EdgarLookup

PRA GROUP INC — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that PRA GROUP INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
-25.4%
Profit Margin
Net income ÷ revenue
-6%
Return on Assets
Net income ÷ assets
4.15x
Debt-to-Equity
Total liabilities ÷ equity
+7.8%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.20B Mar 2, 2026
FY2025 Dec 31, 2024 $1.11B Mar 2, 2026
FY2025 Dec 31, 2023 $802.55M Mar 2, 2026
FY2024 Dec 31, 2022 $966.52M Feb 27, 2025
FY2023 Dec 31, 2021 $1.10B Feb 29, 2024
FY2022 Dec 31, 2020 $1.07B Feb 28, 2023
FY2021 Dec 31, 2019 $1.02B Mar 1, 2022
FY2020 Dec 31, 2018 $908.26M Feb 26, 2021
FY2019 Dec 31, 2017 $828.21M Mar 2, 2020
FY2018 Dec 31, 2016 $930.60M Mar 12, 2019

Revenue

Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.

Fiscal Year Period End Value Filed
FY2021 Dec 31, 2021 $14.70M Mar 1, 2022
FY2021 Dec 31, 2020 $9.75M Mar 1, 2022
FY2021 Dec 31, 2019 $15.77M Mar 1, 2022
FY2020 Dec 31, 2018 $14.92M Feb 26, 2021
FY2019 Dec 31, 2017 $24.92M Mar 2, 2020
FY2018 Dec 31, 2016 $77.38M Mar 12, 2019

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($305.14M) Mar 2, 2026
FY2025 Dec 31, 2024 $70.60M Mar 2, 2026
FY2025 Dec 31, 2023 ($83.48M) Mar 2, 2026
FY2024 Dec 31, 2022 $117.15M Feb 27, 2025
FY2023 Dec 31, 2021 $183.16M Feb 29, 2024
FY2022 Dec 31, 2020 $149.34M Feb 28, 2023
FY2021 Dec 31, 2019 $86.16M Mar 1, 2022
FY2020 Dec 31, 2018 $65.56M Feb 26, 2021
FY2019 Dec 31, 2017 $164.32M Mar 2, 2020
FY2018 Dec 31, 2016 $86.26M Mar 12, 2019

Operating Income

Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($30.27M) Mar 2, 2026
FY2025 Dec 31, 2024 $339.73M Mar 2, 2026
FY2025 Dec 31, 2023 $100.49M Mar 2, 2026
FY2024 Dec 31, 2022 $285.80M Feb 27, 2025
FY2023 Dec 31, 2021 $375.00M Feb 29, 2024
FY2022 Dec 31, 2020 $349.70M Feb 28, 2023
FY2021 Dec 31, 2019 $247.69M Mar 1, 2022
FY2020 Dec 31, 2018 $185.26M Feb 26, 2021
FY2019 Dec 31, 2017 $213.73M Mar 2, 2020
FY2018 Dec 31, 2016 $219.75M Mar 12, 2019

R&D Expense

Spending on research and development activities — developing new products, improving existing ones, or conducting basic research. High R&D relative to revenue is common in technology and pharmaceutical companies.

Fiscal Year Period End Value Filed
FY2012 Dec 31, 2012 $1.30M Feb 28, 2013
FY2012 Dec 31, 2011 $1.30M Feb 28, 2013
FY2011 Dec 31, 2010 $1.30M Feb 28, 2012

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 ($85.54M) Mar 2, 2026
FY2025 Dec 31, 2024 ($94.59M) Mar 2, 2026
FY2025 Dec 31, 2023 ($97.54M) Mar 2, 2026
FY2024 Dec 31, 2022 $21.59M Feb 27, 2025
FY2023 Dec 31, 2021 $84.93M Feb 29, 2024
FY2022 Dec 31, 2020 $141.70M Feb 28, 2023
FY2021 Dec 31, 2019 $133.39M Mar 1, 2022
FY2020 Dec 31, 2018 $80.87M Feb 26, 2021
FY2019 Dec 31, 2017 $15.48M Mar 2, 2020
FY2018 Dec 31, 2016 $205.90M Mar 12, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $4.82M Mar 2, 2026
FY2025 Dec 31, 2024 $4.05M Mar 2, 2026
FY2025 Dec 31, 2023 $2.89M Mar 2, 2026
FY2024 Dec 31, 2022 $13.25M Feb 27, 2025
FY2023 Dec 31, 2021 $11.21M Feb 29, 2024
FY2022 Dec 31, 2020 $17.23M Feb 28, 2023
FY2021 Dec 31, 2019 $18.03M Mar 1, 2022
FY2020 Dec 31, 2018 $20.52M Feb 26, 2021
FY2019 Dec 31, 2017 $22.84M Mar 2, 2020
FY2018 Dec 31, 2016 $14.16M Mar 12, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $5.10B Mar 2, 2026
FY2025 Dec 31, 2024 $4.93B Mar 2, 2026
FY2024 Dec 31, 2023 $4.53B Feb 27, 2025
FY2023 Dec 31, 2022 $4.18B Feb 29, 2024
FY2022 Dec 31, 2021 $4.37B Feb 28, 2023
FY2021 Dec 31, 2020 $4.45B Mar 1, 2022
FY2020 Dec 31, 2019 $4.42B Feb 26, 2021
FY2019 Dec 31, 2018 $3.91B Mar 2, 2020
FY2018 Dec 31, 2017 $3.70B Mar 12, 2019
FY2017 Dec 31, 2016 $3.16B Feb 28, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $4.06B Mar 2, 2026
FY2025 Dec 31, 2024 $3.74B Mar 2, 2026
FY2024 Dec 31, 2023 $3.29B Feb 27, 2025
FY2023 Dec 31, 2022 $2.89B Feb 29, 2024
FY2022 Dec 31, 2021 $3.04B Feb 28, 2023
FY2021 Dec 31, 2020 $3.08B Mar 1, 2022
FY2020 Dec 31, 2019 $3.20B Feb 26, 2021
FY2019 Dec 31, 2018 $2.78B Mar 2, 2020
FY2018 Dec 31, 2017 $2.55B Mar 12, 2019
FY2017 Dec 31, 2016 $2.24B Feb 28, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $979.85M Mar 2, 2026
FY2025 Dec 31, 2024 $1.14B Mar 2, 2026
FY2024 Dec 31, 2023 $1.17B Feb 27, 2025
FY2023 Dec 31, 2022 $1.23B Feb 29, 2024
FY2022 Dec 31, 2021 $1.29B Feb 28, 2023
FY2021 Dec 31, 2020 $1.34B Mar 1, 2022
FY2020 Dec 31, 2019 $1.17B Feb 26, 2021
FY2019 Dec 31, 2018 $1.10B Mar 2, 2020
FY2018 Dec 31, 2017 $1.09B Mar 12, 2019
FY2017 Dec 31, 2016 $864.30M Feb 28, 2018

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $26.87M Mar 2, 2026
FY2025 Dec 31, 2024 $396.36M Mar 2, 2026
FY2025 Dec 31, 2023 $431.56M Mar 2, 2026
FY2024 Dec 31, 2022 $435.92M Feb 27, 2025
FY2023 Dec 31, 2021 $480.26M Feb 29, 2024
FY2022 Dec 31, 2020 $492.99M Feb 28, 2023
FY2021 Dec 31, 2019 $480.79M Mar 1, 2022
FY2020 Dec 31, 2018 $464.12M Feb 26, 2021
FY2019 Dec 31, 2017 $526.51M Mar 2, 2020
FY2018 Dec 31, 2016 $499.91M Mar 12, 2019

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.26B Mar 2, 2026
FY2025 Dec 31, 2024 $1.56B Mar 2, 2026
FY2024 Dec 31, 2023 $1.49B Feb 27, 2025
FY2023 Dec 31, 2022 $1.57B Feb 29, 2024
FY2022 Dec 31, 2021 $1.55B Feb 28, 2023
FY2021 Dec 31, 2020 $1.51B Mar 1, 2022
FY2020 Dec 31, 2019 $1.36B Feb 26, 2021
FY2019 Dec 31, 2018 $1.28B Mar 2, 2020
FY2018 Dec 31, 2017 $1.21B Mar 12, 2019
FY2017 Dec 31, 2016 $1.05B Feb 28, 2018

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $104.41M Mar 2, 2026
FY2025 Dec 31, 2024 $105.94M Mar 2, 2026
FY2025 Dec 31, 2023 $112.53M Mar 2, 2026
FY2024 Dec 31, 2022 $83.38M Feb 27, 2025
FY2023 Dec 31, 2021 $87.58M Feb 29, 2024
FY2022 Dec 31, 2020 $108.61M Feb 28, 2023
FY2021 Dec 31, 2019 $119.77M Mar 1, 2022
FY2019 Dec 31, 2018 $98.70M Mar 2, 2020
FY2019 Dec 31, 2017 $120.52M Mar 2, 2020
FY2018 Dec 31, 2016 $94.29M Mar 12, 2019

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2016 Dec 31, 2016 $1.82B Mar 1, 2017
FY2012 Dec 31, 2012 $200.54M Feb 28, 2013
FY2012 Dec 31, 2011 $1.25M Feb 28, 2013
FY2011 Dec 31, 2010 $2.40M Feb 28, 2012

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (7) Mar 2, 2026
FY2025 Dec 31, 2024 1 Mar 2, 2026
FY2025 Dec 31, 2023 (2) Mar 2, 2026
FY2024 Dec 31, 2022 2 Feb 27, 2025
FY2023 Dec 31, 2021 4 Feb 29, 2024
FY2022 Dec 31, 2020 3 Feb 28, 2023
FY2021 Dec 31, 2019 1 Mar 1, 2022
FY2020 Dec 31, 2018 1 Feb 26, 2021
FY2019 Dec 31, 2017 3 Mar 2, 2020
FY2018 Dec 31, 2016 1 Mar 12, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 (7) Mar 2, 2026
FY2025 Dec 31, 2024 1 Mar 2, 2026
FY2025 Dec 31, 2023 (2) Mar 2, 2026
FY2024 Dec 31, 2022 2 Feb 27, 2025
FY2023 Dec 31, 2021 4 Feb 29, 2024
FY2022 Dec 31, 2020 3 Feb 28, 2023
FY2021 Dec 31, 2019 1 Mar 1, 2022
FY2020 Dec 31, 2018 1 Feb 26, 2021
FY2019 Dec 31, 2017 3 Mar 2, 2020
FY2018 Dec 31, 2016 1 Mar 12, 2019

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 38.45M Mar 2, 2026
FY2025 Dec 31, 2024 39.51M Mar 2, 2026
FY2024 Dec 31, 2023 39.25M Feb 27, 2025
FY2023 Dec 31, 2022 38.98M Feb 29, 2024
FY2022 Dec 31, 2021 41.01M Feb 28, 2023
FY2021 Dec 31, 2020 45.59M Mar 1, 2022
FY2020 Dec 31, 2019 45.42M Feb 26, 2021
FY2019 Dec 31, 2018 45.30M Mar 2, 2020
FY2018 Dec 31, 2017 45.19M Mar 12, 2019
FY2017 Dec 31, 2016 46.36M Feb 28, 2018