Citizens Community Bancorp Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Citizens Community Bancorp Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $14.42M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $13.75M | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $13.06M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $17.76M | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $21.27M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $12.73M | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | $9.46M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $1.26M | Mar 10, 2020 |
| FY2019 | Sep 30, 2018 | $4.28M | Mar 10, 2020 |
| FY2018 | Sep 30, 2017 | $2.50M | Dec 10, 2018 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.69M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $20.40M | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $13.12M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $29.29M | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $21.60M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $23.79M | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | $12.84M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $3.82M | Mar 10, 2020 |
| FY2019 | Sep 30, 2018 | $10.86M | Mar 10, 2020 |
| FY2018 | Sep 30, 2017 | $1.91M | Dec 10, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.31M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $889.0K | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $1.37M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $3.60M | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $3.78M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $2.57M | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | $6.77M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $590.0K | Mar 10, 2020 |
| FY2019 | Sep 30, 2018 | $2.96M | Mar 10, 2020 |
| FY2018 | Sep 30, 2017 | $609.0K | Dec 10, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.78B | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $1.75B | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $1.85B | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $1.82B | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $1.74B | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $1.65B | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | $1.53B | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $1.29B | Mar 10, 2020 |
| FY2018 | Sep 30, 2018 | $975.41M | Dec 10, 2018 |
| FY2018 | Sep 30, 2017 | $940.66M | Dec 10, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.59B | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $1.57B | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $1.68B | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $1.65B | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $1.57B | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $1.49B | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | $1.38B | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $1.15B | Mar 10, 2020 |
| FY2018 | Sep 30, 2018 | $839.56M | Dec 10, 2018 |
| FY2018 | Sep 30, 2017 | $867.18M | Dec 10, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $187.94M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $179.08M | Mar 5, 2026 |
| FY2025 | Dec 31, 2023 | $173.33M | Mar 5, 2026 |
| FY2024 | Dec 31, 2022 | $167.09M | Mar 13, 2025 |
| FY2023 | Dec 31, 2021 | $170.87M | Mar 5, 2024 |
| FY2022 | Dec 31, 2020 | $160.56M | Mar 7, 2023 |
| FY2021 | Dec 31, 2019 | $150.55M | Mar 2, 2022 |
| FY2020 | Dec 31, 2018 | $138.19M | Mar 8, 2021 |
| FY2019 | Sep 30, 2018 | $135.85M | Mar 10, 2020 |
| FY2019 | Sep 30, 2017 | $73.48M | Mar 10, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $31.50M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $31.50M | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $31.50M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $31.50M | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $31.50M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $31.50M | Mar 2, 2022 |
| FY2021 | Dec 31, 2019 | $31.50M | Mar 2, 2022 |
| FY2020 | Dec 31, 2018 | $31.47M | Mar 8, 2021 |
| FY2019 | Sep 30, 2018 | $10.44M | Mar 10, 2020 |
| FY2019 | Sep 30, 2017 | $10.44M | Mar 10, 2020 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $90.00M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $80.84M | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $71.12M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $65.40M | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $50.68M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $32.81M | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | $22.52M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $15.26M | Mar 10, 2020 |
| FY2018 | Sep 30, 2018 | $14.00M | Dec 10, 2018 |
| FY2018 | Sep 30, 2017 | $10.76M | Dec 10, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $118.85M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $50.17M | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | $37.14M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | $35.36M | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | $47.69M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $119.44M | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | $55.84M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | $45.78M | Mar 10, 2020 |
| FY2018 | Sep 30, 2018 | $34.49M | Dec 10, 2018 |
| FY2018 | Sep 30, 2017 | $41.68M | Dec 10, 2018 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $51.80M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $66.61M | Mar 5, 2026 |
| FY2018 | Sep 30, 2018 | $87.62M | Dec 10, 2018 |
| FY2018 | Sep 30, 2017 | $120.32M | Dec 10, 2018 |
| FY2017 | Sep 30, 2016 | $70.29M | Dec 13, 2017 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | 0 | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | 0 | Mar 10, 2020 |
| FY2019 | Sep 30, 2018 | 0 | Mar 10, 2020 |
| FY2018 | Sep 30, 2017 | 0 | Dec 10, 2018 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | 1 | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | 1 | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | 0 | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | 0 | Mar 10, 2020 |
| FY2019 | Sep 30, 2018 | 0 | Mar 10, 2020 |
| FY2018 | Sep 30, 2017 | 0 | Dec 10, 2018 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 9.62M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | 9.98M | Mar 5, 2026 |
| FY2024 | Dec 31, 2023 | 10.44M | Mar 13, 2025 |
| FY2023 | Dec 31, 2022 | 10.43M | Mar 5, 2024 |
| FY2022 | Dec 31, 2021 | 10.50M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | 11.06M | Mar 2, 2022 |
| FY2020 | Dec 31, 2019 | 11.27M | Mar 8, 2021 |
| FY2019 | Dec 31, 2018 | 10.95M | Mar 10, 2020 |
| FY2018 | Sep 30, 2018 | 10.91M | Dec 10, 2018 |
| FY2018 | Sep 30, 2017 | 5.89M | Dec 10, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $3.60M | Mar 5, 2026 |
| FY2025 | Dec 31, 2024 | $3.35M | Mar 5, 2026 |
| FY2011 | Sep 30, 2009 | $1.15M | Dec 21, 2011 |