EdgarLookup

TFS Financial CORP — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that TFS Financial CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
0.5%
Return on Assets
Net income ÷ assets
8.22x
Debt-to-Equity
Total liabilities ÷ equity

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $90.96M Nov 25, 2025
FY2025 Sep 30, 2024 $79.59M Nov 25, 2025
FY2025 Sep 30, 2023 $75.25M Nov 25, 2025
FY2024 Sep 30, 2022 $74.57M Nov 22, 2024
FY2023 Sep 30, 2021 $81.01M Nov 21, 2023
FY2020 Sep 30, 2020 $13.58M Nov 24, 2020
FY2020 Jun 30, 2020 $26.84M Nov 24, 2020
FY2020 Mar 31, 2020 $17.26M Nov 24, 2020
FY2020 Dec 31, 2019 $25.64M Nov 24, 2020
FY2020 Sep 30, 2019 $21.52M Nov 24, 2020

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $82.42M Nov 25, 2025
FY2025 Sep 30, 2024 $88.60M Nov 25, 2025
FY2025 Sep 30, 2023 $90.72M Nov 25, 2025
FY2024 Sep 30, 2022 $38.93M Nov 22, 2024
FY2023 Sep 30, 2021 $83.16M Nov 21, 2023
FY2022 Sep 30, 2020 $121.80M Nov 22, 2022
FY2021 Sep 30, 2019 $103.00M Nov 24, 2021
FY2020 Sep 30, 2018 $92.12M Nov 24, 2020
FY2019 Sep 30, 2017 $101.17M Nov 26, 2019
FY2018 Sep 30, 2016 $84.91M Nov 27, 2018

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $11.45M Nov 25, 2025
FY2025 Sep 30, 2024 $3.06M Nov 25, 2025
FY2025 Sep 30, 2023 $5.10M Nov 25, 2025
FY2024 Sep 30, 2022 $2.70M Nov 22, 2024
FY2023 Sep 30, 2021 $1.34M Nov 21, 2023
FY2022 Sep 30, 2020 $3.21M Nov 22, 2022
FY2021 Sep 30, 2019 $3.78M Nov 24, 2021
FY2020 Sep 30, 2018 $8.37M Nov 24, 2020
FY2019 Sep 30, 2017 $4.15M Nov 26, 2019
FY2018 Sep 30, 2016 $9.13M Nov 27, 2018

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $17.46B Nov 25, 2025
FY2025 Sep 30, 2024 $17.09B Nov 25, 2025
FY2024 Sep 30, 2023 $16.92B Nov 22, 2024
FY2023 Sep 30, 2022 $15.79B Nov 21, 2023
FY2022 Sep 30, 2021 $14.06B Nov 22, 2022
FY2021 Sep 30, 2020 $14.64B Nov 24, 2021
FY2020 Sep 30, 2019 $14.54B Nov 24, 2020
FY2019 Sep 30, 2018 $14.14B Nov 26, 2019
FY2018 Sep 30, 2017 $13.69B Nov 27, 2018
FY2017 Sep 30, 2016 $12.91B Nov 22, 2017

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $15.56B Nov 25, 2025
FY2025 Sep 30, 2024 $15.23B Nov 25, 2025
FY2024 Sep 30, 2023 $14.99B Nov 22, 2024
FY2023 Sep 30, 2022 $13.95B Nov 21, 2023
FY2022 Sep 30, 2021 $12.33B Nov 22, 2022
FY2021 Sep 30, 2020 $12.97B Nov 24, 2021
FY2020 Sep 30, 2019 $12.85B Nov 24, 2020
FY2019 Sep 30, 2018 $12.38B Nov 26, 2019
FY2018 Sep 30, 2017 $12.00B Nov 27, 2018
FY2017 Sep 30, 2016 $11.25B Nov 22, 2017

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $1.89B Nov 25, 2025
FY2025 Sep 30, 2024 $1.86B Nov 25, 2025
FY2025 Sep 30, 2023 $1.93B Nov 25, 2025
FY2025 Sep 30, 2022 $1.84B Nov 25, 2025
FY2024 Sep 30, 2021 $1.73B Nov 22, 2024
FY2023 Sep 30, 2020 $1.67B Nov 21, 2023
FY2022 Sep 30, 2019 $1.70B Nov 22, 2022
FY2021 Sep 30, 2018 $1.76B Nov 24, 2021
FY2020 Sep 30, 2017 $1.69B Nov 24, 2020
FY2019 Sep 30, 2016 $1.66B Nov 26, 2019

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2012 Sep 30, 2012 $4.85M Nov 29, 2012
FY2011 Sep 30, 2011 $4.85M Nov 29, 2011
FY2011 Sep 30, 2010 $4.85M Nov 29, 2011

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $946.78M Nov 25, 2025
FY2025 Sep 30, 2024 $915.49M Nov 25, 2025
FY2024 Sep 30, 2023 $886.98M Nov 22, 2024
FY2023 Sep 30, 2022 $870.05M Nov 21, 2023
FY2022 Sep 30, 2021 $853.66M Nov 22, 2022
FY2021 Sep 30, 2020 $865.51M Nov 24, 2021
FY2020 Sep 30, 2019 $837.66M Nov 24, 2020
FY2019 Sep 30, 2018 $807.89M Nov 26, 2019
FY2018 Sep 30, 2017 $760.07M Nov 27, 2018
FY2017 Sep 30, 2016 $698.93M Nov 22, 2017

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $429.44M Nov 25, 2025
FY2025 Sep 30, 2024 $463.72M Nov 25, 2025
FY2024 Sep 30, 2023 $466.75M Nov 22, 2024
FY2023 Sep 30, 2022 $369.56M Nov 21, 2023
FY2022 Sep 30, 2021 $488.33M Nov 22, 2022
FY2021 Sep 30, 2020 $498.03M Nov 24, 2021
FY2021 Sep 30, 2019 $275.14M Nov 24, 2021
FY2021 Sep 30, 2018 $269.78M Nov 24, 2021
FY2019 Jun 30, 2018 $269.78M Nov 26, 2019
FY2020 Sep 30, 2017 $268.22M Nov 24, 2020

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 0 Nov 25, 2025
FY2025 Sep 30, 2024 0 Nov 25, 2025
FY2025 Sep 30, 2023 0 Nov 25, 2025
FY2024 Sep 30, 2022 0 Nov 22, 2024
FY2023 Sep 30, 2021 0 Nov 21, 2023
FY2022 Sep 30, 2020 0 Nov 22, 2022
FY2021 Sep 30, 2019 0 Nov 24, 2021
FY2019 Dec 31, 2018 0 Nov 26, 2019
FY2020 Sep 30, 2018 0 Nov 24, 2020
FY2019 Sep 30, 2017 0 Nov 26, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 0 Nov 25, 2025
FY2025 Sep 30, 2024 0 Nov 25, 2025
FY2025 Sep 30, 2023 0 Nov 25, 2025
FY2024 Sep 30, 2022 0 Nov 22, 2024
FY2023 Sep 30, 2021 0 Nov 21, 2023
FY2022 Sep 30, 2020 0 Nov 22, 2022
FY2020 Mar 31, 2020 0 Nov 24, 2020
FY2021 Sep 30, 2019 0 Nov 24, 2021
FY2020 Sep 30, 2018 0 Nov 24, 2020
FY2019 Sep 30, 2017 0 Nov 26, 2019

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 280.59M Nov 25, 2025
FY2025 Sep 30, 2024 280.71M Nov 25, 2025
FY2024 Sep 30, 2023 280.36M Nov 22, 2024
FY2023 Sep 30, 2022 280.58M Nov 21, 2023
FY2022 Sep 30, 2021 280.76M Nov 22, 2022
FY2021 Sep 30, 2020 280.15M Nov 24, 2021
FY2020 Sep 30, 2019 279.96M Nov 24, 2020
FY2019 Sep 30, 2018 280.31M Nov 26, 2019
FY2018 Sep 30, 2017 281.29M Nov 27, 2018
FY2017 Sep 30, 2016 284.22M Nov 22, 2017

Dividends Paid

Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $59.53M Nov 25, 2025
FY2025 Sep 30, 2024 $58.95M Nov 25, 2025
FY2025 Sep 30, 2023 $58.29M Nov 25, 2025
FY2024 Sep 30, 2022 $58.30M Nov 22, 2024
FY2023 Sep 30, 2021 $56.64M Nov 21, 2023
FY2022 Sep 30, 2020 $55.47M Nov 22, 2022
FY2021 Sep 30, 2019 $50.47M Nov 24, 2021
FY2020 Sep 30, 2018 $37.63M Nov 24, 2020
FY2019 Sep 30, 2017 $27.71M Nov 26, 2019
FY2018 Sep 30, 2016 $23.41M Nov 27, 2018