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NELNET INC — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that NELNET INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Financials Insiders
3%
Return on Assets
Net income ÷ assets
2.85x
Debt-to-Equity
Total liabilities ÷ equity

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2014 Dec 31, 2014 $0 Feb 27, 2015
FY2014 Dec 31, 2013 $0 Feb 27, 2015
FY2014 Dec 31, 2012 $0 Feb 27, 2015
FY2013 Dec 31, 2011 $0 Feb 27, 2014

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $428.47M Feb 26, 2026
FY2025 Dec 31, 2024 $184.05M Feb 26, 2026
FY2025 Dec 31, 2023 $89.83M Feb 26, 2026
FY2024 Dec 31, 2022 $406.90M Feb 27, 2025
FY2023 Dec 31, 2021 $393.29M Feb 27, 2024
FY2020 Dec 31, 2020 $234.99M Feb 25, 2021
FY2020 Sep 30, 2020 $71.50M Feb 25, 2021
FY2020 Jun 30, 2020 $86.48M Feb 25, 2021
FY2020 Mar 31, 2020 ($40.53M) Feb 25, 2021
FY2020 Dec 31, 2019 $42.38M Feb 25, 2021

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $14.06B Feb 26, 2026
FY2025 Dec 31, 2024 $13.78B Feb 26, 2026
FY2025 Dec 31, 2023 $16.71B Feb 26, 2026
FY2024 Dec 31, 2022 $19.36B Feb 27, 2025
FY2023 Dec 31, 2021 $21.68B Feb 27, 2024
FY2022 Dec 31, 2020 $22.65B Feb 28, 2023
FY2021 Dec 31, 2019 $23.71B Feb 28, 2022
FY2020 Dec 31, 2018 $25.22B Feb 25, 2021
FY2019 Dec 31, 2017 $23.96B Feb 27, 2020
FY2018 Dec 31, 2016 $27.19B Feb 27, 2019

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $10.49B Feb 26, 2026
FY2025 Dec 31, 2024 $10.48B Feb 26, 2026
FY2024 Dec 31, 2023 $13.51B Feb 27, 2025
FY2023 Dec 31, 2022 $16.17B Feb 27, 2024
FY2022 Dec 31, 2021 $18.73B Feb 28, 2023
FY2021 Dec 31, 2020 $20.02B Feb 28, 2022
FY2020 Dec 31, 2019 $21.32B Feb 25, 2021
FY2019 Dec 31, 2018 $22.91B Feb 27, 2020
FY2018 Dec 31, 2017 $21.80B Feb 27, 2019
FY2014 Dec 31, 2014 $28.37B Feb 27, 2015

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.69B Feb 26, 2026
FY2025 Dec 31, 2024 $3.35B Feb 26, 2026
FY2024 Dec 31, 2023 $3.25B Feb 27, 2025
FY2023 Dec 31, 2022 $3.20B Feb 27, 2024
FY2022 Dec 31, 2021 $2.95B Feb 28, 2023
FY2021 Dec 31, 2020 $2.63B Feb 28, 2022
FY2020 Dec 31, 2019 $2.39B Feb 25, 2021
FY2019 Dec 31, 2018 $2.30B Feb 27, 2020
FY2014 Dec 31, 2014 $1.73B Feb 27, 2015
FY2014 Dec 31, 2013 $1.44B Feb 27, 2015

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 11 Feb 26, 2026
FY2025 Dec 31, 2024 5 Feb 26, 2026
FY2025 Dec 31, 2023 2 Feb 26, 2026
FY2024 Dec 31, 2022 10 Feb 27, 2025
FY2023 Dec 31, 2021 10 Feb 27, 2024
FY2022 Dec 31, 2020 9 Feb 28, 2023
FY2021 Dec 31, 2019 3 Feb 28, 2022
FY2012 Dec 31, 2012 1 Feb 28, 2013
FY2012 Sep 30, 2012 0 Feb 28, 2013
FY2012 Jun 30, 2012 0 Feb 28, 2013

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 11 Feb 26, 2026
FY2025 Dec 31, 2024 5 Feb 26, 2026
FY2025 Dec 31, 2023 2 Feb 26, 2026
FY2024 Dec 31, 2022 10 Feb 27, 2025
FY2023 Dec 31, 2021 10 Feb 27, 2024
FY2022 Dec 31, 2020 9 Feb 28, 2023
FY2021 Dec 31, 2019 3 Feb 28, 2022
FY2012 Dec 31, 2012 1 Feb 28, 2013
FY2012 Sep 30, 2012 0 Feb 28, 2013
FY2012 Jun 30, 2012 0 Feb 28, 2013

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $295.98M Feb 26, 2026
FY2025 Dec 31, 2024 $194.52M Feb 26, 2026
FY2025 Dec 31, 2023 $168.11M Feb 26, 2026
FY2025 Dec 31, 2022 $118.15M Feb 26, 2026
FY2024 Dec 31, 2021 $125.56M Feb 27, 2025
FY2023 Dec 31, 2020 $121.25M Feb 27, 2024
FY2022 Dec 31, 2019 $133.91M Feb 28, 2023
FY2019 Jan 1, 2019 $120.70M Feb 27, 2020
FY2021 Dec 31, 2018 $121.35M Feb 28, 2022
FY2020 Dec 31, 2017 $66.75M Feb 25, 2021

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $7.78B Feb 26, 2026
FY2025 Dec 31, 2024 $8.31B Feb 26, 2026
FY2024 Dec 31, 2023 $11.83B Feb 27, 2025
FY2023 Dec 31, 2022 $14.64B Feb 27, 2024
FY2022 Dec 31, 2021 $17.63B Feb 28, 2023
FY2021 Dec 31, 2020 $19.32B Feb 28, 2022