BV Financial, Inc. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that BV Financial, Inc. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $13.50M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $11.72M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $13.71M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $10.52M | Mar 22, 2024 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $19.02M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $16.06M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $15.19M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $9.71M | Mar 22, 2024 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $237.0K | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $611.0K | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $155.0K | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $502.0K | Mar 22, 2024 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $912.21M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $911.82M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $885.25M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $844.96M | Mar 22, 2024 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $728.41M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $716.32M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $686.19M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $747.21M | Mar 22, 2024 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $183.80M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $195.50M | Mar 27, 2026 |
| FY2025 | Dec 31, 2023 | $199.07M | Mar 27, 2026 |
| FY2024 | Dec 31, 2022 | $97.75M | Mar 27, 2025 |
| FY2023 | Dec 31, 2021 | $83.45M | Mar 22, 2024 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $14.42M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $14.42M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $14.42M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $14.42M | Mar 22, 2024 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $122.99M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $109.50M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $97.77M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $84.61M | Mar 22, 2024 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $55.71M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $70.50M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $73.74M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $68.65M | Mar 22, 2024 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $35.00M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | $49.88M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | $37.25M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | $49.04M | Mar 22, 2024 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 22, 2024 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | 1 | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | 1 | Mar 22, 2024 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 8.85M | Mar 27, 2026 |
| FY2025 | Dec 31, 2024 | 10.65M | Mar 27, 2026 |
| FY2024 | Dec 31, 2023 | 11.38M | Mar 27, 2025 |
| FY2023 | Dec 31, 2022 | 7.96M | Mar 22, 2024 |