OFG BANCORP — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that OFG BANCORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Revenue
Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2023 | Dec 31, 2023 | $0 | Feb 26, 2024 |
| FY2023 | Dec 31, 2022 | $0 | Feb 26, 2024 |
| FY2023 | Dec 31, 2021 | $0 | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | $0 | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $0 | Feb 25, 2022 |
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $205.10M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $198.17M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $181.87M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $166.24M | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | $146.15M | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | $74.33M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $53.84M | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $84.41M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $52.65M | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | $59.19M | Mar 8, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $217.72M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $252.50M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $295.66M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $164.46M | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | $100.04M | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | $34.96M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $109.62M | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $133.36M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $151.44M | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | $78.51M | Mar 8, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $18.38M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $21.34M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $17.86M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $31.00M | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | $23.05M | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | $15.26M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $12.97M | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $11.49M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $6.47M | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | $5.30M | Mar 8, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $12.47B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $11.50B | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $11.34B | Feb 25, 2026 |
| FY2023 | Dec 31, 2022 | $9.82B | Feb 26, 2024 |
| FY2023 | Dec 31, 2021 | $9.90B | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | $9.83B | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $9.30B | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $6.58B | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $6.19B | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | $6.50B | Mar 8, 2019 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $11.08B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $10.25B | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $10.15B | Feb 27, 2025 |
| FY2023 | Dec 31, 2022 | $8.78B | Feb 26, 2024 |
| FY2022 | Dec 31, 2021 | $8.83B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $8.74B | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $8.25B | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $5.58B | Mar 3, 2020 |
| FY2018 | Dec 31, 2017 | $5.24B | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $5.58B | Mar 13, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.39B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $1.25B | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $1.19B | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $1.04B | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | $1.07B | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | $1.09B | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $1.05B | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $999.88M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $945.11M | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | $920.41M | Mar 8, 2019 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $84.24M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $84.24M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $84.24M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $84.24M | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | $86.07M | Feb 26, 2024 |
| FY2021 | Dec 31, 2020 | $86.07M | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $86.07M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $86.07M | Mar 3, 2020 |
| FY2018 | Dec 31, 2017 | $86.07M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $86.07M | Mar 13, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $904.63M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $771.99M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $639.32M | Feb 27, 2025 |
| FY2023 | Dec 31, 2022 | $516.37M | Feb 26, 2024 |
| FY2022 | Dec 31, 2021 | $399.95M | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $300.10M | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $279.65M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $253.04M | Mar 3, 2020 |
| FY2018 | Dec 31, 2017 | $200.88M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $177.81M | Mar 13, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.04B | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $591.14M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | $748.17M | Feb 27, 2025 |
| FY2023 | Dec 31, 2022 | $550.31M | Feb 26, 2024 |
| FY2022 | Dec 31, 2021 | $2.02B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $2.15B | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | $851.31M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | $447.03M | Mar 3, 2020 |
| FY2018 | Dec 31, 2017 | $485.20M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $510.44M | Mar 13, 2018 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2012 | Dec 31, 2012 | $0 | Mar 15, 2013 |
| FY2012 | Dec 31, 2011 | $105.83M | Mar 15, 2013 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | 4 | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | 2 | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | 1 | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | 0 | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | 1 | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | 0 | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | 1 | Mar 8, 2019 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4 | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | 4 | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | 2 | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | 1 | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | 0 | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | 1 | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | 0 | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | 1 | Mar 8, 2019 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 43.26M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | 45.44M | Feb 25, 2026 |
| FY2024 | Dec 31, 2023 | 47.07M | Feb 27, 2025 |
| FY2023 | Dec 31, 2022 | 47.58M | Feb 26, 2024 |
| FY2022 | Dec 31, 2021 | 49.64M | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | 51.39M | Feb 25, 2022 |
| FY2020 | Dec 31, 2019 | 51.40M | Feb 26, 2021 |
| FY2019 | Dec 31, 2018 | 51.29M | Mar 3, 2020 |
| FY2018 | Dec 31, 2017 | 43.95M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | 43.91M | Mar 13, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $51.87M | Feb 25, 2026 |
| FY2025 | Dec 31, 2024 | $45.65M | Feb 25, 2026 |
| FY2025 | Dec 31, 2023 | $41.01M | Feb 25, 2026 |
| FY2024 | Dec 31, 2022 | $30.09M | Feb 27, 2025 |
| FY2023 | Dec 31, 2021 | $19.72M | Feb 26, 2024 |
| FY2022 | Dec 31, 2020 | $14.38M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $14.38M | Feb 25, 2022 |
| FY2020 | Dec 31, 2018 | $12.80M | Feb 26, 2021 |
| FY2019 | Dec 31, 2017 | $10.55M | Mar 3, 2020 |
| FY2018 | Dec 31, 2016 | $10.14M | Mar 8, 2019 |