PROVIDENT FINANCIAL HOLDINGS INC — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that PROVIDENT FINANCIAL HOLDINGS INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $6.26M | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $7.35M | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | $8.59M | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | $9.09M | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | $7.56M | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | $7.69M | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | $4.42M | Sep 4, 2020 |
| FY2018 | Jun 30, 2018 | $1.40M | Aug 31, 2018 |
| FY2018 | Mar 31, 2018 | $1.73M | Aug 31, 2018 |
| FY2018 | Dec 31, 2017 | ($777.0K) | Aug 31, 2018 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $8.69M | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $5.69M | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | $16.33M | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | $11.79M | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | $11.57M | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | $7.95M | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | $107.09M | Sep 4, 2020 |
| FY2019 | Jun 30, 2018 | $27.99M | Aug 30, 2019 |
| FY2018 | Jun 30, 2017 | $83.44M | Aug 31, 2018 |
| FY2018 | Jun 30, 2016 | $47.79M | Aug 31, 2018 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $530.0K | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $1.59M | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | $741.0K | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | $165.0K | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | $225.0K | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | $229.0K | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | $449.0K | Sep 4, 2020 |
| FY2019 | Jun 30, 2018 | $2.91M | Aug 30, 2019 |
| FY2018 | Jun 30, 2017 | $1.49M | Aug 31, 2018 |
| FY2018 | Jun 30, 2016 | $1.52M | Aug 31, 2018 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $1.25B | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $1.27B | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | $1.33B | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | $1.19B | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | $1.18B | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | $1.18B | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | $1.08B | Sep 4, 2020 |
| FY2019 | Jun 30, 2018 | $1.18B | Aug 30, 2019 |
| FY2018 | Jun 30, 2017 | $1.20B | Aug 31, 2018 |
| FY2018 | Jun 30, 2016 | $1.17B | Aug 31, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $1.12B | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $1.14B | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | $1.20B | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | $1.06B | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | $1.06B | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | $1.05B | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | $964.21M | Sep 4, 2020 |
| FY2019 | Jun 30, 2018 | $1.06B | Aug 30, 2019 |
| FY2018 | Jun 30, 2017 | $1.07B | Aug 31, 2018 |
| FY2017 | Jun 30, 2016 | $1.04B | Sep 1, 2017 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $128.55M | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $129.94M | Aug 29, 2025 |
| FY2025 | Jun 30, 2023 | $129.69M | Aug 29, 2025 |
| FY2024 | Jun 30, 2022 | $128.65M | Aug 30, 2024 |
| FY2023 | Jun 30, 2021 | $127.28M | Sep 5, 2023 |
| FY2022 | Jun 30, 2020 | $123.98M | Sep 2, 2022 |
| FY2021 | Jun 30, 2019 | $120.64M | Sep 3, 2021 |
| FY2020 | Jun 30, 2018 | $120.46M | Sep 4, 2020 |
| FY2019 | Jun 30, 2017 | $128.23M | Aug 30, 2019 |
| FY2018 | Jun 30, 2016 | $133.45M | Aug 31, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $212.40M | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $209.91M | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | $207.27M | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | $202.68M | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | $197.73M | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | $194.35M | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | $190.84M | Sep 4, 2020 |
| FY2019 | Jun 30, 2018 | $190.62M | Aug 30, 2019 |
| FY2018 | Jun 30, 2017 | $192.75M | Aug 31, 2018 |
| FY2017 | Jun 30, 2016 | $191.67M | Sep 1, 2017 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | $53.09M | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | $51.38M | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | $65.85M | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | $23.41M | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | $70.27M | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | $116.03M | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | $70.63M | Sep 4, 2020 |
| FY2019 | Jun 30, 2018 | $43.30M | Aug 30, 2019 |
| FY2018 | Jun 30, 2017 | $72.83M | Aug 31, 2018 |
| FY2017 | Jun 30, 2016 | $51.21M | Sep 1, 2017 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 0 | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | 1 | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | 1 | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | 1 | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | 1 | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | 0 | Sep 4, 2020 |
| FY2018 | Jun 30, 2018 | 0 | Aug 31, 2018 |
| FY2018 | Mar 31, 2018 | 0 | Aug 31, 2018 |
| FY2018 | Dec 31, 2017 | 0 | Aug 31, 2018 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 0 | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | 1 | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | 1 | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | 1 | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | 1 | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | 1 | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | 0 | Sep 4, 2020 |
| FY2018 | Jun 30, 2018 | 0 | Aug 31, 2018 |
| FY2018 | Mar 31, 2018 | 0 | Aug 31, 2018 |
| FY2018 | Dec 31, 2017 | 0 | Aug 31, 2018 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Jun 30, 2025 | 6.58M | Aug 29, 2025 |
| FY2025 | Jun 30, 2024 | 6.85M | Aug 29, 2025 |
| FY2024 | Jun 30, 2023 | 7.04M | Aug 30, 2024 |
| FY2023 | Jun 30, 2022 | 7.29M | Sep 5, 2023 |
| FY2022 | Jun 30, 2021 | 7.54M | Sep 2, 2022 |
| FY2021 | Jun 30, 2020 | 7.44M | Sep 3, 2021 |
| FY2020 | Jun 30, 2019 | 7.49M | Sep 4, 2020 |
| FY2019 | Jun 30, 2018 | 7.42M | Aug 30, 2019 |
| FY2018 | Jun 30, 2017 | 7.71M | Aug 31, 2018 |
| FY2017 | Jun 30, 2016 | 7.98M | Sep 1, 2017 |