Bridgewater Bancshares Inc — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Bridgewater Bancshares Inc filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $46.09M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $32.83M | Feb 26, 2026 |
| FY2024 | Dec 13, 2024 | $373.0K | Mar 6, 2025 |
| FY2025 | Dec 31, 2023 | $39.96M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $53.39M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $45.69M | Mar 7, 2024 |
| FY2020 | Dec 31, 2020 | $4.98M | Mar 11, 2021 |
| FY2020 | Sep 30, 2020 | $7.17M | Mar 11, 2021 |
| FY2020 | Jun 30, 2020 | $7.60M | Mar 11, 2021 |
| FY2020 | Mar 31, 2020 | $7.44M | Mar 11, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $27.81M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $46.38M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $30.02M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $85.00M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $54.24M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $23.02M | Mar 7, 2023 |
| FY2021 | Dec 31, 2019 | $39.53M | Mar 8, 2022 |
| FY2020 | Dec 31, 2018 | $29.41M | Mar 11, 2021 |
| FY2019 | Dec 31, 2017 | $24.90M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $14.93M | Mar 14, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.85M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $4.08M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $2.97M | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | $1.63M | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | $777.0K | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $24.69M | Mar 7, 2023 |
| FY2021 | Dec 31, 2019 | $15.57M | Mar 8, 2022 |
| FY2020 | Dec 31, 2018 | $3.72M | Mar 11, 2021 |
| FY2019 | Dec 31, 2017 | $1.24M | Mar 12, 2020 |
| FY2018 | Dec 31, 2016 | $2.19M | Mar 14, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.41B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $5.07B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $4.61B | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $4.35B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $3.48B | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $2.93B | Mar 8, 2022 |
| FY2020 | Dec 31, 2019 | $2.27B | Mar 11, 2021 |
| FY2019 | Dec 31, 2018 | $1.97B | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $1.62B | Mar 14, 2019 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.89B | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $4.61B | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $4.19B | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $3.95B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $3.10B | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $2.66B | Mar 8, 2022 |
| FY2020 | Dec 31, 2019 | $2.02B | Mar 11, 2021 |
| FY2019 | Dec 31, 2018 | $1.75B | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $1.48B | Mar 14, 2019 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $517.10M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $457.94M | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | $425.52M | Feb 26, 2026 |
| FY2025 | Dec 31, 2022 | $394.06M | Feb 26, 2026 |
| FY2024 | Dec 31, 2021 | $379.27M | Mar 6, 2025 |
| FY2023 | Dec 31, 2020 | $265.41M | Mar 7, 2024 |
| FY2022 | Dec 31, 2019 | $244.79M | Mar 7, 2023 |
| FY2021 | Dec 31, 2018 | $221.00M | Mar 8, 2022 |
| FY2020 | Dec 31, 2017 | $137.16M | Mar 11, 2021 |
| FY2019 | Dec 31, 2016 | $115.37M | Mar 12, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.98M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $11.98M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $2.63M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $2.63M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $2.63M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $2.63M | Mar 8, 2022 |
| FY2020 | Dec 31, 2019 | $2.63M | Mar 11, 2021 |
| FY2019 | Dec 31, 2018 | $2.63M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $2.63M | Mar 14, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $351.46M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $309.42M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $280.65M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $248.69M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $199.35M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $154.83M | Mar 8, 2022 |
| FY2020 | Dec 31, 2019 | $127.64M | Mar 11, 2021 |
| FY2019 | Dec 31, 2018 | $96.23M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $69.51M | Mar 14, 2019 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $123.51M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | $229.76M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | $128.56M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | $87.04M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $143.47M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | $160.68M | Mar 8, 2022 |
| FY2020 | Dec 31, 2019 | $31.94M | Mar 11, 2021 |
| FY2019 | Dec 31, 2018 | $28.44M | Mar 12, 2020 |
| FY2018 | Dec 31, 2017 | $23.73M | Mar 14, 2019 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | 1 | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 1 | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | 1 | Mar 7, 2024 |
| FY2020 | Dec 31, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 11, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 26, 2026 |
| FY2025 | Dec 31, 2023 | 1 | Feb 26, 2026 |
| FY2024 | Dec 31, 2022 | 1 | Mar 6, 2025 |
| FY2023 | Dec 31, 2021 | 1 | Mar 7, 2024 |
| FY2020 | Dec 31, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 11, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 11, 2021 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 27.76M | Feb 26, 2026 |
| FY2025 | Dec 31, 2024 | 27.55M | Feb 26, 2026 |
| FY2024 | Dec 31, 2023 | 27.75M | Mar 6, 2025 |
| FY2023 | Dec 31, 2022 | 27.75M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | 28.21M | Mar 7, 2023 |
| FY2021 | Dec 31, 2020 | 28.14M | Mar 8, 2022 |
| FY2020 | Dec 31, 2019 | 28.97M | Mar 11, 2021 |
| FY2019 | Dec 31, 2018 | 30.10M | Mar 12, 2020 |