EdgarLookup

FIRST BANCORP /PR/ — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that FIRST BANCORP /PR/ filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
27.5%
Profit Margin
Net income ÷ revenue
1.8%
Return on Assets
Net income ÷ assets
8.73x
Debt-to-Equity
Total liabilities ÷ equity
+2.4%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.26B Feb 27, 2026
FY2025 Dec 31, 2024 $1.23B Feb 27, 2026
FY2025 Dec 31, 2023 $1.16B Feb 27, 2026
FY2024 Dec 31, 2022 $985.71M Feb 28, 2025
FY2023 Dec 31, 2021 $915.87M Feb 28, 2024
FY2022 Dec 31, 2020 $804.21M Oct 13, 2023
FY2021 Dec 31, 2019 $766.47M Mar 1, 2022
FY2020 Dec 31, 2018 $707.28M Mar 1, 2021
FY2019 Dec 31, 2017 $650.81M Mar 2, 2020
FY2018 Dec 31, 2016 $673.25M Mar 1, 2019

Revenue

Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.00B Feb 27, 2026
FY2025 Dec 31, 2024 $938.20M Feb 27, 2026
FY2025 Dec 31, 2023 $929.80M Feb 27, 2026
FY2024 Dec 31, 2022 $918.39M Feb 28, 2025
FY2023 Dec 31, 2021 $851.09M Feb 28, 2024
FY2022 Dec 31, 2020 $711.55M Oct 13, 2023
FY2021 Dec 31, 2019 $657.65M Mar 1, 2022
FY2020 Dec 31, 2018 $607.69M Mar 1, 2021

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $344.87M Feb 27, 2026
FY2025 Dec 31, 2024 $298.72M Feb 27, 2026
FY2025 Dec 31, 2023 $302.86M Feb 27, 2026
FY2024 Dec 31, 2022 $305.07M Feb 28, 2025
FY2023 Dec 31, 2021 $281.03M Feb 28, 2024
FY2022 Dec 31, 2020 $102.27M Oct 13, 2023
FY2021 Dec 31, 2019 $167.38M Mar 1, 2022
FY2020 Dec 31, 2018 $201.61M Mar 1, 2021
FY2019 Dec 31, 2017 $66.96M Mar 2, 2020
FY2018 Dec 31, 2016 $93.23M Mar 1, 2019

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $448.56M Feb 27, 2026
FY2025 Dec 31, 2024 $404.15M Feb 27, 2026
FY2025 Dec 31, 2023 $362.96M Feb 27, 2026
FY2024 Dec 31, 2022 $440.49M Feb 28, 2025
FY2023 Dec 31, 2021 $399.72M Feb 28, 2024
FY2022 Dec 31, 2020 $297.74M Oct 13, 2023
FY2021 Dec 31, 2019 $294.28M Mar 1, 2022
FY2020 Dec 31, 2018 $288.32M Mar 1, 2021
FY2019 Dec 31, 2017 $235.96M Mar 2, 2020
FY2018 Dec 31, 2016 $199.43M Mar 1, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $11.03M Feb 27, 2026
FY2025 Dec 31, 2024 $10.01M Feb 27, 2026
FY2025 Dec 31, 2023 $22.60M Feb 27, 2026
FY2024 Dec 31, 2022 $20.46M Feb 28, 2025
FY2023 Dec 31, 2021 $13.35M Feb 28, 2024
FY2022 Dec 31, 2020 $16.07M Oct 13, 2023
FY2021 Dec 31, 2019 $22.48M Mar 1, 2022
FY2020 Dec 31, 2018 $20.51M Mar 1, 2021
FY2019 Dec 31, 2017 $9.42M Mar 2, 2020
FY2018 Dec 31, 2016 $10.37M Mar 1, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $19.13B Feb 27, 2026
FY2025 Dec 31, 2024 $19.29B Feb 27, 2026
FY2024 Dec 31, 2023 $18.91B Feb 28, 2025
FY2023 Dec 31, 2022 $18.63B Feb 28, 2024
FY2022 Dec 31, 2021 $20.79B Oct 13, 2023
FY2021 Dec 31, 2020 $18.79B Mar 1, 2022
FY2020 Dec 31, 2019 $12.61B Mar 1, 2021
FY2019 Dec 31, 2018 $12.24B Mar 2, 2020
FY2018 Dec 31, 2017 $12.26B Mar 1, 2019
FY2017 Dec 31, 2016 $11.92B Mar 16, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $17.17B Feb 27, 2026
FY2025 Dec 31, 2024 $17.62B Feb 27, 2026
FY2024 Dec 31, 2023 $17.41B Feb 28, 2025
FY2023 Dec 31, 2022 $17.31B Feb 28, 2024
FY2022 Dec 31, 2021 $18.68B Oct 13, 2023
FY2021 Dec 31, 2020 $16.52B Mar 1, 2022
FY2020 Dec 31, 2019 $10.38B Mar 1, 2021
FY2019 Dec 31, 2018 $10.20B Mar 2, 2020
FY2018 Dec 31, 2017 $10.39B Mar 1, 2019
FY2017 Dec 31, 2016 $10.14B Mar 16, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.97B Feb 27, 2026
FY2025 Dec 31, 2024 $1.67B Feb 27, 2026
FY2025 Dec 31, 2023 $1.50B Feb 27, 2026
FY2024 Dec 31, 2022 $1.33B Feb 28, 2025
FY2023 Dec 31, 2021 $2.10B Feb 28, 2024
FY2022 Dec 31, 2020 $2.28B Oct 13, 2023
FY2021 Dec 31, 2019 $2.23B Mar 1, 2022
FY2020 Dec 31, 2018 $2.04B Mar 1, 2021
FY2019 Dec 31, 2017 $1.87B Mar 2, 2020
FY2018 Dec 31, 2016 $1.79B Mar 1, 2019

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $38.61M Feb 27, 2026
FY2025 Dec 31, 2024 $38.61M Feb 27, 2026
FY2024 Dec 31, 2023 $38.61M Feb 28, 2025
FY2023 Dec 31, 2022 $38.61M Feb 28, 2024
FY2023 Dec 31, 2021 $38.61M Feb 28, 2024
FY2023 Dec 31, 2020 $38.63M Feb 28, 2024
FY2022 Dec 31, 2019 $28.10M Oct 13, 2023
FY2018 Dec 31, 2018 $28.10M Mar 1, 2019
FY2018 Dec 31, 2017 $28.10M Mar 1, 2019
FY2017 Dec 31, 2016 $28.10M Mar 16, 2018

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $2.27B Feb 27, 2026
FY2025 Dec 31, 2024 $2.04B Feb 27, 2026
FY2024 Dec 31, 2023 $1.85B Feb 28, 2025
FY2023 Dec 31, 2022 $1.64B Feb 28, 2024
FY2022 Dec 31, 2021 $1.43B Oct 13, 2023
FY2021 Dec 31, 2020 $1.22B Mar 1, 2022
FY2020 Dec 31, 2019 $1.22B Mar 1, 2021
FY2019 Dec 31, 2018 $1.09B Mar 2, 2020
FY2018 Dec 31, 2017 $895.21M Mar 1, 2019
FY2017 Dec 31, 2016 $830.93M Mar 16, 2018

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2021 Dec 31, 2021 $2.54B Mar 1, 2022
FY2021 Dec 31, 2020 $1.49B Mar 1, 2022
FY2021 Dec 31, 2019 $644.10M Mar 1, 2022
FY2021 Dec 31, 2018 $586.20M Mar 1, 2022
FY2020 Dec 31, 2017 $716.40M Mar 1, 2021
FY2019 Dec 31, 2016 $299.69M Mar 2, 2020
FY2018 Dec 31, 2015 $752.46M Mar 1, 2019
FY2017 Dec 31, 2014 $796.11M Mar 16, 2018
FY2016 Dec 31, 2013 $655.67M Mar 16, 2017
FY2015 Dec 31, 2012 $946.85M Mar 14, 2016

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $290.00M Feb 27, 2026
FY2025 Dec 31, 2024 $561.70M Feb 27, 2026
FY2024 Dec 31, 2023 $661.70M Feb 28, 2025

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 2 Feb 27, 2026
FY2025 Dec 31, 2024 1 Feb 27, 2026
FY2025 Dec 31, 2023 1 Feb 27, 2026
FY2024 Dec 31, 2022 1 Feb 28, 2025
FY2023 Dec 31, 2021 1 Feb 28, 2024
FY2022 Dec 31, 2020 0 Oct 13, 2023
FY2021 Dec 31, 2019 0 Mar 1, 2022
FY2020 Dec 31, 2018 0 Mar 1, 2021
FY2019 Dec 31, 2017 0 Mar 2, 2020
FY2018 Dec 31, 2016 0 Mar 1, 2019

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 2 Feb 27, 2026
FY2025 Dec 31, 2024 1 Feb 27, 2026
FY2025 Dec 31, 2023 1 Feb 27, 2026
FY2024 Dec 31, 2022 1 Feb 28, 2025
FY2023 Dec 31, 2021 1 Feb 28, 2024
FY2022 Dec 31, 2020 0 Oct 13, 2023
FY2021 Dec 31, 2019 0 Mar 1, 2022
FY2020 Dec 31, 2018 0 Mar 1, 2021
FY2019 Dec 31, 2017 0 Mar 2, 2020
FY2018 Dec 31, 2016 0 Mar 1, 2019

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 156.62M Feb 27, 2026
FY2025 Dec 31, 2024 163.87M Feb 27, 2026
FY2025 Dec 31, 2023 169.30M Feb 27, 2026
FY2025 Dec 31, 2022 182.71M Feb 27, 2026
FY2024 Dec 31, 2021 201.83M Feb 28, 2025
FY2023 Dec 31, 2020 218.24M Feb 28, 2024
FY2022 Dec 31, 2019 217.36M Oct 13, 2023
FY2021 Dec 31, 2018 217.24M Mar 1, 2022
FY2018 Dec 31, 2017 216.28M Mar 1, 2019
FY2017 Dec 31, 2016 217.45M Mar 16, 2018

Dividends Paid

Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $115.52M Feb 27, 2026
FY2025 Dec 31, 2024 $105.58M Feb 27, 2026
FY2025 Dec 31, 2023 $99.67M Feb 27, 2026
FY2024 Dec 31, 2022 $87.82M Feb 28, 2025
FY2023 Dec 31, 2021 $65.02M Feb 28, 2024
FY2022 Dec 31, 2020 $43.42M Oct 13, 2023
FY2021 Dec 31, 2019 $30.36M Mar 1, 2022
FY2020 Dec 31, 2018 $6.52M Mar 1, 2021
FY2019 Dec 31, 2017 $0 Mar 2, 2020
FY2018 Dec 31, 2016 $0 Mar 1, 2019