Oak Valley Bancorp — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Oak Valley Bancorp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $23.91M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $24.95M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $30.85M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $22.90M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $16.34M | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $13.69M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $12.49M | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $11.54M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $9.09M | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | $7.67M | Mar 15, 2018 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $28.67M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $25.64M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $33.06M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $22.81M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $11.19M | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $19.24M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $17.21M | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $14.44M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $9.40M | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | $9.91M | Mar 15, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.11M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.78M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $1.89M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $1.19M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $978.0K | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $1.74M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $1.38M | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $1.65M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $2.19M | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | $663.0K | Mar 15, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.02B | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.90B | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $1.84B | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $1.97B | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $1.96B | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $1.51B | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $1.15B | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $1.09B | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $1.03B | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | $1.00B | Mar 15, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.82B | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.72B | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $1.68B | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $1.84B | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $1.82B | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $1.38B | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $1.04B | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $995.85M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $944.09M | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | $919.66M | Mar 15, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $207.98M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $183.44M | Mar 25, 2026 |
| FY2025 | Dec 31, 2023 | $166.09M | Mar 25, 2026 |
| FY2024 | Dec 31, 2022 | $126.63M | Mar 31, 2025 |
| FY2023 | Dec 31, 2021 | $142.61M | Apr 1, 2024 |
| FY2022 | Dec 31, 2020 | $129.69M | Mar 29, 2023 |
| FY2021 | Dec 31, 2019 | $112.57M | Mar 31, 2022 |
| FY2020 | Dec 31, 2018 | $99.04M | Mar 31, 2021 |
| FY2019 | Dec 31, 2017 | $90.77M | Mar 13, 2020 |
| FY2018 | Dec 31, 2016 | $82.45M | Mar 11, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.31M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $3.31M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $3.31M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $3.31M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $3.31M | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $3.31M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $3.31M | Mar 31, 2021 |
| FY2017 | Dec 31, 2017 | $3.31M | Mar 15, 2018 |
| FY2017 | Dec 31, 2016 | $3.31M | Mar 15, 2018 |
| FY2016 | Dec 31, 2015 | $3.31M | Mar 27, 2017 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $194.39M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $175.50M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $154.30M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $126.73M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $106.30M | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $92.35M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $80.96M | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $70.69M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $61.43M | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | $54.52M | Mar 15, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $232.18M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $168.75M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $216.57M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $429.63M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $778.27M | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $226.66M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $147.59M | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $126.15M | Mar 13, 2020 |
| FY2019 | Dec 31, 2017 | $149.17M | Mar 13, 2020 |
| FY2018 | Dec 31, 2016 | $190.81M | Mar 11, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | 3 | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | 2 | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | 2 | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | 1 | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | 1 | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | 1 | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | 0 | Mar 15, 2018 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 2 | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | 3 | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | 2 | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | 2 | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | 1 | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | 1 | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | 1 | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | 0 | Mar 15, 2018 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 8.39M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | 8.36M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | 8.29M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | 8.26M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | 8.24M | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | 8.22M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | 8.21M | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | 8.19M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | 8.10M | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | 8.09M | Mar 15, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.02M | Mar 25, 2026 |
| FY2025 | Dec 31, 2024 | $3.75M | Mar 25, 2026 |
| FY2024 | Dec 31, 2023 | $2.65M | Mar 31, 2025 |
| FY2023 | Dec 31, 2022 | $2.47M | Apr 1, 2024 |
| FY2022 | Dec 31, 2021 | $2.39M | Mar 29, 2023 |
| FY2021 | Dec 31, 2020 | $2.30M | Mar 31, 2022 |
| FY2020 | Dec 31, 2019 | $2.21M | Mar 31, 2021 |
| FY2019 | Dec 31, 2018 | $2.12M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $2.02M | Mar 11, 2019 |
| FY2017 | Dec 31, 2016 | $1.94M | Mar 15, 2018 |