PEOPLES BANCORP OF NORTH CAROLINA INC — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that PEOPLES BANCORP OF NORTH CAROLINA INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $19.83M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $16.35M | Mar 11, 2026 |
| FY2023 | Dec 31, 2023 | $3.44M | Mar 7, 2024 |
| FY2023 | Sep 30, 2023 | $4.13M | Mar 7, 2024 |
| FY2023 | Jun 30, 2023 | $4.81M | Mar 7, 2024 |
| FY2023 | Mar 31, 2023 | $3.17M | Mar 7, 2024 |
| FY2023 | Dec 31, 2022 | $4.15M | Mar 7, 2024 |
| FY2023 | Sep 30, 2022 | $5.31M | Mar 7, 2024 |
| FY2023 | Jun 30, 2022 | $3.22M | Mar 7, 2024 |
| FY2023 | Mar 31, 2022 | $3.45M | Mar 7, 2024 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $21.37M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $20.56M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $22.78M | Mar 12, 2025 |
| FY2024 | Dec 31, 2022 | $22.62M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $26.90M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $9.16M | Mar 17, 2023 |
| FY2021 | Dec 31, 2019 | $13.20M | Mar 18, 2022 |
| FY2020 | Dec 31, 2018 | $17.19M | Mar 19, 2021 |
| FY2019 | Dec 31, 2017 | $18.59M | Mar 13, 2020 |
| FY2018 | Dec 31, 2016 | $12.24M | Mar 14, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.41M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $587.0K | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $1.95M | Mar 12, 2025 |
| FY2024 | Dec 31, 2022 | $4.56M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $484.0K | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $2.49M | Mar 17, 2023 |
| FY2021 | Dec 31, 2019 | $2.84M | Mar 18, 2022 |
| FY2020 | Dec 31, 2018 | $1.74M | Mar 19, 2021 |
| FY2019 | Dec 31, 2017 | $5.56M | Mar 13, 2020 |
| FY2018 | Dec 31, 2016 | $1.61M | Mar 14, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.70B | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $1.65B | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $1.64B | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $1.62B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $1.62B | Mar 17, 2023 |
| FY2021 | Dec 31, 2020 | $1.42B | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $1.15B | Mar 19, 2021 |
| FY2019 | Dec 31, 2018 | $1.09B | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $1.09B | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $1.09B | Mar 15, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.55B | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $1.52B | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $1.51B | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $1.52B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $1.48B | Mar 17, 2023 |
| FY2021 | Dec 31, 2020 | $1.28B | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $1.02B | Mar 19, 2021 |
| FY2019 | Dec 31, 2018 | $969.63M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $976.19M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $980.56M | Mar 15, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $157.12M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $130.56M | Mar 11, 2026 |
| FY2025 | Dec 31, 2023 | $121.02M | Mar 11, 2026 |
| FY2024 | Dec 31, 2022 | $105.20M | Mar 12, 2025 |
| FY2024 | Dec 31, 2021 | $142.37M | Mar 12, 2025 |
| FY2023 | Dec 31, 2020 | $139.90M | Mar 7, 2024 |
| FY2022 | Dec 31, 2019 | $134.12M | Mar 17, 2023 |
| FY2021 | Dec 31, 2018 | $123.62M | Mar 18, 2022 |
| FY2018 | Dec 31, 2017 | $115.98M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $107.43M | Mar 15, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $135.65M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $121.06M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $109.76M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $100.16M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $88.97M | Mar 17, 2023 |
| FY2021 | Dec 31, 2020 | $77.63M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | $70.66M | Mar 19, 2021 |
| FY2019 | Dec 31, 2018 | $60.54M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | $50.29M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | $60.25M | Mar 15, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $58.11M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $59.27M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $82.38M | Mar 12, 2025 |
| FY2022 | Dec 31, 2022 | $71.60M | Mar 17, 2023 |
| FY2022 | Dec 31, 2021 | $277.50M | Mar 17, 2023 |
| FY2021 | Dec 31, 2020 | $161.58M | Mar 18, 2022 |
| FY2021 | Dec 31, 2019 | $52.39M | Mar 18, 2022 |
| FY2021 | Dec 31, 2018 | $43.37M | Mar 18, 2022 |
| FY2020 | Dec 31, 2017 | $57.30M | Mar 19, 2021 |
| FY2019 | Dec 31, 2016 | $70.09M | Mar 13, 2020 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | 3 | Mar 11, 2026 |
| FY2023 | Dec 31, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Sep 30, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Jun 30, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Mar 31, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Dec 31, 2022 | 0 | Mar 7, 2024 |
| FY2023 | Sep 30, 2022 | 0 | Mar 7, 2024 |
| FY2023 | Jun 30, 2022 | 0 | Mar 7, 2024 |
| FY2023 | Mar 31, 2022 | 0 | Mar 7, 2024 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | 2 | Mar 11, 2026 |
| FY2023 | Dec 31, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Sep 30, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Jun 30, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Mar 31, 2023 | 0 | Mar 7, 2024 |
| FY2023 | Dec 31, 2022 | 0 | Mar 7, 2024 |
| FY2023 | Sep 30, 2022 | 0 | Mar 7, 2024 |
| FY2023 | Jun 30, 2022 | 0 | Mar 7, 2024 |
| FY2023 | Mar 31, 2022 | 0 | Mar 7, 2024 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 5.46M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | 5.46M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | 5.53M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | 5.64M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | 5.66B | Mar 17, 2023 |
| FY2021 | Dec 31, 2020 | 5.79M | Mar 18, 2022 |
| FY2020 | Dec 31, 2019 | 5.91M | Mar 19, 2021 |
| FY2019 | Dec 31, 2018 | 6.00M | Mar 13, 2020 |
| FY2018 | Dec 31, 2017 | 6.00M | Mar 14, 2019 |
| FY2017 | Dec 31, 2016 | 5.42M | Mar 15, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.25M | Mar 11, 2026 |
| FY2025 | Dec 31, 2024 | $5.05M | Mar 11, 2026 |
| FY2024 | Dec 31, 2023 | $5.11M | Mar 12, 2025 |
| FY2024 | Dec 31, 2022 | $4.94M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $3.79M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $4.39M | Mar 17, 2023 |
| FY2021 | Dec 31, 2019 | $3.94M | Mar 18, 2022 |
| FY2020 | Dec 31, 2018 | $3.13M | Mar 19, 2021 |
| FY2019 | Dec 31, 2017 | $2.63M | Mar 13, 2020 |
| FY2018 | Dec 31, 2016 | $2.11M | Mar 14, 2019 |