OCEANFIRST FINANCIAL CORP — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that OCEANFIRST FINANCIAL CORP filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $70.98M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $100.07M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $104.03M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $146.60M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $110.08M | Feb 23, 2024 |
| FY2020 | Dec 31, 2020 | $33.06M | Mar 1, 2021 |
| FY2020 | Sep 30, 2020 | ($4.93M) | Mar 1, 2021 |
| FY2020 | Jun 30, 2020 | $18.64M | Mar 1, 2021 |
| FY2020 | Mar 31, 2020 | $16.53M | Mar 1, 2021 |
| FY2020 | Dec 31, 2019 | $23.45M | Mar 1, 2021 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $87.21M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $92.24M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $124.26M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $250.45M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $159.97M | Feb 23, 2024 |
| FY2022 | Dec 31, 2020 | $132.66M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $100.25M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $92.55M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $80.13M | Feb 28, 2020 |
| FY2018 | Dec 31, 2016 | $33.42M | Mar 18, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $7.70M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $7.57M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $7.71M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $16.11M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $42.04M | Feb 23, 2024 |
| FY2022 | Dec 31, 2020 | $14.73M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $5.08M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $11.49M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $48.70M | Feb 28, 2020 |
| FY2018 | Dec 31, 2016 | $6.67M | Mar 18, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $14.56B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $13.42B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $13.54B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $13.10B | Feb 23, 2024 |
| FY2022 | Dec 31, 2021 | $11.74B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $11.45B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $8.25B | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $7.52B | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $5.42B | Mar 18, 2019 |
| FY2017 | Dec 31, 2016 | $5.17B | Feb 28, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $12.90B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $11.72B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $11.88B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $11.52B | Feb 23, 2024 |
| FY2022 | Dec 31, 2021 | $10.22B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $9.96B | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $7.09B | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $6.48B | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $4.81B | Mar 18, 2019 |
| FY2017 | Dec 31, 2016 | $4.60B | Feb 28, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.66B | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $1.70B | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $1.66B | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $1.58B | Feb 23, 2024 |
| FY2022 | Dec 31, 2021 | $1.52B | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $1.48B | Feb 28, 2022 |
| FY2021 | Dec 31, 2019 | $1.15B | Feb 28, 2022 |
| FY2021 | Dec 31, 2018 | $1.04B | Feb 28, 2022 |
| FY2020 | Dec 31, 2017 | $601.94M | Mar 1, 2021 |
| FY2019 | Dec 31, 2016 | $571.90M | Feb 28, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $517.48M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $523.31M | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $506.15M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $506.15M | Feb 23, 2024 |
| FY2022 | Dec 31, 2021 | $500.32M | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $500.32M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $374.63M | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $338.44M | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $150.50M | Mar 18, 2019 |
| FY2017 | Dec 31, 2016 | $145.06M | Feb 28, 2018 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $662.62M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $641.73M | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | $592.54M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | $540.51M | Feb 23, 2024 |
| FY2022 | Dec 31, 2021 | $442.31M | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | $378.27M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | $358.67M | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | $305.06M | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | $271.02M | Mar 18, 2019 |
| FY2017 | Dec 31, 2016 | $238.19M | Feb 28, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2012 | Dec 31, 2012 | $62.54M | Mar 15, 2013 |
| FY2011 | Dec 31, 2011 | $77.53M | Mar 15, 2012 |
| FY2011 | Dec 31, 2010 | $31.46M | Mar 15, 2012 |
| FY2011 | Dec 31, 2009 | $23.02M | Mar 15, 2012 |
| FY2011 | Dec 31, 2008 | $18.48M | Mar 15, 2012 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $255.23M | Feb 27, 2026 |
| FY2024 | Dec 31, 2024 | $197.55M | Feb 28, 2025 |
| FY2023 | Dec 31, 2023 | $196.46M | Feb 23, 2024 |
| FY2022 | Dec 31, 2022 | $195.40M | Feb 24, 2023 |
| FY2021 | Dec 31, 2021 | $229.14M | Feb 28, 2022 |
| FY2020 | Dec 31, 2020 | $235.47M | Mar 1, 2021 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | 1 | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | 2 | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | 1 | Feb 23, 2024 |
| FY2020 | Dec 31, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 1, 2021 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | 1 | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | 2 | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | 1 | Feb 23, 2024 |
| FY2020 | Dec 31, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Sep 30, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Jun 30, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Mar 31, 2020 | 0 | Mar 1, 2021 |
| FY2020 | Dec 31, 2019 | 0 | Mar 1, 2021 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 57.39M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | 58.55M | Feb 27, 2026 |
| FY2024 | Dec 31, 2023 | 59.45M | Feb 28, 2025 |
| FY2023 | Dec 31, 2022 | 59.14M | Feb 23, 2024 |
| FY2022 | Dec 31, 2021 | 59.18M | Feb 24, 2023 |
| FY2021 | Dec 31, 2020 | 60.39M | Feb 28, 2022 |
| FY2020 | Dec 31, 2019 | 50.41M | Mar 1, 2021 |
| FY2019 | Dec 31, 2018 | 47.95M | Feb 28, 2020 |
| FY2018 | Dec 31, 2017 | 32.60M | Mar 18, 2019 |
| FY2017 | Dec 31, 2016 | 32.14M | Feb 28, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $48.25M | Feb 27, 2026 |
| FY2025 | Dec 31, 2024 | $50.88M | Feb 27, 2026 |
| FY2025 | Dec 31, 2023 | $51.27M | Feb 27, 2026 |
| FY2024 | Dec 31, 2022 | $47.51M | Feb 28, 2025 |
| FY2023 | Dec 31, 2021 | $44.51M | Feb 23, 2024 |
| FY2022 | Dec 31, 2020 | $42.92M | Feb 24, 2023 |
| FY2021 | Dec 31, 2019 | $34.24M | Feb 28, 2022 |
| FY2020 | Dec 31, 2018 | $29.56M | Mar 1, 2021 |
| FY2019 | Dec 31, 2017 | $19.29M | Feb 28, 2020 |
| FY2018 | Dec 31, 2016 | $12.62M | Mar 18, 2019 |