Regional Management Corp. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Regional Management Corp. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $645.60M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $588.50M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $551.40M | Feb 20, 2026 |
| FY2024 | Dec 31, 2022 | $507.19M | Feb 21, 2025 |
| FY2021 | Dec 31, 2021 | $119.48M | Mar 4, 2022 |
| FY2021 | Sep 30, 2021 | $111.46M | Mar 4, 2022 |
| FY2021 | Jun 30, 2021 | $99.68M | Mar 4, 2022 |
| FY2021 | Mar 31, 2021 | $97.73M | Mar 4, 2022 |
| FY2021 | Dec 31, 2020 | $97.44M | Mar 4, 2022 |
| FY2021 | Sep 30, 2020 | $90.54M | Mar 4, 2022 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $44.41M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $41.23M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $15.96M | Feb 20, 2026 |
| FY2024 | Dec 31, 2022 | $51.22M | Feb 21, 2025 |
| FY2021 | Dec 31, 2021 | $20.78M | Mar 4, 2022 |
| FY2021 | Sep 30, 2021 | $22.22M | Mar 4, 2022 |
| FY2021 | Jun 30, 2021 | $20.17M | Mar 4, 2022 |
| FY2021 | Mar 31, 2021 | $25.52M | Mar 4, 2022 |
| FY2021 | Dec 31, 2020 | $14.35M | Mar 4, 2022 |
| FY2021 | Sep 30, 2020 | $11.24M | Mar 4, 2022 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $309.07M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $268.93M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $249.17M | Feb 20, 2026 |
| FY2024 | Dec 31, 2022 | $224.33M | Feb 21, 2025 |
| FY2023 | Dec 31, 2021 | $189.02M | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | $164.98M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $158.19M | Mar 4, 2022 |
| FY2020 | Dec 31, 2018 | $146.29M | Feb 25, 2021 |
| FY2019 | Dec 31, 2017 | $115.43M | Mar 16, 2020 |
| FY2018 | Dec 31, 2016 | $100.24M | Mar 8, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.76M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $5.05M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $4.69M | Feb 20, 2026 |
| FY2024 | Dec 31, 2022 | $5.87M | Feb 21, 2025 |
| FY2023 | Dec 31, 2021 | $3.59M | Feb 22, 2024 |
| FY2022 | Dec 31, 2020 | $3.93M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $5.80M | Mar 4, 2022 |
| FY2020 | Dec 31, 2018 | $5.35M | Feb 25, 2021 |
| FY2019 | Dec 31, 2017 | $4.77M | Mar 16, 2020 |
| FY2018 | Dec 31, 2016 | $6.43M | Mar 8, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.10B | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $1.91B | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $1.79B | Feb 21, 2025 |
| FY2023 | Dec 31, 2022 | $1.72B | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $1.46B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $1.10B | Mar 4, 2022 |
| FY2020 | Dec 31, 2019 | $1.16B | Feb 25, 2021 |
| FY2019 | Dec 31, 2018 | $956.40M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $829.48M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $712.22M | Feb 23, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.73B | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $1.55B | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $1.47B | Feb 21, 2025 |
| FY2023 | Dec 31, 2022 | $1.42B | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $1.18B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $831.73M | Mar 4, 2022 |
| FY2020 | Dec 31, 2019 | $855.76M | Feb 25, 2021 |
| FY2019 | Dec 31, 2018 | $677.23M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $590.07M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $504.75M | Feb 23, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $373.09M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $357.08M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $322.27M | Feb 20, 2026 |
| FY2025 | Dec 31, 2022 | $308.63M | Feb 20, 2026 |
| FY2024 | Dec 31, 2021 | $282.74M | Feb 21, 2025 |
| FY2023 | Dec 31, 2020 | $272.12M | Feb 22, 2024 |
| FY2022 | Dec 31, 2019 | $302.78M | Feb 24, 2023 |
| FY2021 | Dec 31, 2018 | $279.16M | Mar 4, 2022 |
| FY2020 | Dec 31, 2017 | $239.41M | Feb 25, 2021 |
| FY2019 | Dec 31, 2016 | $207.48M | Mar 16, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2022 | Dec 31, 2022 | $716.0K | Feb 24, 2023 |
| FY2022 | Dec 31, 2021 | $716.0K | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $716.0K | Mar 4, 2022 |
| FY2020 | Dec 31, 2019 | $716.0K | Feb 25, 2021 |
| FY2019 | Dec 31, 2018 | $716.0K | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $716.0K | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $716.0K | Feb 23, 2018 |
| FY2016 | Dec 31, 2015 | $716.0K | Feb 10, 2017 |
| FY2015 | Dec 31, 2014 | $716.0K | Feb 23, 2016 |
| FY2014 | Dec 31, 2013 | $716.0K | Mar 16, 2015 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $410.72M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $378.48M | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $349.58M | Feb 21, 2025 |
| FY2023 | Dec 31, 2022 | $345.55M | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $306.11M | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $227.34M | Mar 4, 2022 |
| FY2020 | Dec 31, 2019 | $248.83M | Feb 25, 2021 |
| FY2019 | Dec 31, 2018 | $204.10M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $168.75M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $138.79M | Feb 23, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2012 | Dec 31, 2012 | $3.30M | Mar 18, 2013 |
| FY2012 | Dec 31, 2011 | $4.85M | Mar 18, 2013 |
| FY2012 | Dec 31, 2010 | $856.0K | Mar 18, 2013 |
| FY2012 | Dec 31, 2009 | $3.02M | Mar 18, 2013 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.64B | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $1.47B | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $1.40B | Feb 21, 2025 |
| FY2023 | Dec 31, 2022 | $1.35B | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | $1.10B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $762.25M | Mar 4, 2022 |
| FY2020 | Dec 31, 2019 | $798.61M | Feb 25, 2021 |
| FY2019 | Dec 31, 2018 | $651.35M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $566.55M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $489.53M | Feb 23, 2018 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | 4 | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | 1 | Feb 20, 2026 |
| FY2024 | Dec 31, 2022 | 5 | Feb 21, 2025 |
| FY2021 | Dec 31, 2021 | 2 | Mar 4, 2022 |
| FY2021 | Sep 30, 2021 | 2 | Mar 4, 2022 |
| FY2021 | Jun 30, 2021 | 1 | Mar 4, 2022 |
| FY2021 | Mar 31, 2021 | 2 | Mar 4, 2022 |
| FY2021 | Dec 31, 2020 | 1 | Mar 4, 2022 |
| FY2021 | Sep 30, 2020 | 1 | Mar 4, 2022 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | 4 | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | 1 | Feb 20, 2026 |
| FY2024 | Dec 31, 2022 | 5 | Feb 21, 2025 |
| FY2021 | Dec 31, 2021 | 2 | Mar 4, 2022 |
| FY2021 | Sep 30, 2021 | 2 | Mar 4, 2022 |
| FY2021 | Jun 30, 2021 | 1 | Mar 4, 2022 |
| FY2021 | Mar 31, 2021 | 2 | Mar 4, 2022 |
| FY2021 | Dec 31, 2020 | 1 | Mar 4, 2022 |
| FY2021 | Sep 30, 2020 | 1 | Mar 4, 2022 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 9.55M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | 10.01M | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | 9.76M | Feb 21, 2025 |
| FY2023 | Dec 31, 2022 | 9.52M | Feb 22, 2024 |
| FY2022 | Dec 31, 2021 | 9.79M | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | 10.93M | Mar 4, 2022 |
| FY2020 | Dec 31, 2019 | 11.01M | Feb 25, 2021 |
| FY2019 | Dec 31, 2018 | 11.78M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | 11.66M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | 11.45M | Feb 23, 2018 |