Essent Group Ltd. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Essent Group Ltd. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.26B | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $1.24B | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | $1.11B | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | $1.00B | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | $1.03B | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $955.15M | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $867.57M | Feb 16, 2022 |
| FY2020 | Dec 31, 2018 | $719.35M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $576.51M | Feb 18, 2020 |
| FY2018 | Dec 31, 2016 | $458.26M | Feb 19, 2019 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $689.97M | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $729.40M | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | $696.39M | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | $831.35M | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | $681.78M | Feb 16, 2024 |
| FY2020 | Dec 31, 2020 | $123.60M | Feb 26, 2021 |
| FY2020 | Sep 30, 2020 | $124.54M | Feb 26, 2021 |
| FY2020 | Jun 30, 2020 | $15.38M | Feb 26, 2021 |
| FY2020 | Mar 31, 2020 | $149.52M | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | $146.96M | Feb 26, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $856.05M | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $861.53M | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | $763.00M | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | $588.82M | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | $709.26M | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $727.93M | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $589.85M | Feb 16, 2022 |
| FY2020 | Dec 31, 2018 | $625.32M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $368.57M | Feb 18, 2020 |
| FY2018 | Dec 31, 2016 | $274.56M | Feb 19, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.36M | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $6.77M | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | $4.00M | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | $3.98M | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | $2.50M | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $2.45M | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $3.41M | Feb 16, 2022 |
| FY2020 | Dec 31, 2018 | $4.05M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $2.78M | Feb 18, 2020 |
| FY2018 | Dec 31, 2016 | $3.16M | Feb 19, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.44B | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $7.11B | Feb 18, 2026 |
| FY2024 | Dec 31, 2023 | $6.43B | Feb 19, 2025 |
| FY2023 | Dec 31, 2022 | $5.72B | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | $5.72B | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | $5.20B | Feb 16, 2022 |
| FY2020 | Dec 31, 2019 | $3.87B | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $3.15B | Feb 18, 2020 |
| FY2018 | Dec 31, 2017 | $2.67B | Feb 19, 2019 |
| FY2017 | Dec 31, 2016 | $1.88B | Feb 20, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.68B | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $1.51B | Feb 18, 2026 |
| FY2024 | Dec 31, 2023 | $1.32B | Feb 19, 2025 |
| FY2023 | Dec 31, 2022 | $1.26B | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | $1.49B | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | $1.34B | Feb 16, 2022 |
| FY2020 | Dec 31, 2019 | $888.58M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $784.25M | Feb 18, 2020 |
| FY2018 | Dec 31, 2017 | $733.93M | Feb 19, 2019 |
| FY2017 | Dec 31, 2016 | $539.23M | Feb 20, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.76B | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $5.60B | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | $5.10B | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | $4.46B | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | $4.24B | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $3.86B | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $2.98B | Feb 16, 2022 |
| FY2020 | Dec 31, 2018 | $2.37B | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $1.94B | Feb 18, 2020 |
| FY2018 | Dec 31, 2016 | $1.34B | Feb 19, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $48.76M | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $48.76M | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | $50.01M | Feb 18, 2026 |
| FY2025 | Dec 31, 2022 | $0 | Feb 18, 2026 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.26B | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $4.69B | Feb 18, 2026 |
| FY2024 | Dec 31, 2023 | $4.08B | Feb 19, 2025 |
| FY2023 | Dec 31, 2022 | $3.49B | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | $2.75B | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | $2.15B | Feb 16, 2022 |
| FY2020 | Dec 31, 2019 | $1.81B | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $1.28B | Feb 18, 2020 |
| FY2018 | Dec 31, 2017 | $815.08M | Feb 19, 2019 |
| FY2017 | Dec 31, 2016 | $436.34M | Feb 20, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2018 | Dec 31, 2018 | $64.95M | Feb 19, 2019 |
| FY2018 | Dec 31, 2017 | $43.52M | Feb 19, 2019 |
| FY2018 | Dec 31, 2016 | $27.53M | Feb 19, 2019 |
| FY2018 | Dec 31, 2015 | $24.61M | Feb 19, 2019 |
| FY2017 | Dec 31, 2014 | $24.41M | Feb 20, 2018 |
| FY2016 | Dec 31, 2013 | $477.66M | Feb 16, 2017 |
| FY2015 | Dec 31, 2012 | $22.32M | Feb 29, 2016 |
| FY2014 | Dec 31, 2011 | $18.50M | Feb 27, 2015 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | 6 | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | 6 | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | 7 | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | 6 | Feb 16, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Sep 30, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Feb 26, 2021 |
| FY2020 | Mar 31, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | 1 | Feb 26, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6 | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | 6 | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | 6 | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | 7 | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | 6 | Feb 16, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Sep 30, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Feb 26, 2021 |
| FY2020 | Mar 31, 2020 | 1 | Feb 26, 2021 |
| FY2020 | Dec 31, 2019 | 1 | Feb 26, 2021 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 95.46M | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | 105.02M | Feb 18, 2026 |
| FY2024 | Dec 31, 2023 | 106.60M | Feb 19, 2025 |
| FY2023 | Dec 31, 2022 | 107.68M | Feb 16, 2024 |
| FY2022 | Dec 31, 2021 | 109.38M | Feb 17, 2023 |
| FY2021 | Dec 31, 2020 | 112.42M | Feb 16, 2022 |
| FY2020 | Dec 31, 2019 | 98.39M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | 98.14M | Feb 18, 2020 |
| FY2018 | Dec 31, 2017 | 98.43M | Feb 19, 2019 |
| FY2017 | Dec 31, 2016 | 93.11M | Feb 20, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $122.07M | Feb 18, 2026 |
| FY2025 | Dec 31, 2024 | $118.04M | Feb 18, 2026 |
| FY2025 | Dec 31, 2023 | $106.22M | Feb 18, 2026 |
| FY2024 | Dec 31, 2022 | $92.13M | Feb 19, 2025 |
| FY2023 | Dec 31, 2021 | $77.72M | Feb 16, 2024 |
| FY2022 | Dec 31, 2020 | $69.41M | Feb 17, 2023 |
| FY2021 | Dec 31, 2019 | $29.35M | Feb 16, 2022 |
| FY2020 | Dec 31, 2018 | $0 | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $0 | Feb 18, 2020 |