EdgarLookup

RYVYL Inc. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that RYVYL Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
-157.5%
Profit Margin
Net income ÷ revenue
-133.8%
Return on Assets
Net income ÷ assets
18.61x
Debt-to-Equity
Total liabilities ÷ equity
-38.7%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $11.13M Apr 15, 2026
FY2025 Dec 31, 2024 $18.16M Apr 15, 2026
FY2024 Dec 31, 2023 $65.87M Mar 28, 2025
FY2023 Dec 31, 2022 $32.91M Mar 26, 2024
FY2022 Sep 30, 2022 $10.63M Aug 10, 2023
FY2022 Jun 30, 2022 $6.97M Aug 10, 2023
FY2022 Mar 31, 2022 $4.21M Aug 10, 2023
FY2022 Dec 31, 2021 $26.30M Aug 10, 2023
FY2021 Dec 31, 2020 $8.53M Mar 31, 2022
FY2020 Dec 31, 2019 $10.00M Mar 30, 2021

Revenue

Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.

Fiscal Year Period End Value Filed
FY2018 Nov 6, 2018 $90.0K Feb 7, 2020

Gross Profit

Revenue minus the cost of goods sold (COGS). Gross profit shows how much revenue remains to cover operating expenses, R&D, and administrative costs before calculating operating income.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $5.31M Apr 15, 2026
FY2025 Dec 31, 2024 $7.39M Apr 15, 2026
FY2024 Dec 31, 2023 $25.71M Mar 28, 2025
FY2023 Dec 31, 2022 $16.12M Mar 26, 2024
FY2022 Dec 31, 2021 $16.23M Aug 10, 2023
FY2021 Dec 31, 2020 $3.70M Mar 31, 2022
FY2020 Dec 31, 2019 ($1.09M) Mar 30, 2021
FY2019 Dec 31, 2018 $240.3K May 15, 2020
FY2018 Dec 31, 2017 $0 Feb 7, 2020
FY2017 Dec 31, 2016 $898.2K Apr 20, 2018

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($17.53M) Apr 15, 2026
FY2025 Dec 31, 2024 ($26.83M) Apr 15, 2026
FY2024 Dec 31, 2023 ($53.10M) Mar 28, 2025
FY2023 Dec 31, 2022 ($49.24M) Mar 26, 2024
FY2022 Sep 30, 2022 ($15.88M) Aug 10, 2023
FY2022 Jun 30, 2022 $12.09M Aug 10, 2023
FY2022 Mar 31, 2022 ($29.43M) Aug 10, 2023
FY2022 Dec 31, 2021 ($15.32M) Apr 17, 2023
FY2022 Sep 30, 2021 ($6.30M) Aug 10, 2023
FY2022 Jun 30, 2021 ($306.0K) Aug 10, 2023

Operating Income

Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($13.15M) Apr 15, 2026
FY2025 Dec 31, 2024 ($27.22M) Apr 15, 2026
FY2024 Dec 31, 2023 ($12.30M) Mar 28, 2025
FY2023 Dec 31, 2022 ($37.84M) Mar 26, 2024
FY2022 Dec 31, 2021 ($29.21M) Aug 10, 2023
FY2021 Dec 31, 2020 ($5.10M) Mar 31, 2022
FY2020 Dec 31, 2019 ($5.61M) Mar 30, 2021
FY2019 Dec 31, 2018 ($1.71M) May 15, 2020
FY2018 Dec 31, 2017 ($139.1K) Feb 7, 2020
FY2017 Dec 31, 2016 $113.4K Apr 20, 2018

R&D Expense

Spending on research and development activities — developing new products, improving existing ones, or conducting basic research. High R&D relative to revenue is common in technology and pharmaceutical companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $559.0K Apr 15, 2026
FY2025 Dec 31, 2024 $3.85M Apr 15, 2026
FY2024 Dec 31, 2023 $5.76M Mar 28, 2025
FY2023 Dec 31, 2022 $6.28M Mar 26, 2024
FY2022 Dec 31, 2021 $3.87M Aug 10, 2023
FY2021 Dec 31, 2020 $1.36M Mar 31, 2022
FY2020 Dec 31, 2019 $1.26M Mar 30, 2021
FY2019 Dec 31, 2018 $376.9K May 15, 2020
FY2018 Dec 31, 2017 $46.2K Feb 7, 2020

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($23.04M) Apr 15, 2026
FY2025 Dec 31, 2024 $21.19M Apr 15, 2026
FY2024 Dec 31, 2023 $33.16M Mar 28, 2025
FY2023 Dec 31, 2022 ($9.34M) Mar 26, 2024
FY2022 Dec 31, 2021 ($23.01M) Aug 10, 2023
FY2021 Dec 31, 2020 ($4.16M) Mar 31, 2022
FY2020 Dec 31, 2019 ($156.7K) Mar 30, 2021
FY2019 Dec 31, 2018 ($1.60M) May 15, 2020
FY2018 Dec 31, 2017 ($110.5K) Feb 7, 2020
FY2017 Dec 31, 2016 $29.9K Apr 20, 2018

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $79.0K Apr 15, 2026
FY2025 Dec 31, 2024 $47.0K Apr 15, 2026
FY2024 Dec 31, 2023 $108.0K Mar 28, 2025
FY2023 Dec 31, 2022 $162.0K Mar 26, 2024
FY2022 Dec 31, 2021 $158.9K Aug 10, 2023
FY2021 Dec 31, 2020 $6.6K Mar 31, 2022
FY2020 Dec 31, 2019 $49.8K Mar 30, 2021
FY2019 Dec 31, 2018 $31.3K May 15, 2020
FY2018 Dec 31, 2017 $6.3K Feb 7, 2020
FY2017 Dec 31, 2016 $3.7K Apr 20, 2018

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $13.10M Apr 15, 2026
FY2025 Dec 31, 2024 $122.28M Apr 15, 2026
FY2024 Dec 31, 2023 $128.67M Mar 28, 2025
FY2023 Dec 31, 2022 $97.66M Mar 26, 2024
FY2022 Dec 31, 2021 $114.05M Aug 10, 2023
FY2021 Dec 31, 2020 $12.26M Mar 31, 2022
FY2020 Dec 31, 2019 $12.38M Mar 30, 2021
FY2019 Dec 31, 2018 $1.03M May 15, 2020
FY2018 Dec 31, 2017 $92.8K Feb 7, 2020
FY2017 Dec 31, 2016 $123.0K Apr 20, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $12.43M Apr 15, 2026
FY2025 Dec 31, 2024 $123.77M Apr 15, 2026
FY2024 Dec 31, 2023 $105.17M Mar 28, 2025
FY2023 Dec 31, 2022 $99.58M Mar 26, 2024
FY2022 Dec 31, 2021 $84.58M Aug 10, 2023
FY2021 Dec 31, 2020 $11.88M Mar 31, 2022
FY2020 Dec 31, 2019 $17.74M Mar 30, 2021
FY2019 Dec 31, 2018 $1.95M May 15, 2020
FY2018 Dec 31, 2017 $32.0K Feb 7, 2020
FY2017 Dec 31, 2016 $736.9K Apr 20, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $668.0K Apr 15, 2026
FY2025 Dec 31, 2024 ($1.49M) Apr 15, 2026
FY2025 Dec 31, 2023 $23.49M Apr 15, 2026
FY2024 Dec 31, 2022 ($1.92M) Mar 28, 2025
FY2022 Sep 30, 2022 $15.50M Aug 10, 2023
FY2022 Jun 30, 2022 $22.71M Aug 10, 2023
FY2022 Mar 31, 2022 ($787.0K) Aug 10, 2023
FY2023 Dec 31, 2021 $29.47M Mar 26, 2024
FY2022 Sep 30, 2021 $52.92M Aug 10, 2023
FY2022 Jun 30, 2021 $44.59M Aug 10, 2023

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $0 Apr 15, 2026
FY2025 Dec 31, 2024 $18.86M Apr 15, 2026
FY2024 Dec 31, 2023 $26.75M Mar 28, 2025
FY2023 Dec 31, 2022 $26.75M Mar 26, 2024
FY2022 Mar 31, 2022 $6.55M Aug 10, 2023
FY2022 Dec 31, 2021 $6.55M Aug 10, 2023
FY2021 Dec 31, 2020 $0 Mar 31, 2022

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($196.93M) Apr 15, 2026
FY2025 Dec 31, 2024 ($179.41M) Apr 15, 2026
FY2024 Dec 31, 2023 ($152.58M) Mar 28, 2025
FY2023 Dec 31, 2022 ($99.77M) Mar 26, 2024
FY2022 Sep 30, 2022 ($83.76M) Aug 10, 2023
FY2022 Jun 30, 2022 ($67.87M) Aug 10, 2023
FY2022 Mar 31, 2022 ($79.96M) Aug 10, 2023
FY2022 Dec 31, 2021 ($50.54M) Aug 10, 2023
FY2022 Sep 30, 2021 ($35.21M) Aug 10, 2023
FY2022 Jun 30, 2021 ($28.91M) Aug 10, 2023

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $7.43M Apr 15, 2026
FY2025 Dec 31, 2024 $2.60M Apr 15, 2026
FY2024 Dec 31, 2023 $12.18M Mar 28, 2025
FY2023 Dec 31, 2022 $13.96M Mar 26, 2024
FY2022 Sep 30, 2022 $6.95M Aug 10, 2023
FY2022 Jun 30, 2022 $17.67M Aug 10, 2023
FY2022 Mar 31, 2022 $20.45M Aug 10, 2023
FY2022 Dec 31, 2021 $89.05M Aug 10, 2023
FY2022 Sep 30, 2021 $29.40M Aug 10, 2023
FY2022 Jun 30, 2021 $29.74M Aug 10, 2023

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2024 Dec 31, 2024 $17.38M Mar 28, 2025
FY2024 Dec 31, 2023 $15.93M Mar 28, 2025
FY2023 Dec 31, 2022 $61.75M Mar 26, 2024
FY2022 Dec 31, 2021 $59.31M Aug 10, 2023
FY2021 Dec 31, 2020 $1.28M Mar 31, 2022
FY2016 Dec 31, 2016 $7.4K May 22, 2017
FY2015 Dec 31, 2015 $12.3K Apr 14, 2016
FY2014 Dec 31, 2014 $16.8K Apr 15, 2015

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (29) Apr 15, 2026
FY2025 Dec 31, 2024 (140) Apr 15, 2026
FY2024 Dec 31, 2023 (10) Mar 28, 2025
FY2015 Dec 31, 2015 0 Apr 14, 2016
FY2015 Dec 31, 2014 0 Apr 14, 2016
FY2014 Dec 31, 2013 0 Apr 15, 2015

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (29) Apr 15, 2026
FY2025 Dec 31, 2024 (140) Apr 15, 2026
FY2024 Dec 31, 2023 (10) Mar 28, 2025
FY2017 Dec 31, 2017 0 Apr 20, 2018
FY2017 Dec 31, 2016 0 Apr 20, 2018
FY2016 Dec 31, 2015 0 May 22, 2017
FY2015 Dec 31, 2014 0 Apr 14, 2016
FY2014 Dec 31, 2013 0 Apr 15, 2015
FY2013 Dec 31, 2012 0 Apr 15, 2014

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 1.04M Apr 15, 2026
FY2025 Dec 31, 2024 229,495 Apr 15, 2026
FY2024 Dec 31, 2023 6.00M Mar 28, 2025
FY2023 Dec 31, 2022 4.97M Mar 26, 2024
FY2022 Dec 31, 2021 42.83M Aug 10, 2023
FY2021 Dec 31, 2020 30.71M Mar 31, 2022
FY2020 Dec 31, 2019 28.31M Mar 30, 2021
FY2019 Dec 31, 2018 166.39M May 15, 2020
FY2018 Dec 31, 2017 14.45M Feb 7, 2020
FY2017 Dec 31, 2016 14.45M Apr 20, 2018