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Magyar Bancorp, Inc. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that Magyar Bancorp, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
1%
Return on Assets
Net income ÷ assets
7.39x
Debt-to-Equity
Total liabilities ÷ equity

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $9.76M Dec 19, 2025
FY2025 Sep 30, 2024 $7.78M Dec 19, 2025
FY2024 Sep 30, 2023 $7.71M Dec 19, 2024
FY2023 Sep 30, 2022 $7.92M Dec 15, 2023
FY2022 Sep 30, 2021 $6.12M Dec 22, 2022

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $10.39M Dec 19, 2025
FY2025 Sep 30, 2024 $6.32M Dec 19, 2025
FY2024 Sep 30, 2023 $8.48M Dec 19, 2024
FY2023 Sep 30, 2022 $11.20M Dec 15, 2023
FY2022 Sep 30, 2021 $9.26M Dec 22, 2022
FY2021 Sep 30, 2020 $814.0K Dec 20, 2021
FY2020 Sep 30, 2019 $5.79M Dec 18, 2020
FY2019 Sep 30, 2018 $4.62M Dec 19, 2019
FY2018 Sep 30, 2017 $3.60M Dec 20, 2018
FY2017 Sep 30, 2016 $8.51M Dec 21, 2017

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $574.0K Dec 19, 2025
FY2025 Sep 30, 2024 $812.0K Dec 19, 2025
FY2023 Sep 30, 2022 $3.00M Dec 15, 2023
FY2021 Sep 30, 2021 $420.0K Dec 20, 2021
FY2021 Sep 30, 2020 $147.0K Dec 20, 2021
FY2020 Sep 30, 2019 $53.0K Dec 18, 2020
FY2019 Sep 30, 2018 $284.0K Dec 19, 2019
FY2018 Sep 30, 2017 $299.0K Dec 20, 2018
FY2017 Sep 30, 2016 $184.0K Dec 21, 2017
FY2016 Sep 30, 2015 $83.0K Dec 16, 2016

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $997.66M Dec 19, 2025
FY2025 Sep 30, 2024 $951.92M Dec 19, 2025
FY2024 Sep 30, 2023 $907.29M Dec 19, 2024
FY2023 Sep 30, 2022 $798.54M Dec 15, 2023
FY2022 Sep 30, 2021 $773.99M Dec 22, 2022
FY2021 Sep 30, 2020 $754.00M Dec 20, 2021
FY2020 Sep 30, 2019 $630.33M Dec 18, 2020
FY2019 Sep 30, 2018 $623.97M Dec 19, 2019
FY2018 Sep 30, 2017 $603.04M Dec 20, 2018
FY2017 Sep 30, 2016 $584.38M Dec 21, 2017

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $878.82M Dec 19, 2025
FY2025 Sep 30, 2024 $841.37M Dec 19, 2025
FY2024 Sep 30, 2023 $802.50M Dec 19, 2024
FY2023 Sep 30, 2022 $700.04M Dec 15, 2023
FY2022 Sep 30, 2021 $676.35M Dec 22, 2022
FY2021 Sep 30, 2020 $697.15M Dec 20, 2021
FY2020 Sep 30, 2019 $575.68M Dec 18, 2020
FY2019 Sep 30, 2018 $572.61M Dec 19, 2019
FY2018 Sep 30, 2017 $553.59M Dec 20, 2018
FY2017 Sep 30, 2016 $536.65M Dec 21, 2017

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $118.84M Dec 19, 2025
FY2025 Sep 30, 2024 $110.55M Dec 19, 2025
FY2025 Sep 30, 2023 $104.79M Dec 19, 2025
FY2024 Sep 30, 2022 $98.50M Dec 19, 2024
FY2023 Sep 30, 2021 $97.64M Dec 15, 2023

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $66.58M Dec 19, 2025
FY2025 Sep 30, 2024 $58.64M Dec 19, 2025
FY2024 Sep 30, 2023 $52.17M Dec 19, 2024
FY2023 Sep 30, 2022 $45.77M Dec 15, 2023
FY2022 Sep 30, 2021 $39.28M Dec 22, 2022
FY2021 Sep 30, 2020 $33.16M Dec 20, 2021
FY2020 Sep 30, 2019 $30.97M Dec 18, 2020
FY2019 Sep 30, 2018 $27.98M Dec 19, 2019
FY2018 Sep 30, 2017 $25.76M Dec 20, 2018
FY2017 Sep 30, 2016 $24.33M Dec 21, 2017

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $7.09M Dec 19, 2025
FY2025 Sep 30, 2024 $25.60M Dec 19, 2025
FY2024 Sep 30, 2023 $72.53M Dec 19, 2024
FY2023 Sep 30, 2022 $30.94M Dec 15, 2023
FY2022 Sep 30, 2021 $75.20M Dec 22, 2022
FY2021 Sep 30, 2020 $61.73M Dec 20, 2021
FY2021 Sep 30, 2019 $21.47M Dec 20, 2021
FY2020 Sep 30, 2018 $15.37M Dec 18, 2020
FY2019 Sep 30, 2017 $22.33M Dec 19, 2019
FY2018 Sep 30, 2016 $21.81M Dec 20, 2018

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $49.05M Dec 19, 2025
FY2025 Sep 30, 2024 $28.57M Dec 19, 2025
FY2024 Sep 30, 2023 $29.52M Dec 19, 2024

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 1 Dec 19, 2025
FY2025 Sep 30, 2024 1 Dec 19, 2025
FY2024 Sep 30, 2023 1 Dec 19, 2024
FY2023 Sep 30, 2022 1 Dec 15, 2023
FY2022 Sep 30, 2021 1 Dec 22, 2022
FY2018 Sep 30, 2018 0 Dec 20, 2018
FY2018 Sep 30, 2017 0 Dec 20, 2018
FY2017 Sep 30, 2016 0 Dec 21, 2017
FY2016 Sep 30, 2015 0 Dec 16, 2016
FY2015 Sep 30, 2014 0 Dec 18, 2015

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 1 Dec 19, 2025
FY2025 Sep 30, 2024 1 Dec 19, 2025
FY2024 Sep 30, 2023 1 Dec 19, 2024
FY2023 Sep 30, 2022 1 Dec 15, 2023
FY2022 Sep 30, 2021 1 Dec 22, 2022
FY2018 Sep 30, 2018 0 Dec 20, 2018
FY2018 Sep 30, 2017 0 Dec 20, 2018
FY2017 Sep 30, 2016 0 Dec 21, 2017
FY2016 Sep 30, 2015 0 Dec 16, 2016
FY2015 Sep 30, 2014 0 Dec 18, 2015

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 6.48M Dec 19, 2025
FY2025 Sep 30, 2024 6.51M Dec 19, 2025
FY2024 Sep 30, 2023 6.67M Dec 19, 2024
FY2023 Sep 30, 2022 6.75M Dec 15, 2023
FY2021 Sep 30, 2021 7.10M Dec 20, 2021
FY2021 Jul 14, 2021 5.81M Dec 20, 2021
FY2021 Sep 30, 2020 5.81M Dec 20, 2021
FY2020 Sep 30, 2019 5.82M Dec 18, 2020
FY2019 Sep 30, 2018 5.82M Dec 19, 2019
FY2018 Sep 30, 2017 5.82M Dec 20, 2018

Dividends Paid

Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $1.82M Dec 19, 2025
FY2025 Sep 30, 2024 $1.68M Dec 19, 2025