EdgarLookup

LendingClub Corp — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that LendingClub Corp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
43.1%
Profit Margin
Net income ÷ revenue
1.2%
Return on Assets
Net income ÷ assets
6.71x
Debt-to-Equity
Total liabilities ÷ equity
+67%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2020 Dec 31, 2020 $314.70M Mar 11, 2021
FY2019 Dec 31, 2019 $188.49M Feb 19, 2020
FY2019 Sep 30, 2019 $204.90M Feb 19, 2020
FY2019 Jun 30, 2019 $190.81M Feb 19, 2020
FY2019 Mar 31, 2019 $174.42M Feb 19, 2020
FY2019 Dec 31, 2018 $181.52M Feb 19, 2020
FY2019 Sep 30, 2018 $184.65M Feb 19, 2020
FY2019 Jun 30, 2018 $176.98M Feb 19, 2020
FY2019 Mar 31, 2018 $151.67M Feb 19, 2020
FY2018 Dec 31, 2017 $156.46M Feb 20, 2019

Revenue

Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.

Fiscal Year Period End Value Filed
FY2019 Dec 31, 2019 $604.23M Feb 19, 2020
FY2019 Dec 31, 2018 $530.59M Feb 19, 2020

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $135.68M Feb 12, 2026
FY2025 Dec 31, 2024 $51.33M Feb 12, 2026
FY2025 Dec 31, 2023 $38.94M Feb 12, 2026
FY2024 Dec 31, 2022 $289.69M Feb 13, 2025
FY2023 Dec 31, 2021 $18.58M Feb 16, 2024
FY2022 Dec 31, 2020 ($187.54M) Feb 9, 2023
FY2019 Dec 31, 2019 $234.0K Feb 19, 2020
FY2019 Sep 30, 2019 ($383.0K) Feb 19, 2020
FY2019 Jun 30, 2019 ($10.66M) Feb 19, 2020
FY2019 Mar 31, 2019 ($19.94M) Feb 19, 2020

R&D Expense

Spending on research and development activities — developing new products, improving existing ones, or conducting basic research. High R&D relative to revenue is common in technology and pharmaceutical companies.

Fiscal Year Period End Value Filed
FY2020 Dec 31, 2020 $139.05M Mar 11, 2021
FY2019 Dec 31, 2019 $41.08M Feb 19, 2020
FY2019 Sep 30, 2019 $41.46M Feb 19, 2020
FY2019 Jun 30, 2019 $43.30M Feb 19, 2020
FY2019 Mar 31, 2019 $42.55M Feb 19, 2020
FY2019 Dec 31, 2018 $39.55M Feb 19, 2020
FY2019 Sep 30, 2018 $41.22M Feb 19, 2020
FY2019 Jun 30, 2018 $37.65M Feb 19, 2020
FY2019 Mar 31, 2018 $36.84M Feb 19, 2020
FY2018 Dec 31, 2017 $37.93M Feb 20, 2019

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($2.73B) Feb 12, 2026
FY2025 Dec 31, 2024 ($2.63B) Feb 12, 2026
FY2025 Dec 31, 2023 ($1.14B) Feb 12, 2026
FY2024 Dec 31, 2022 $375.57M Feb 13, 2025
FY2023 Dec 31, 2021 $239.87M Feb 16, 2024
FY2022 Dec 31, 2020 $418.03M Feb 9, 2023
FY2021 Dec 31, 2019 ($270.64M) Feb 11, 2022
FY2020 Dec 31, 2018 ($639.74M) Mar 11, 2021
FY2019 Dec 31, 2017 ($573.39M) Feb 19, 2020
FY2018 Dec 31, 2016 $545.0K Feb 20, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $140.34M Feb 12, 2026
FY2025 Dec 31, 2024 $54.30M Feb 12, 2026
FY2025 Dec 31, 2023 $59.51M Feb 12, 2026
FY2024 Dec 31, 2022 $69.48M Feb 13, 2025
FY2023 Dec 31, 2021 $34.41M Feb 16, 2024
FY2022 Dec 31, 2020 $31.15M Feb 9, 2023
FY2021 Dec 31, 2019 $50.67M Feb 11, 2022
FY2020 Dec 31, 2018 $52.98M Mar 11, 2021
FY2019 Dec 31, 2017 $44.62M Feb 19, 2020
FY2018 Dec 31, 2016 $51.84M Feb 20, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $11.57B Feb 12, 2026
FY2025 Dec 31, 2024 $10.63B Feb 12, 2026
FY2024 Dec 31, 2023 $8.83B Feb 13, 2025
FY2023 Dec 31, 2022 $7.98B Feb 16, 2024
FY2022 Dec 31, 2021 $4.90B Feb 9, 2023
FY2021 Dec 31, 2020 $1.86B Feb 11, 2022
FY2020 Dec 31, 2019 $2.98B Mar 11, 2021
FY2019 Dec 31, 2018 $3.82B Feb 19, 2020
FY2018 Dec 31, 2017 $4.64B Feb 20, 2019
FY2017 Dec 31, 2016 $5.56B Feb 22, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $10.07B Feb 12, 2026
FY2025 Dec 31, 2024 $9.29B Feb 12, 2026
FY2024 Dec 31, 2023 $7.58B Feb 13, 2025
FY2023 Dec 31, 2022 $6.82B Feb 16, 2024
FY2022 Dec 31, 2021 $4.05B Feb 9, 2023
FY2021 Dec 31, 2020 $1.14B Feb 11, 2022
FY2020 Dec 31, 2019 $2.08B Mar 11, 2021
FY2019 Dec 31, 2018 $2.95B Feb 19, 2020
FY2018 Dec 31, 2017 $3.71B Feb 20, 2019
FY2017 Dec 31, 2016 $4.59B Feb 22, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.50B Feb 12, 2026
FY2025 Dec 31, 2024 $1.34B Feb 12, 2026
FY2025 Dec 31, 2023 $1.25B Feb 12, 2026
FY2025 Dec 31, 2022 $1.16B Feb 12, 2026
FY2024 Dec 31, 2021 $850.24M Feb 13, 2025
FY2019 Dec 31, 2019 $900.19M Feb 19, 2020
FY2019 Dec 31, 2018 $869.20M Feb 19, 2020
FY2018 Dec 31, 2017 $922.50M Feb 20, 2019
FY2017 Dec 31, 2016 $975.77M Feb 22, 2018
FY2016 Dec 31, 2015 $1.04B Feb 28, 2017

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $75.72M Feb 12, 2026
FY2025 Dec 31, 2024 $75.72M Feb 12, 2026
FY2024 Dec 31, 2023 $75.72M Feb 13, 2025
FY2023 Dec 31, 2022 $75.72M Feb 16, 2024
FY2022 Dec 31, 2021 $75.72M Feb 9, 2023
FY2021 Dec 31, 2020 $0 Feb 11, 2022
FY2019 Dec 31, 2019 $0 Feb 19, 2020
FY2019 Dec 31, 2018 $0 Feb 19, 2020
FY2019 Dec 31, 2017 $35.63M Feb 19, 2020
FY2018 Dec 31, 2016 $35.63M Feb 20, 2019

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($201.80M) Feb 12, 2026
FY2025 Dec 31, 2024 ($337.48M) Feb 12, 2026
FY2024 Dec 31, 2023 ($388.81M) Feb 13, 2025
FY2023 Dec 31, 2022 ($427.75M) Feb 16, 2024
FY2022 Dec 31, 2021 ($717.43M) Feb 9, 2023
FY2021 Dec 31, 2020 ($786.21M) Feb 11, 2022
FY2020 Dec 31, 2019 ($548.47M) Mar 11, 2021
FY2019 Dec 31, 2018 ($517.73M) Feb 19, 2020
FY2018 Dec 31, 2017 ($389.42M) Feb 20, 2019
FY2017 Dec 31, 2016 ($234.19M) Feb 22, 2018

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2020 Dec 31, 2020 $524.96M Mar 11, 2021
FY2020 Dec 31, 2019 $243.78M Mar 11, 2021
FY2019 Dec 31, 2018 $372.97M Feb 19, 2020
FY2018 Dec 31, 2017 $401.72M Feb 20, 2019
FY2017 Dec 31, 2016 $515.60M Feb 22, 2018
FY2017 Dec 31, 2015 $623.53M Feb 22, 2018
FY2017 Dec 31, 2014 $869.78M Feb 22, 2018
FY2016 Dec 31, 2013 $49.30M Feb 28, 2017
FY2015 Dec 31, 2012 $52.55M Feb 22, 2016
FY2014 Mar 31, 2012 $31.24M Feb 27, 2015

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $0 Feb 12, 2026
FY2025 Dec 31, 2024 $0 Feb 12, 2026
FY2024 Dec 31, 2023 $19.35M Feb 13, 2025

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 1 Feb 12, 2026
FY2025 Dec 31, 2024 0 Feb 12, 2026
FY2025 Dec 31, 2023 0 Feb 12, 2026
FY2024 Dec 31, 2022 2 Feb 13, 2025
FY2019 Dec 31, 2019 0 Feb 19, 2020
FY2019 Sep 30, 2019 0 Feb 19, 2020
FY2019 Jun 30, 2019 0 Feb 19, 2020
FY2019 Mar 31, 2019 0 Feb 19, 2020
FY2019 Dec 31, 2018 0 Feb 19, 2020
FY2019 Sep 30, 2018 0 Feb 19, 2020

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 1 Feb 12, 2026
FY2025 Dec 31, 2024 0 Feb 12, 2026
FY2025 Dec 31, 2023 0 Feb 12, 2026
FY2024 Dec 31, 2022 2 Feb 13, 2025
FY2021 Dec 31, 2021 0 Feb 11, 2022
FY2019 Dec 31, 2019 0 Feb 19, 2020
FY2019 Sep 30, 2019 0 Feb 19, 2020
FY2019 Jun 30, 2019 0 Feb 19, 2020
FY2019 Mar 31, 2019 0 Feb 19, 2020
FY2019 Dec 31, 2018 0 Feb 19, 2020

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 115.37M Feb 12, 2026
FY2025 Dec 31, 2024 113.38M Feb 12, 2026
FY2024 Dec 31, 2023 110.41M Feb 13, 2025
FY2023 Dec 31, 2022 106.55M Feb 16, 2024
FY2022 Dec 31, 2021 101.04M Feb 9, 2023
FY2021 Dec 31, 2020 88.15M Feb 11, 2022
FY2020 Dec 31, 2019 88.76M Mar 11, 2021
FY2019 Dec 31, 2018 85.93M Feb 19, 2020
FY2018 Dec 31, 2017 417.47M Feb 20, 2019
FY2017 Dec 31, 2016 397.98M Feb 22, 2018