ENCORE CAPITAL GROUP INC — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that ENCORE CAPITAL GROUP INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.77B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.32B | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $1.22B | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $1.40B | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $1.61B | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | $1.50B | Feb 22, 2023 |
| FY2019 | Dec 31, 2019 | $347.79M | Feb 26, 2020 |
| FY2019 | Sep 30, 2019 | $355.94M | Feb 26, 2020 |
| FY2019 | Jun 30, 2019 | $346.87M | Feb 26, 2020 |
| FY2019 | Mar 31, 2019 | $347.08M | Feb 26, 2020 |
Revenue
Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $88.39M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $84.78M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $83.14M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $94.92M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $120.78M | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | $115.12M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $126.53M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $148.04M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $90.09M | Feb 26, 2020 |
| FY2018 | Dec 31, 2016 | $82.64M | Feb 27, 2019 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $256.83M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | ($139.24M) | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | ($206.49M) | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $194.56M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $350.78M | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | $211.85M | Feb 22, 2023 |
| FY2019 | Dec 31, 2019 | $43.09M | Feb 26, 2020 |
| FY2019 | Sep 30, 2019 | $38.87M | Feb 26, 2020 |
| FY2019 | Jun 30, 2019 | $36.66M | Feb 26, 2020 |
| FY2019 | Mar 31, 2019 | $49.25M | Feb 26, 2020 |
Operating Income
Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $626.65M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $157.33M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $16.54M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $462.17M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $633.27M | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | $533.56M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $446.35M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $405.30M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $324.54M | Feb 26, 2020 |
| FY2018 | Dec 31, 2016 | $241.51M | Feb 27, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $153.20M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $156.17M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $152.99M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $210.68M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $303.05M | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | $312.86M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $244.73M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $186.79M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $123.82M | Feb 26, 2020 |
| FY2018 | Dec 31, 2016 | $130.33M | Feb 27, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $26.27M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $29.01M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $24.81M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $37.22M | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | $33.37M | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | $34.60M | Feb 22, 2023 |
| FY2021 | Dec 31, 2019 | $39.60M | Feb 23, 2022 |
| FY2020 | Dec 31, 2018 | $67.48M | Feb 24, 2021 |
| FY2019 | Dec 31, 2017 | $28.13M | Feb 26, 2020 |
| FY2018 | Dec 31, 2016 | $31.67M | Feb 27, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.34B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $4.79B | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $4.63B | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $4.51B | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $4.61B | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $4.86B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $4.91B | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $4.63B | Feb 26, 2020 |
| FY2018 | Dec 31, 2017 | $4.49B | Feb 27, 2019 |
| FY2017 | Dec 31, 2016 | $3.67B | Feb 21, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.36B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $4.02B | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $3.69B | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $3.33B | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $3.42B | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $3.64B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $3.88B | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $3.81B | Feb 26, 2020 |
| FY2018 | Dec 31, 2017 | $3.77B | Feb 27, 2019 |
| FY2017 | Dec 31, 2016 | $3.07B | Feb 21, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2021 | Dec 31, 2021 | $1.19B | Feb 23, 2022 |
| FY2021 | Dec 31, 2020 | $1.22B | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $1.02B | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $818.01M | Feb 26, 2020 |
| FY2018 | Dec 31, 2017 | $581.86M | Feb 27, 2019 |
| FY2017 | Dec 31, 2016 | $559.30M | Feb 21, 2018 |
| FY2016 | Dec 31, 2015 | $596.45M | Feb 23, 2017 |
| FY2015 | Dec 31, 2014 | $623.00M | Feb 24, 2016 |
| FY2014 | Dec 31, 2013 | $571.90M | Feb 26, 2015 |
| FY2013 | Dec 31, 2012 | $405.82M | Feb 25, 2014 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $536.29M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $507.81M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $606.48M | Feb 25, 2026 |
| FY2025 | Dec 31, 2022 | $821.21M | Feb 25, 2026 |
| FY2024 | Dec 31, 2021 | $897.80M | Feb 26, 2025 |
| FY2023 | Dec 31, 2020 | $906.96M | Feb 21, 2024 |
| FY2022 | Dec 31, 2019 | $884.19M | Feb 22, 2023 |
| FY2021 | Dec 31, 2018 | $868.13M | Feb 23, 2022 |
| FY2019 | Dec 31, 2017 | $928.99M | Feb 26, 2020 |
| FY2018 | Dec 31, 2016 | $785.03M | Feb 27, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.10B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $909.93M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $1.05B | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $1.28B | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $1.24B | Feb 22, 2023 |
| FY2022 | Dec 31, 2020 | $1.06B | Feb 22, 2023 |
| FY2020 | Dec 31, 2019 | $888.06M | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $720.19M | Feb 26, 2020 |
| FY2018 | Dec 31, 2017 | $616.31M | Feb 27, 2019 |
| FY2017 | Dec 31, 2016 | $560.57M | Feb 21, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $156.78M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $199.87M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $158.36M | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | $143.91M | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | $189.65M | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | $189.18M | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | $192.34M | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | $157.42M | Feb 26, 2020 |
| FY2018 | Dec 31, 2017 | $212.14M | Feb 27, 2019 |
| FY2018 | Dec 31, 2016 | $149.77M | Feb 27, 2019 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2012 | Dec 31, 2012 | $100.56M | Feb 13, 2013 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 11 | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | (5) | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | (8) | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | 8 | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | 11 | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | 6 | Feb 22, 2023 |
| FY2019 | Dec 31, 2019 | 1 | Feb 26, 2020 |
| FY2019 | Sep 30, 2019 | 1 | Feb 26, 2020 |
| FY2019 | Jun 30, 2019 | 1 | Feb 26, 2020 |
| FY2019 | Mar 31, 2019 | 1 | Feb 26, 2020 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 10 | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | (5) | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | (8) | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | 7 | Feb 26, 2025 |
| FY2023 | Dec 31, 2021 | 11 | Feb 21, 2024 |
| FY2022 | Dec 31, 2020 | 6 | Feb 22, 2023 |
| FY2019 | Dec 31, 2019 | 1 | Feb 26, 2020 |
| FY2019 | Sep 30, 2019 | 1 | Feb 26, 2020 |
| FY2019 | Jun 30, 2019 | 1 | Feb 26, 2020 |
| FY2019 | Mar 31, 2019 | 1 | Feb 26, 2020 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 21.69M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | 23.69M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | 23.55M | Feb 26, 2025 |
| FY2023 | Dec 31, 2022 | 23.32M | Feb 21, 2024 |
| FY2022 | Dec 31, 2021 | 24.54M | Feb 22, 2023 |
| FY2021 | Dec 31, 2020 | 31.35M | Feb 23, 2022 |
| FY2020 | Dec 31, 2019 | 31.10M | Feb 24, 2021 |
| FY2019 | Dec 31, 2018 | 30.88M | Feb 26, 2020 |
| FY2018 | Dec 31, 2017 | 25.80M | Feb 27, 2019 |
| FY2017 | Dec 31, 2016 | 25.59M | Feb 21, 2018 |