Dec 31, 2021 7 Feb 23, 2024
FY2022 Dec 31, 2020 11 Feb 24, 2023
FY2021 Dec 31, 2019 1 Feb 28, 2022
FY2020 Dec 31, 2018 2 Feb 26, 2021
FY2019 Dec 31, 2017 0 Feb 27, 2020
FY2018 Dec 31, 2016 1 Feb 27, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 11 Feb 20, 2026
FY2025 Dec 31, 2024 7 Feb 20, 2026
FY2025 Dec 31, 2023 5 Feb 20, 2026
FY2024 Dec 31, 2022 6 Feb 18, 2025
FY2023 Dec 31, 2021 6 Feb 23, 2024
FY2022 Dec 31, 2020 11 Feb 24, 2023
FY2019 Dec 31, 2019 (1) Feb 27, 2020
FY2019 Sep 30, 2019 0 Feb 27, 2020
FY2019 Jun 30, 2019 0 Feb 27, 2020
FY2019 Mar 31, 2019 1 Feb 27, 2020

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $71.71M Feb 20, 2026
FY2025 Dec 31, 2024 $73.91M Feb 20, 2026
FY2025 Dec 31, 2023 $54.36M Feb 20, 2026
FY2024 Dec 31, 2022 $100.17M Feb 18, 2025
FY2023 Dec 31, 2021 $165.48M Feb 23, 2024
FY2022 Dec 31, 2020 $297.27M Feb 24, 2023
FY2021 Dec 31, 2019 $35.90M Feb 28, 2022
FY2020 Dec 31, 2018 $28.11M Feb 26, 2021
FY2019 Dec 31, 2017 $49.77M Feb 27, 2020
FY2018 Dec 31, 2016 $39.93M Feb 27, 2019

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $4.50B Feb 20, 2026
FY2025 Dec 31, 2024 $3.56B Feb 20, 2026
FY2024 Dec 31, 2023 $2.94B Feb 18, 2025
FY2023 Dec 31, 2022 $2.26B Feb 23, 2024
FY2022 Dec 31, 2021 $1.38B Feb 24, 2023
FY2021 Dec 31, 2020 $946.46M Feb 28, 2022
FY2020 Dec 31, 2019 $991.18M Feb 26, 2021
FY2019 Dec 31, 2018 $857.93M Feb 27, 2020
FY2018 Dec 31, 2017 $788.54M Feb 27, 2019
FY2017 Dec 31, 2016 $649.91M Feb 26, 2018