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FIVE STAR BANCORP — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that FIVE STAR BANCORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
1.3%
Return on Assets
Net income ÷ assets
9.67x
Debt-to-Equity
Total liabilities ÷ equity

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $61.61M Feb 27, 2026
FY2025 Dec 31, 2024 $45.67M Feb 27, 2026
FY2025 Dec 31, 2023 $47.73M Feb 27, 2026
FY2024 Dec 31, 2022 $44.80M Feb 28, 2025
FY2022 Dec 31, 2021 $42.44M Feb 24, 2023
FY2021 Dec 31, 2020 $35.93M Feb 25, 2022

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $72.61M Feb 27, 2026
FY2025 Dec 31, 2024 $51.79M Feb 27, 2026
FY2025 Dec 31, 2023 $38.91M Feb 27, 2026
FY2024 Dec 31, 2022 $45.98M Feb 28, 2025
FY2022 Dec 31, 2021 $28.66M Feb 24, 2023
FY2021 Dec 31, 2020 $51.48M Feb 25, 2022

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.20M Feb 27, 2026
FY2025 Dec 31, 2024 $628.0K Feb 27, 2026
FY2025 Dec 31, 2023 $653.0K Feb 27, 2026
FY2024 Dec 31, 2022 $481.0K Feb 28, 2025
FY2022 Dec 31, 2021 $717.0K Feb 24, 2023
FY2021 Dec 31, 2020 $833.0K Feb 25, 2022

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $4.75B Feb 27, 2026
FY2025 Dec 31, 2024 $4.05B Feb 27, 2026
FY2024 Dec 31, 2023 $3.59B Feb 28, 2025
FY2023 Dec 31, 2022 $3.23B Feb 23, 2024
FY2022 Dec 31, 2021 $2.56B Feb 24, 2023
FY2021 Dec 31, 2020 $1.95B Feb 25, 2022

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $4.31B Feb 27, 2026
FY2025 Dec 31, 2024 $3.66B Feb 27, 2026
FY2024 Dec 31, 2023 $3.31B Feb 28, 2025
FY2023 Dec 31, 2022 $2.97B Feb 23, 2024
FY2022 Dec 31, 2021 $2.32B Feb 24, 2023
FY2021 Dec 31, 2020 $1.82B Feb 25, 2022

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $445.83M Feb 27, 2026
FY2025 Dec 31, 2024 $396.62M Feb 27, 2026
FY2025 Dec 31, 2023 $285.77M Feb 27, 2026
FY2025 Dec 31, 2022 $252.83M Feb 27, 2026
FY2024 Dec 31, 2021 $235.05M Feb 28, 2025
FY2022 Dec 31, 2020 $133.78M Feb 24, 2023
FY2021 Dec 31, 2019 $108.88M Feb 25, 2022

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $150.99M Feb 27, 2026
FY2025 Dec 31, 2024 $106.46M Feb 27, 2026
FY2024 Dec 31, 2023 $77.04M Feb 28, 2025
FY2025 Jan 1, 2023 $46.74M Feb 27, 2026
FY2023 Dec 31, 2022 $46.74M Feb 23, 2024
FY2022 Dec 31, 2021 $17.17M Feb 24, 2023
FY2021 Dec 31, 2020 $22.35M Feb 25, 2022

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2021 Dec 31, 2021 $425.33M Feb 25, 2022
FY2021 Dec 31, 2020 $290.49M Feb 25, 2022
FY2021 Dec 31, 2019 $177.37M Feb 25, 2022

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 2 Feb 27, 2026
FY2025 Dec 31, 2024 2 Feb 27, 2026
FY2025 Dec 31, 2023 2 Feb 27, 2026
FY2024 Dec 31, 2022 2 Feb 28, 2025
FY2022 Dec 31, 2021 2 Feb 24, 2023
FY2021 Dec 31, 2020 3 Feb 25, 2022

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 2 Feb 27, 2026
FY2025 Dec 31, 2024 2 Feb 27, 2026
FY2025 Dec 31, 2023 2 Feb 27, 2026
FY2024 Dec 31, 2022 2 Feb 28, 2025
FY2022 Dec 31, 2021 2 Feb 24, 2023
FY2021 Dec 31, 2020 3 Feb 25, 2022

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 21.37M Feb 27, 2026
FY2025 Dec 31, 2024 21.32M Feb 27, 2026
FY2024 Dec 31, 2023 17.26M Feb 28, 2025
FY2023 Dec 31, 2022 17.24M Feb 23, 2024
FY2022 Dec 31, 2021 17.22M Feb 24, 2023
FY2021 Dec 31, 2020 11.00M Feb 25, 2022