Ready Capital Corp — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Ready Capital Corp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2020 | Dec 31, 2020 | $26.91M | Mar 15, 2021 |
| FY2020 | Sep 30, 2020 | $34.56M | Mar 15, 2021 |
| FY2020 | Jun 30, 2020 | $33.85M | Mar 15, 2021 |
| FY2020 | Mar 31, 2020 | ($50.45M) | Mar 15, 2021 |
| FY2020 | Dec 31, 2019 | $20.43M | Mar 15, 2021 |
| FY2020 | Sep 30, 2019 | $12.10M | Mar 15, 2021 |
| FY2020 | Jun 30, 2019 | $10.97M | Mar 15, 2021 |
| FY2020 | Mar 31, 2019 | $29.47M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $9.18M | Mar 12, 2020 |
| FY2019 | Sep 30, 2018 | $16.93M | Mar 12, 2020 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $432.12M | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | $274.82M | Mar 2, 2026 |
| FY2025 | Dec 31, 2023 | $51.13M | Mar 2, 2026 |
| FY2024 | Dec 31, 2022 | $359.15M | Sep 30, 2025 |
| FY2023 | Dec 31, 2021 | ($34.44M) | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $68.89M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | ($52.40M) | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $140.30M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $352.49M | Mar 12, 2020 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.77B | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | $10.14B | Mar 2, 2026 |
| FY2024 | Dec 31, 2023 | $12.44B | Sep 30, 2025 |
| FY2023 | Dec 31, 2022 | $11.62B | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $9.53B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $5.37B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $4.98B | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $3.04B | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $2.52B | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $2.61B | Mar 16, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.12B | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | $8.20B | Mar 2, 2026 |
| FY2024 | Dec 31, 2023 | $9.79B | Sep 30, 2025 |
| FY2023 | Dec 31, 2022 | $9.72B | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $8.25B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $4.54B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $4.13B | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $2.47B | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $1.97B | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $2.05B | Mar 16, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.54B | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | $1.84B | Mar 2, 2026 |
| FY2024 | Dec 31, 2023 | $2.54B | Sep 30, 2025 |
| FY2023 | Dec 31, 2022 | $1.79B | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $1.28B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $815.40M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $825.41M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $544.83M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $536.07M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $513.10M | Mar 16, 2018 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $49.50M | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | $49.50M | Mar 2, 2026 |
| FY2024 | Dec 31, 2023 | $38.53M | Sep 30, 2025 |
| FY2023 | Dec 31, 2022 | $37.82M | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $31.47M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $11.21M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $11.21M | Mar 15, 2021 |
| FY2015 | Dec 31, 2015 | $14.18M | Mar 10, 2016 |
| FY2015 | Dec 31, 2014 | $16.51M | Mar 10, 2016 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | ($807.52M) | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | ($505.09M) | Mar 2, 2026 |
| FY2024 | Dec 31, 2023 | $124.41M | Sep 30, 2025 |
| FY2023 | Dec 31, 2022 | $4.99M | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $8.60M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | ($24.20M) | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $8.75M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $5.27M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | ($3.39M) | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | ($201.0K) | Mar 16, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $207.84M | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | $143.80M | Mar 2, 2026 |
| FY2025 | Dec 31, 2023 | $138.53M | Mar 2, 2026 |
| FY2024 | Dec 31, 2022 | $147.40M | Sep 30, 2025 |
| FY2023 | Dec 31, 2021 | $192.97M | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $138.98M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $67.93M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $54.41M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $63.43M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $59.57M | Mar 13, 2019 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.38B | Mar 2, 2026 |
| FY2024 | Dec 31, 2024 | $1.33B | Sep 30, 2025 |
| FY2023 | Dec 31, 2023 | $1.11B | Feb 28, 2024 |
| FY2022 | Dec 31, 2022 | $1.12B | Feb 28, 2023 |
| FY2021 | Dec 31, 2021 | $897.10M | Feb 28, 2022 |
| FY2020 | Dec 31, 2020 | $442.78M | Mar 15, 2021 |
| FY2019 | Dec 31, 2019 | $440.32M | Mar 12, 2020 |
| FY2018 | Dec 31, 2018 | $337.31M | Mar 13, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | (1) | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | (2) | Mar 2, 2026 |
| FY2025 | Dec 31, 2023 | 2 | Mar 2, 2026 |
| FY2024 | Dec 31, 2022 | 1 | Sep 30, 2025 |
| FY2023 | Dec 31, 2021 | 2 | Feb 28, 2024 |
| FY2020 | Dec 31, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 15, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | (1) | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | (2) | Mar 2, 2026 |
| FY2025 | Dec 31, 2023 | 2 | Mar 2, 2026 |
| FY2024 | Dec 31, 2022 | 1 | Sep 30, 2025 |
| FY2023 | Dec 31, 2021 | 2 | Feb 28, 2024 |
| FY2020 | Dec 31, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 15, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 15, 2021 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 163.01M | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | 162.79M | Mar 2, 2026 |
| FY2024 | Dec 31, 2023 | 172.28M | Sep 30, 2025 |
| FY2023 | Dec 31, 2022 | 110.52M | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | 75.84M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | 54.37M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | 51.13M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | 32.11M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | 32.00M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | 30.55M | Mar 16, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $113.32M | Mar 2, 2026 |
| FY2025 | Dec 31, 2024 | $206.06M | Mar 2, 2026 |
| FY2025 | Dec 31, 2023 | $215.09M | Mar 2, 2026 |
| FY2024 | Dec 31, 2022 | $187.83M | Sep 30, 2025 |
| FY2023 | Dec 31, 2021 | $111.92M | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $56.89M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $63.33M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $51.32M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $48.26M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $46.87M | Mar 13, 2019 |