Kentucky First Federal Bancorp — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that Kentucky First Federal Bancorp filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $181.0K | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | ($1.72M) | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $933.0K | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $1.59M | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $1.82M | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | ($12.55M) | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $812.0K | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $1.32M | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $935.0K | Sep 28, 2018 |
| FY2017 | Jun 30, 2016 | $1.50M | Sep 28, 2017 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | ($86.0K) | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | ($1.45M) | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $1.15M | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $2.64M | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $1.58M | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | $1.04M | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $1.00M | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $1.15M | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $2.10M | Sep 28, 2018 |
| FY2013 | Jun 30, 2013 | $4.73M | Sep 30, 2013 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $149.0K | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | $66.0K | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $127.0K | Oct 3, 2024 |
| FY2021 | Jun 30, 2021 | $101.0K | Sep 28, 2021 |
| FY2021 | Jun 30, 2020 | $165.0K | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $148.0K | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $151.0K | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $124.0K | Sep 28, 2018 |
| FY2017 | Jun 30, 2016 | $1.11M | Sep 28, 2017 |
| FY2016 | Jun 30, 2015 | $884.0K | Sep 28, 2016 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $371.21M | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | $374.97M | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $349.02M | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $328.08M | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $338.06M | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | $321.14M | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $330.77M | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $318.39M | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $308.49M | Sep 28, 2018 |
| FY2017 | Jun 30, 2016 | $291.87M | Sep 28, 2017 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $322.84M | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | $326.97M | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $298.31M | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $276.06M | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $285.77M | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | $269.23M | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $264.49M | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $251.19M | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $241.34M | Sep 28, 2018 |
| FY2017 | Jun 30, 2016 | $224.36M | Sep 28, 2017 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $48.37M | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | $48.00M | Sep 30, 2025 |
| FY2025 | Jun 30, 2023 | $50.71M | Sep 30, 2025 |
| FY2024 | Jun 30, 2022 | $52.03M | Oct 3, 2024 |
| FY2023 | Jun 30, 2021 | $52.30M | Sep 28, 2023 |
| FY2022 | Jun 30, 2020 | $51.91M | Sep 28, 2022 |
| FY2021 | Jun 30, 2019 | $66.28M | Sep 28, 2021 |
| FY2020 | Jun 30, 2018 | $67.20M | Sep 30, 2020 |
| FY2019 | Jun 30, 2017 | $67.15M | Sep 30, 2019 |
| FY2018 | Jun 30, 2016 | $67.52M | Sep 28, 2018 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2024 | Jun 30, 2023 | $947.0K | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $947.0K | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $947.0K | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | $947.0K | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $14.51M | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $14.51M | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $14.51M | Sep 28, 2018 |
| FY2017 | Jun 30, 2016 | $14.51M | Sep 28, 2017 |
| FY2016 | Jun 30, 2015 | $14.51M | Sep 28, 2016 |
| FY2015 | Jun 30, 2014 | $14.51M | Sep 28, 2015 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $17.51M | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | $17.33M | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $20.13M | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $20.56M | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $20.36M | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | $19.93M | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $33.87M | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $34.05M | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $34.18M | Sep 28, 2018 |
| FY2017 | Jun 30, 2016 | $34.73M | Sep 28, 2017 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $19.48M | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | $18.29M | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $8.17M | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $25.82M | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $21.65M | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | $13.70M | Sep 28, 2021 |
| FY2021 | Jun 30, 2019 | $9.86M | Sep 28, 2021 |
| FY2020 | Jun 30, 2018 | $9.94M | Sep 30, 2020 |
| FY2019 | Jun 30, 2017 | $12.80M | Sep 30, 2019 |
| FY2018 | Jun 30, 2016 | $13.11M | Sep 28, 2018 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 0 | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | 0 | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | 0 | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | 0 | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | 0 | Sep 28, 2022 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 0 | Sep 30, 2025 |
| FY2025 | Jun 30, 2024 | 0 | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | 0 | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | 0 | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | 0 | Sep 28, 2022 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2024 | $670.0K | Sep 30, 2025 |
| FY2024 | Jun 30, 2023 | $1.36M | Oct 3, 2024 |
| FY2023 | Jun 30, 2022 | $1.39M | Sep 28, 2023 |
| FY2022 | Jun 30, 2021 | $1.39M | Sep 28, 2022 |
| FY2021 | Jun 30, 2020 | $1.39M | Sep 28, 2021 |
| FY2020 | Jun 30, 2019 | $1.44M | Sep 30, 2020 |
| FY2019 | Jun 30, 2018 | $1.45M | Sep 30, 2019 |
| FY2018 | Jun 30, 2017 | $1.49M | Sep 28, 2018 |
| FY2017 | Jun 30, 2016 | $1.48M | Sep 28, 2017 |
| FY2016 | Jun 30, 2015 | $1.39M | Sep 28, 2016 |