Metropolitan Bank Holding Corp. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Metropolitan Bank Holding Corp. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $71.10M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $66.69M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $77.27M | Feb 20, 2026 |
| FY2022 | Dec 31, 2022 | ($7.74M) | Feb 28, 2023 |
| FY2022 | Sep 30, 2022 | $24.96M | Feb 28, 2023 |
| FY2022 | Jun 30, 2022 | $23.19M | Feb 28, 2023 |
| FY2022 | Mar 31, 2022 | $19.02M | Feb 28, 2023 |
| FY2022 | Dec 31, 2021 | $18.89M | Feb 28, 2023 |
| FY2022 | Sep 30, 2021 | $16.22M | Feb 28, 2023 |
| FY2022 | Jun 30, 2021 | $13.34M | Feb 28, 2023 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $88.68M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $148.46M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $42.43M | Feb 20, 2026 |
| FY2024 | Dec 31, 2022 | $85.89M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $37.28M | Feb 28, 2024 |
| FY2022 | Dec 31, 2020 | $87.27M | Feb 28, 2023 |
| FY2020 | Dec 31, 2019 | $38.96M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $27.06M | Mar 9, 2020 |
| FY2018 | Dec 31, 2017 | $31.47M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $14.56M | Mar 28, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2018 | Dec 31, 2018 | $1.96M | Mar 13, 2019 |
| FY2018 | Dec 31, 2017 | $2.21M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $1.18M | Mar 28, 2018 |
| FY2017 | Dec 31, 2015 | $1.73M | Mar 28, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $8.26B | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $7.30B | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $7.07B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $6.27B | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $7.12B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $4.33B | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $3.36B | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $2.18B | Mar 9, 2020 |
| FY2018 | Dec 31, 2017 | $1.76B | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $1.22B | Mar 28, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.51B | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $6.57B | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $6.41B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $5.69B | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $6.56B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $3.99B | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $3.06B | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $1.92B | Mar 9, 2020 |
| FY2018 | Dec 31, 2017 | $1.52B | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $1.11B | Mar 28, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $743.11M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $729.83M | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | $659.02M | Feb 20, 2026 |
| FY2025 | Dec 31, 2022 | $575.90M | Feb 20, 2026 |
| FY2024 | Dec 31, 2021 | $556.99M | Feb 28, 2025 |
| FY2023 | Dec 31, 2020 | $340.79M | Feb 28, 2024 |
| FY2022 | Dec 31, 2019 | $299.12M | Feb 28, 2023 |
| FY2020 | Dec 31, 2018 | $264.40M | Mar 8, 2021 |
| FY2019 | Dec 31, 2017 | $236.88M | Mar 9, 2020 |
| FY2018 | Dec 31, 2016 | $109.49M | Mar 13, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $9.70M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $9.70M | Feb 20, 2026 |
| FY2023 | Dec 31, 2023 | $9.70M | Feb 28, 2024 |
| FY2022 | Dec 31, 2022 | $9.70M | Feb 28, 2023 |
| FY2021 | Dec 31, 2021 | $9.73M | Mar 10, 2022 |
| FY2021 | Dec 31, 2020 | $9.73M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $9.73M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $9.73M | Mar 9, 2020 |
| FY2018 | Dec 31, 2017 | $9.73M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $9.73M | Mar 28, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $450.64M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $382.66M | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $315.98M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $240.81M | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $181.39M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $120.83M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $81.36M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $51.42M | Mar 9, 2020 |
| FY2018 | Dec 31, 2017 | $25.86M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $13.49M | Mar 28, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $393.59M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | $200.27M | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | $269.47M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $257.42M | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | $2.36B | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | $864.31M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $389.22M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $232.95M | Mar 9, 2020 |
| FY2018 | Dec 31, 2017 | $261.23M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | $82.93M | Mar 28, 2018 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | 5 | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | 6 | Feb 20, 2026 |
| FY2022 | Dec 31, 2022 | 0 | Feb 28, 2023 |
| FY2022 | Sep 30, 2022 | 2 | Feb 28, 2023 |
| FY2022 | Jun 30, 2022 | 2 | Feb 28, 2023 |
| FY2022 | Mar 31, 2022 | 1 | Feb 28, 2023 |
| FY2022 | Dec 31, 2021 | 1 | Feb 28, 2023 |
| FY2022 | Sep 30, 2021 | 1 | Feb 28, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Feb 28, 2023 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | 5 | Feb 20, 2026 |
| FY2025 | Dec 31, 2023 | 6 | Feb 20, 2026 |
| FY2022 | Dec 31, 2022 | 0 | Feb 28, 2023 |
| FY2022 | Sep 30, 2022 | 2 | Feb 28, 2023 |
| FY2022 | Jun 30, 2022 | 2 | Feb 28, 2023 |
| FY2022 | Mar 31, 2022 | 1 | Feb 28, 2023 |
| FY2022 | Dec 31, 2021 | 1 | Feb 28, 2023 |
| FY2022 | Sep 30, 2021 | 1 | Feb 28, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Feb 28, 2023 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 10.09M | Feb 20, 2026 |
| FY2025 | Dec 31, 2024 | 11.20M | Feb 20, 2026 |
| FY2024 | Dec 31, 2023 | 11.06M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | 10.95M | Feb 28, 2024 |
| FY2022 | Dec 31, 2021 | 10.92M | Feb 28, 2023 |
| FY2021 | Dec 31, 2020 | 8.30M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | 8.31M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | 8.22M | Mar 9, 2020 |
| FY2018 | Dec 31, 2017 | 8.20M | Mar 13, 2019 |
| FY2017 | Dec 31, 2016 | 4.60M | Mar 28, 2018 |