IF Bancorp, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that IF Bancorp, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $4.30M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $1.79M | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | $4.66M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | $5.78M | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | $5.35M | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | $4.25M | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | $3.56M | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | $1.74M | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | $3.92M | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | $3.57M | Sep 11, 2017 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $6.76M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $2.28M | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | $2.77M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | $8.67M | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | $6.87M | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | $6.90M | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | $5.80M | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | $4.84M | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | $6.14M | Sep 12, 2018 |
| FY2013 | Jun 30, 2013 | $6.07M | Sep 23, 2013 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $242.0K | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $247.0K | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | $2.25M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | $387.0K | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | $279.0K | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | $158.0K | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | $1.11M | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | $4.85M | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | $1.68M | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | $214.0K | Sep 11, 2017 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $887.66M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $887.75M | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | $848.98M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | $857.56M | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | $797.34M | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | $735.52M | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | $723.87M | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | $638.92M | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | $585.47M | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | $595.57M | Sep 11, 2017 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $805.82M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $813.83M | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | $777.22M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | $785.90M | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | $712.04M | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | $652.95M | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | $641.41M | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | $557.25M | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | $501.51M | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | $511.59M | Sep 11, 2017 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $81.84M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $73.92M | Sep 11, 2025 |
| FY2025 | Jun 30, 2023 | $71.75M | Sep 11, 2025 |
| FY2024 | Jun 30, 2022 | $71.66M | Sep 11, 2024 |
| FY2023 | Jun 30, 2021 | $85.30M | Sep 13, 2023 |
| FY2022 | Jun 30, 2020 | $82.56M | Sep 15, 2022 |
| FY2021 | Jun 30, 2019 | $82.46M | Sep 15, 2021 |
| FY2020 | Jun 30, 2018 | $81.68M | Sep 14, 2020 |
| FY2019 | Jun 30, 2017 | $83.97M | Sep 12, 2019 |
| FY2018 | Jun 30, 2016 | $83.97M | Sep 12, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $46.89M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $43.88M | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | $43.37M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | $40.36M | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | $35.65M | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | $31.21M | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | $35.36M | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | $38.89M | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | $39.05M | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | $37.10M | Sep 11, 2017 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $20.09M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | $9.57M | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | $10.99M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | $75.81M | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | $62.74M | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | $33.47M | Sep 15, 2021 |
| FY2021 | Jun 30, 2019 | $59.60M | Sep 15, 2021 |
| FY2020 | Jun 30, 2018 | $4.75M | Sep 14, 2020 |
| FY2019 | Jun 30, 2017 | $7.77M | Sep 12, 2019 |
| FY2018 | Jun 30, 2016 | $6.45M | Sep 12, 2018 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 1 | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | 0 | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | 1 | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | 1 | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | 1 | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | 1 | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | 0 | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | 1 | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | 0 | Sep 11, 2017 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 1 | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | 0 | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | 1 | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | 1 | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | 1 | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | 1 | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | 0 | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | 1 | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | 0 | Sep 11, 2017 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 3.35M | Sep 11, 2025 |
| FY2025 | Jun 30, 2024 | 3.35M | Sep 11, 2025 |
| FY2024 | Jun 30, 2023 | 3.35M | Sep 11, 2024 |
| FY2023 | Jun 30, 2022 | 3.26M | Sep 13, 2023 |
| FY2022 | Jun 30, 2021 | 3.24M | Sep 15, 2022 |
| FY2021 | Jun 30, 2020 | 3.24M | Sep 15, 2021 |
| FY2020 | Jun 30, 2019 | 3.58M | Sep 14, 2020 |
| FY2019 | Jun 30, 2018 | 3.87M | Sep 12, 2019 |
| FY2018 | Jun 30, 2017 | 3.94M | Sep 12, 2018 |
| FY2017 | Jun 30, 2016 | 4.01M | Sep 11, 2017 |