PEOPLES FINANCIAL SERVICES CORP. — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that PEOPLES FINANCIAL SERVICES CORP. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $59.19M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $8.50M | Mar 16, 2026 |
| FY2025 | Dec 31, 2023 | $27.38M | Mar 16, 2026 |
| FY2024 | Dec 31, 2022 | $38.09M | Mar 28, 2025 |
| FY2023 | Dec 31, 2021 | $43.52M | Mar 15, 2024 |
| FY2020 | Dec 31, 2020 | $8.19M | Mar 16, 2021 |
| FY2020 | Sep 30, 2020 | $8.31M | Mar 16, 2021 |
| FY2020 | Jun 30, 2020 | $7.58M | Mar 16, 2021 |
| FY2020 | Mar 31, 2020 | $5.28M | Mar 16, 2021 |
| FY2020 | Dec 31, 2019 | $5.03M | Mar 16, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $54.28M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $34.73M | Mar 16, 2026 |
| FY2025 | Dec 31, 2023 | $33.25M | Mar 16, 2026 |
| FY2024 | Dec 31, 2022 | $42.36M | Mar 28, 2025 |
| FY2023 | Dec 31, 2021 | $40.77M | Mar 15, 2024 |
| FY2022 | Dec 31, 2020 | $37.18M | Mar 15, 2023 |
| FY2021 | Dec 31, 2019 | $37.08M | Mar 16, 2022 |
| FY2020 | Dec 31, 2018 | $32.63M | Mar 16, 2021 |
| FY2019 | Dec 31, 2017 | $28.59M | Mar 16, 2020 |
| FY2018 | Dec 31, 2016 | $28.05M | Mar 15, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $10.93M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $2.58M | Mar 16, 2026 |
| FY2025 | Dec 31, 2023 | $5.93M | Mar 16, 2026 |
| FY2024 | Dec 31, 2022 | $7.83M | Mar 28, 2025 |
| FY2023 | Dec 31, 2021 | $4.89M | Mar 15, 2024 |
| FY2022 | Dec 31, 2020 | $2.29M | Mar 15, 2023 |
| FY2021 | Dec 31, 2019 | $5.60M | Mar 16, 2022 |
| FY2020 | Dec 31, 2018 | $4.07M | Mar 16, 2021 |
| FY2019 | Dec 31, 2017 | $6.25M | Mar 16, 2020 |
| FY2018 | Dec 31, 2016 | $6.76M | Mar 15, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.27B | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $5.09B | Mar 16, 2026 |
| FY2024 | Dec 31, 2023 | $3.74B | Mar 28, 2025 |
| FY2023 | Dec 31, 2022 | $3.55B | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | $3.37B | Mar 15, 2023 |
| FY2021 | Dec 31, 2020 | $2.88B | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $2.48B | Mar 16, 2021 |
| FY2019 | Dec 31, 2018 | $2.29B | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $2.17B | Mar 15, 2019 |
| FY2017 | Dec 31, 2016 | $2.00B | Mar 14, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.75B | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $4.62B | Mar 16, 2026 |
| FY2024 | Dec 31, 2023 | $3.40B | Mar 28, 2025 |
| FY2023 | Dec 31, 2022 | $3.24B | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | $3.03B | Mar 15, 2023 |
| FY2021 | Dec 31, 2020 | $2.57B | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $2.18B | Mar 16, 2021 |
| FY2019 | Dec 31, 2018 | $2.01B | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $1.90B | Mar 15, 2019 |
| FY2017 | Dec 31, 2016 | $1.74B | Mar 14, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $519.85M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $468.95M | Mar 16, 2026 |
| FY2025 | Dec 31, 2023 | $340.42M | Mar 16, 2026 |
| FY2025 | Dec 31, 2022 | $315.35M | Mar 16, 2026 |
| FY2024 | Dec 31, 2021 | $340.13M | Mar 28, 2025 |
| FY2023 | Dec 31, 2020 | $316.88M | Mar 15, 2024 |
| FY2022 | Dec 31, 2019 | $299.01M | Mar 15, 2023 |
| FY2021 | Dec 31, 2018 | $278.61M | Mar 16, 2022 |
| FY2020 | Dec 31, 2017 | $264.98M | Mar 16, 2021 |
| FY2019 | Dec 31, 2016 | $256.62M | Mar 16, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $75.99M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $75.99M | Mar 16, 2026 |
| FY2024 | Dec 31, 2023 | $63.37M | Mar 28, 2025 |
| FY2023 | Dec 31, 2022 | $63.37M | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | $63.37M | Mar 15, 2023 |
| FY2021 | Dec 31, 2020 | $63.37M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $63.37M | Mar 16, 2021 |
| FY2019 | Dec 31, 2018 | $63.37M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $63.37M | Mar 15, 2019 |
| FY2017 | Dec 31, 2016 | $63.37M | Mar 14, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $273.50M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $238.96M | Mar 16, 2026 |
| FY2024 | Dec 31, 2023 | $248.55M | Mar 28, 2025 |
| FY2023 | Dec 31, 2022 | $230.52M | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | $203.75M | Mar 15, 2023 |
| FY2021 | Dec 31, 2020 | $171.02M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | $152.19M | Mar 16, 2021 |
| FY2019 | Dec 31, 2018 | $136.58M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $121.35M | Mar 15, 2019 |
| FY2017 | Dec 31, 2016 | $111.11M | Mar 14, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2017 | Dec 31, 2017 | $37.49M | Mar 14, 2018 |
| FY2017 | Dec 31, 2016 | $39.94M | Mar 14, 2018 |
| FY2017 | Dec 31, 2015 | $32.92M | Mar 14, 2018 |
| FY2017 | Dec 31, 2014 | $31.43M | Mar 14, 2018 |
| FY2016 | Dec 31, 2013 | $51.31M | Mar 16, 2017 |
| FY2015 | Dec 31, 2012 | $47.84M | Mar 11, 2016 |
| FY2014 | Dec 31, 2011 | $34.48M | Mar 16, 2015 |
| FY2013 | Dec 31, 2010 | $14.22M | Mar 17, 2014 |
| FY2011 | Dec 31, 2009 | $18.92M | Mar 15, 2012 |
| FY2011 | Dec 31, 2008 | $18.53M | Mar 15, 2012 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2019 | Dec 31, 2019 | $32.73M | Mar 16, 2020 |
| FY2019 | Dec 31, 2018 | $37.91M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | $49.73M | Mar 15, 2019 |
| FY2017 | Dec 31, 2016 | $58.13M | Mar 14, 2018 |
| FY2016 | Dec 31, 2015 | $60.35M | Mar 16, 2017 |
| FY2015 | Dec 31, 2014 | $33.14M | Mar 11, 2016 |
| FY2014 | Dec 31, 2013 | $36.74M | Mar 16, 2015 |
| FY2013 | Dec 31, 2012 | $45.40M | Mar 17, 2014 |
| FY2011 | Dec 31, 2011 | $18.93M | Mar 15, 2012 |
| FY2011 | Dec 31, 2010 | $27.34M | Mar 15, 2012 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 5 | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 16, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Mar 16, 2026 |
| FY2024 | Dec 31, 2022 | 5 | Mar 28, 2025 |
| FY2023 | Dec 31, 2021 | 6 | Mar 15, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Mar 16, 2021 |
| FY2020 | Sep 30, 2020 | 1 | Mar 16, 2021 |
| FY2020 | Jun 30, 2020 | 1 | Mar 16, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 16, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 16, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 5 | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | 0 | Mar 16, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Mar 16, 2026 |
| FY2024 | Dec 31, 2022 | 5 | Mar 28, 2025 |
| FY2023 | Dec 31, 2021 | 6 | Mar 15, 2024 |
| FY2020 | Dec 31, 2020 | 1 | Mar 16, 2021 |
| FY2020 | Sep 30, 2020 | 1 | Mar 16, 2021 |
| FY2020 | Jun 30, 2020 | 1 | Mar 16, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 16, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 16, 2021 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 9.99M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | 9.99M | Mar 16, 2026 |
| FY2024 | Dec 31, 2023 | 7.04M | Mar 28, 2025 |
| FY2023 | Dec 31, 2022 | 7.16M | Mar 15, 2024 |
| FY2022 | Dec 31, 2021 | 7.17M | Mar 15, 2023 |
| FY2021 | Dec 31, 2020 | 7.22M | Mar 16, 2022 |
| FY2020 | Dec 31, 2019 | 7.39M | Mar 16, 2021 |
| FY2019 | Dec 31, 2018 | 7.40M | Mar 16, 2020 |
| FY2018 | Dec 31, 2017 | 7.40M | Mar 15, 2019 |
| FY2017 | Dec 31, 2016 | 7.39M | Mar 14, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $24.64M | Mar 16, 2026 |
| FY2025 | Dec 31, 2024 | $18.09M | Mar 16, 2026 |
| FY2025 | Dec 31, 2023 | $11.66M | Mar 16, 2026 |
| FY2024 | Dec 31, 2022 | $11.33M | Mar 28, 2025 |
| FY2023 | Dec 31, 2021 | $10.79M | Mar 15, 2024 |
| FY2022 | Dec 31, 2020 | $10.52M | Mar 15, 2023 |
| FY2021 | Dec 31, 2019 | $10.13M | Mar 16, 2022 |
| FY2020 | Dec 31, 2018 | $9.69M | Mar 16, 2021 |
| FY2019 | Dec 31, 2017 | $9.32M | Mar 16, 2020 |
| FY2018 | Dec 31, 2016 | $9.17M | Mar 15, 2019 |