EdgarLookup

First Western Financial Inc — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that First Western Financial Inc filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
13.6%
Profit Margin
Net income ÷ revenue
0.4%
Return on Assets
Net income ÷ assets
10.88x
Debt-to-Equity
Total liabilities ÷ equity
+7.6%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $96.91M Feb 27, 2026
FY2025 Dec 31, 2024 $90.07M Feb 27, 2026
FY2024 Dec 31, 2023 $82.70M Mar 7, 2025
FY2023 Dec 31, 2022 $107.93M Mar 15, 2024
FY2022 Dec 31, 2021 $95.41M Mar 15, 2023
FY2021 Dec 31, 2020 $92.60M Mar 15, 2022
FY2020 Dec 31, 2019 $63.98M Mar 12, 2021
FY2019 Dec 31, 2018 $57.62M Mar 12, 2020
FY2018 Dec 31, 2017 $54.50M Mar 21, 2019

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $13.19M Feb 27, 2026
FY2025 Dec 31, 2024 $8.47M Feb 27, 2026
FY2024 Dec 31, 2023 $5.23M Mar 7, 2025
FY2023 Dec 31, 2022 $21.70M Mar 15, 2024
FY2022 Dec 31, 2021 $20.61M Mar 15, 2023
FY2021 Dec 31, 2020 $24.53M Mar 15, 2022
FY2020 Dec 31, 2019 $8.01M Mar 12, 2021
FY2019 Dec 31, 2018 $5.65M Mar 12, 2020
FY2018 Dec 31, 2017 $2.02M Mar 21, 2019

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($1.80M) Feb 27, 2026
FY2025 Dec 31, 2024 $606.0K Feb 27, 2026
FY2024 Dec 31, 2023 $21.88M Mar 7, 2025
FY2023 Dec 31, 2022 $48.28M Mar 15, 2024
FY2022 Dec 31, 2021 $162.52M Mar 15, 2023
FY2021 Dec 31, 2020 ($93.32M) Mar 15, 2022
FY2020 Dec 31, 2019 ($21.51M) Mar 12, 2021
FY2019 Dec 31, 2018 $17.80M Mar 12, 2020
FY2018 Dec 31, 2017 ($5.43M) Mar 21, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.97M Feb 27, 2026
FY2025 Dec 31, 2024 $1.21M Feb 27, 2026
FY2024 Dec 31, 2023 $2.35M Mar 7, 2025
FY2023 Dec 31, 2022 $2.97M Mar 15, 2024
FY2022 Dec 31, 2021 $2.11M Mar 15, 2023
FY2021 Dec 31, 2020 $1.21M Mar 15, 2022
FY2020 Dec 31, 2019 $415.0K Mar 12, 2021
FY2019 Dec 31, 2018 $714.0K Mar 12, 2020
FY2018 Dec 31, 2017 $499.0K Mar 21, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.15B Feb 27, 2026
FY2025 Dec 31, 2024 $2.92B Feb 27, 2026
FY2024 Dec 31, 2023 $2.98B Mar 7, 2025
FY2023 Dec 31, 2022 $2.87B Mar 15, 2024
FY2022 Dec 31, 2021 $2.53B Mar 15, 2023
FY2021 Dec 31, 2020 $1.97B Mar 15, 2022
FY2020 Dec 31, 2019 $1.25B Mar 12, 2021
FY2019 Dec 31, 2018 $1.08B Mar 12, 2020
FY2018 Dec 31, 2017 $969.66M Mar 21, 2019

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.89B Feb 27, 2026
FY2025 Dec 31, 2024 $2.67B Feb 27, 2026
FY2024 Dec 31, 2023 $2.73B Mar 7, 2025
FY2023 Dec 31, 2022 $2.63B Mar 15, 2024
FY2022 Dec 31, 2021 $2.31B Mar 15, 2023
FY2021 Dec 31, 2020 $1.82B Mar 15, 2022
FY2020 Dec 31, 2019 $1.12B Mar 12, 2021
FY2019 Dec 31, 2018 $967.45M Mar 12, 2020
FY2018 Dec 31, 2017 $867.81M Mar 21, 2019

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $265.56M Feb 27, 2026
FY2025 Dec 31, 2024 $252.32M Feb 27, 2026
FY2025 Dec 31, 2023 $242.74M Feb 27, 2026
FY2024 Dec 31, 2022 $240.86M Mar 7, 2025
FY2023 Dec 31, 2021 $219.04M Mar 15, 2024
FY2022 Dec 31, 2020 $154.96M Mar 15, 2023
FY2021 Dec 31, 2019 $127.68M Mar 15, 2022
FY2020 Dec 31, 2018 $116.88M Mar 12, 2021
FY2019 Dec 31, 2017 $101.85M Mar 12, 2020
FY2018 Dec 31, 2016 $95.93M Mar 21, 2019

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $30.40M Feb 27, 2026
FY2025 Dec 31, 2024 $30.40M Feb 27, 2026
FY2024 Dec 31, 2023 $30.40M Mar 7, 2025
FY2023 Dec 31, 2022 $30.40M Mar 15, 2024
FY2023 Dec 31, 2021 $30.59M Mar 15, 2024
FY2022 Dec 31, 2020 $24.19M Mar 15, 2023
FY2021 May 15, 2020 $4.50M Mar 15, 2022
FY2021 Dec 31, 2019 $19.69M Mar 15, 2022
FY2020 Dec 31, 2018 $24.81M Mar 12, 2021
FY2018 Dec 31, 2017 $24.81M Mar 21, 2019

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $72.70M Feb 27, 2026
FY2025 Dec 31, 2024 $59.52M Feb 27, 2026
FY2024 Dec 31, 2023 $51.04M Mar 7, 2025
FY2023 Jan 1, 2023 $46.57M Mar 15, 2024
FY2023 Dec 31, 2022 $51.89M Mar 15, 2024
FY2022 Dec 31, 2021 $30.19M Mar 15, 2023
FY2021 Dec 31, 2020 $9.58M Mar 15, 2022
FY2020 Dec 31, 2019 ($14.96M) Mar 12, 2021
FY2019 Dec 31, 2018 ($23.20M) Mar 12, 2020
FY2018 Dec 31, 2017 ($27.30M) Mar 21, 2019

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2020 Dec 31, 2020 $155.99M Mar 12, 2021
FY2020 Dec 31, 2019 $78.64M Mar 12, 2021
FY2020 Dec 31, 2018 $73.36M Mar 12, 2021
FY2019 Dec 31, 2017 $9.50M Mar 12, 2020
FY2018 Dec 31, 2016 $62.69M Mar 21, 2019

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2024 Dec 31, 2024 $0 Mar 7, 2025

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 1 Feb 27, 2026
FY2025 Dec 31, 2024 0 Feb 27, 2026
FY2024 Dec 31, 2023 0 Mar 7, 2025
FY2023 Dec 31, 2022 2 Mar 15, 2024
FY2022 Dec 31, 2021 2 Mar 15, 2023
FY2021 Dec 31, 2020 3 Mar 15, 2022
FY2020 Dec 31, 2019 1 Mar 12, 2021
FY2019 Dec 31, 2018 0 Mar 12, 2020
FY2018 Dec 31, 2017 0 Mar 21, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 1 Feb 27, 2026
FY2025 Dec 31, 2024 0 Feb 27, 2026
FY2024 Dec 31, 2023 0 Mar 7, 2025
FY2023 Dec 31, 2022 2 Mar 15, 2024
FY2022 Dec 31, 2021 2 Mar 15, 2023
FY2021 Dec 31, 2020 3 Mar 15, 2022
FY2020 Dec 31, 2019 1 Mar 12, 2021
FY2019 Dec 31, 2018 0 Mar 12, 2020
FY2018 Dec 31, 2017 0 Mar 21, 2019

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 9.73M Feb 27, 2026
FY2025 Dec 31, 2024 9.67M Feb 27, 2026
FY2024 Dec 31, 2023 9.58M Mar 7, 2025
FY2023 Dec 31, 2022 9.50M Mar 15, 2024
FY2022 Dec 31, 2021 9.42M Mar 15, 2023
FY2021 Dec 31, 2020 7.95M Mar 15, 2022
FY2020 Dec 31, 2019 7.94M Mar 12, 2021
FY2019 Dec 31, 2018 7.97M Mar 12, 2020
FY2018 Dec 31, 2017 5.83M Mar 21, 2019