Customers Bancorp, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Customers Bancorp, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $224.09M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $181.47M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $250.14M | Feb 27, 2026 |
| FY2022 | Dec 31, 2022 | $28.71M | Feb 28, 2023 |
| FY2022 | Sep 30, 2022 | $63.91M | Feb 28, 2023 |
| FY2022 | Jun 30, 2022 | $58.65M | Feb 28, 2023 |
| FY2022 | Mar 31, 2022 | $76.76M | Feb 28, 2023 |
| FY2022 | Dec 31, 2021 | $100.67M | Feb 28, 2023 |
| FY2022 | Sep 30, 2021 | $116.04M | Feb 28, 2023 |
| FY2022 | Jun 30, 2021 | $61.34M | Feb 28, 2023 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $494.76M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $145.06M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $124.73M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | ($20.83M) | Feb 28, 2025 |
| FY2020 | Dec 31, 2020 | $133.03M | Mar 2, 2021 |
| FY2020 | Dec 31, 2019 | $78.28M | Mar 2, 2021 |
| FY2020 | Dec 31, 2018 | $97.47M | Mar 2, 2021 |
| FY2019 | Dec 31, 2017 | $62.19M | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | $91.40M | Mar 1, 2019 |
| FY2015 | Dec 31, 2015 | ($356.65M) | Feb 26, 2016 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $13.74M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $1.49M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $590.0K | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $4.05M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $613.0K | Feb 29, 2024 |
| FY2022 | Dec 31, 2020 | $4.67M | Feb 28, 2023 |
| FY2021 | Dec 31, 2019 | $1.52M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $1.78M | Mar 2, 2021 |
| FY2019 | Dec 31, 2017 | $2.14M | Mar 2, 2020 |
| FY2018 | Dec 31, 2016 | $5.43M | Mar 1, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $24.90B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $22.31B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $21.32B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $20.90B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $19.58B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $18.44B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $11.52B | Mar 2, 2021 |
| FY2020 | Dec 31, 2018 | $9.83B | Mar 2, 2021 |
| FY2019 | Dec 31, 2017 | $9.84B | Mar 2, 2020 |
| FY2017 | Dec 31, 2016 | $9.38B | Nov 30, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $22.78B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $20.47B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $19.68B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $19.49B | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $18.21B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $17.32B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $10.47B | Mar 2, 2021 |
| FY2019 | Dec 31, 2018 | $8.88B | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $8.92B | Mar 1, 2019 |
| FY2017 | Dec 31, 2016 | $8.53B | Nov 30, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.12B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $1.84B | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $1.64B | Feb 27, 2026 |
| FY2025 | Dec 31, 2022 | $1.40B | Feb 27, 2026 |
| FY2024 | Dec 31, 2021 | $1.37B | Feb 28, 2025 |
| FY2023 | Dec 31, 2020 | $1.12B | Feb 29, 2024 |
| FY2022 | Dec 31, 2019 | $1.05B | Feb 28, 2023 |
| FY2021 | Dec 31, 2018 | $956.82M | Feb 28, 2022 |
| FY2020 | Dec 31, 2017 | $920.96M | Mar 2, 2021 |
| FY2019 | Dec 31, 2016 | $855.87M | Mar 2, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2015 | Dec 31, 2015 | $3.65M | Feb 26, 2016 |
| FY2015 | Dec 31, 2014 | $3.66M | Feb 26, 2016 |
| FY2014 | Dec 31, 2013 | $3.68M | Feb 27, 2015 |
| FY2013 | Dec 31, 2012 | $3.69M | Mar 12, 2014 |
| FY2012 | Dec 31, 2011 | $3.71M | Mar 18, 2013 |
| FY2011 | Dec 31, 2010 | $0 | Mar 21, 2012 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.54B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $1.33B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $1.16B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $924.13M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $705.73M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $438.58M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $381.52M | Mar 2, 2021 |
| FY2019 | Dec 31, 2018 | $316.65M | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $258.08M | Mar 1, 2019 |
| FY2017 | Dec 31, 2016 | $193.70M | Nov 30, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.41B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $3.79B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $3.85B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $455.81M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | $518.03M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $693.35M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $212.51M | Mar 2, 2021 |
| FY2019 | Dec 31, 2018 | $62.14M | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | $146.32M | Mar 1, 2019 |
| FY2018 | Dec 31, 2016 | $264.71M | Mar 1, 2019 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2021 | Dec 31, 2021 | $0 | Feb 28, 2022 |
| FY2021 | Dec 31, 2020 | $4.42B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $350.00M | Mar 2, 2021 |
| FY2019 | Dec 31, 2018 | $0 | Mar 2, 2020 |
| FY2016 | Dec 31, 2016 | $180.00M | Mar 8, 2017 |
| FY2016 | Dec 31, 2015 | $260.00M | Mar 8, 2017 |
| FY2015 | Dec 31, 2014 | $320.00M | Feb 26, 2016 |
| FY2014 | Dec 31, 2013 | $95.00M | Feb 27, 2015 |
| FY2013 | Dec 31, 2012 | $60.00M | Mar 12, 2014 |
| FY2012 | Dec 31, 2011 | $11.00M | Mar 18, 2013 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 5 | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | 7 | Feb 27, 2026 |
| FY2022 | Dec 31, 2022 | 0 | Feb 28, 2023 |
| FY2022 | Sep 30, 2022 | 1 | Feb 28, 2023 |
| FY2022 | Jun 30, 2022 | 1 | Feb 28, 2023 |
| FY2022 | Mar 31, 2022 | 2 | Feb 28, 2023 |
| FY2022 | Dec 31, 2021 | 3 | Feb 28, 2023 |
| FY2022 | Sep 30, 2021 | 3 | Feb 28, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Feb 28, 2023 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 5 | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | 7 | Feb 27, 2026 |
| FY2022 | Dec 31, 2022 | 0 | Feb 28, 2023 |
| FY2022 | Sep 30, 2022 | 1 | Feb 28, 2023 |
| FY2022 | Jun 30, 2022 | 1 | Feb 28, 2023 |
| FY2022 | Mar 31, 2022 | 2 | Feb 28, 2023 |
| FY2022 | Dec 31, 2021 | 2 | Feb 28, 2023 |
| FY2022 | Sep 30, 2021 | 3 | Feb 28, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Feb 28, 2023 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 34.19M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 31.35M | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | 31.44M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | 32.37M | Feb 29, 2024 |
| FY2022 | Dec 31, 2021 | 32.91M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | 31.71M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | 31.34M | Mar 2, 2021 |
| FY2019 | Dec 31, 2018 | 31.00M | Mar 2, 2020 |
| FY2018 | Dec 31, 2017 | 31.38M | Mar 1, 2019 |
| FY2017 | Dec 31, 2016 | 30.29M | Nov 30, 2018 |