EdgarLookup

REPUBLIC BANCORP INC /KY/ — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that REPUBLIC BANCORP INC /KY/ filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
31.5%
Profit Margin
Net income ÷ revenue
1.9%
Return on Assets
Net income ÷ assets
5.39x
Debt-to-Equity
Total liabilities ÷ equity
+8.5%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $417.50M Mar 6, 2026
FY2025 Dec 31, 2024 $384.80M Mar 6, 2026
FY2025 Dec 31, 2023 $360.24M Mar 6, 2026
FY2024 Dec 31, 2022 $326.50M Mar 6, 2025
FY2023 Dec 31, 2021 $309.32M Mar 14, 2024
FY2022 Dec 31, 2020 $319.37M Mar 3, 2023
FY2021 Dec 31, 2019 $311.13M Mar 1, 2022
FY2020 Dec 31, 2018 $289.48M Feb 26, 2021

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $131.32M Mar 6, 2026
FY2025 Dec 31, 2024 $101.37M Mar 6, 2026
FY2025 Dec 31, 2023 $90.37M Mar 6, 2026
FY2024 Dec 31, 2022 $91.11M Mar 6, 2025
FY2022 Sep 30, 2022 $19.90M Mar 3, 2023
FY2022 Jun 30, 2022 $24.35M Mar 3, 2023
FY2022 Mar 31, 2022 $28.35M Mar 3, 2023
FY2022 Dec 31, 2021 $17.22M Mar 3, 2023
FY2022 Sep 30, 2021 $20.38M Mar 3, 2023
FY2022 Jun 30, 2021 $23.96M Mar 3, 2023

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $168.21M Mar 6, 2026
FY2025 Dec 31, 2024 $149.00M Mar 6, 2026
FY2025 Dec 31, 2023 $108.53M Mar 6, 2026
FY2024 Dec 31, 2022 $154.79M Mar 6, 2025
FY2023 Dec 31, 2021 $100.25M Mar 14, 2024
FY2022 Dec 31, 2020 $75.43M Mar 3, 2023
FY2021 Dec 31, 2019 $105.19M Mar 1, 2022
FY2020 Dec 31, 2018 $119.21M Feb 26, 2021
FY2019 Dec 31, 2017 $77.78M Mar 13, 2020
FY2018 Dec 31, 2016 $47.67M Mar 15, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $7.10M Mar 6, 2026
FY2025 Dec 31, 2024 $5.81M Mar 6, 2026
FY2025 Dec 31, 2023 $6.90M Mar 6, 2026
FY2024 Dec 31, 2022 $3.50M Mar 6, 2025
FY2023 Dec 31, 2021 $5.79M Mar 14, 2024
FY2022 Dec 31, 2020 $3.58M Mar 3, 2023
FY2021 Dec 31, 2019 $12.88M Mar 1, 2022
FY2020 Dec 31, 2018 $9.82M Feb 26, 2021
FY2019 Dec 31, 2017 $12.38M Mar 13, 2020
FY2018 Dec 31, 2016 $7.03M Mar 15, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $7.04B Mar 6, 2026
FY2025 Dec 31, 2024 $6.85B Mar 6, 2026
FY2025 Dec 31, 2023 $6.59B Mar 6, 2026
FY2024 Dec 31, 2022 $5.84B Mar 6, 2025
FY2023 Dec 31, 2021 $6.17B Mar 14, 2024
FY2022 Dec 31, 2020 $6.17B Mar 3, 2023
FY2021 Dec 31, 2019 $5.62B Mar 1, 2022
FY2020 Dec 31, 2018 $5.24B Feb 26, 2021
FY2019 Dec 31, 2017 $5.09B Mar 13, 2020
FY2018 Dec 31, 2016 $4.82B Mar 15, 2019

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $5.94B Mar 6, 2026
FY2025 Dec 31, 2024 $5.85B Mar 6, 2026
FY2024 Dec 31, 2023 $5.68B Mar 6, 2025
FY2023 Dec 31, 2022 $4.98B Mar 14, 2024
FY2022 Sep 30, 2022 $5.16B Mar 3, 2023
FY2022 Jun 30, 2022 $5.27B Mar 3, 2023
FY2022 Mar 31, 2022 $5.51B Mar 3, 2023
FY2022 Dec 31, 2021 $5.26B Mar 3, 2023
FY2022 Sep 30, 2021 $5.35B Mar 3, 2023
FY2022 Jun 30, 2021 $5.34B Mar 3, 2023

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $1.10B Mar 6, 2026
FY2025 Dec 31, 2024 $992.03M Mar 6, 2026
FY2025 Dec 31, 2023 $912.76M Mar 6, 2026
FY2025 Dec 31, 2022 $856.61M Mar 6, 2026
FY2022 Sep 30, 2022 $843.06M Mar 3, 2023
FY2022 Jun 30, 2022 $843.87M Mar 3, 2023
FY2022 Mar 31, 2022 $841.58M Mar 3, 2023
FY2024 Dec 31, 2021 $835.05M Mar 6, 2025
FY2022 Sep 30, 2021 $839.07M Mar 3, 2023
FY2022 Jun 30, 2021 $845.13M Mar 3, 2023

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $40.52M Mar 6, 2026
FY2025 Dec 31, 2024 $40.52M Mar 6, 2026
FY2025 Dec 31, 2023 $40.52M Mar 6, 2026
FY2025 Dec 31, 2022 $16.30M Mar 6, 2026
FY2024 Dec 31, 2021 $16.30M Mar 6, 2025
FY2023 Dec 31, 2020 $16.30M Mar 14, 2024
FY2022 Dec 31, 2019 $16.30M Mar 3, 2023
FY2021 Dec 31, 2018 $16.30M Mar 1, 2022
FY2020 Dec 31, 2017 $16.30M Feb 26, 2021
FY2019 Dec 31, 2016 $16.30M Mar 13, 2020

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $945.40M Mar 6, 2026
FY2025 Dec 31, 2024 $853.63M Mar 6, 2026
FY2024 Dec 31, 2023 $786.49M Mar 6, 2025
FY2023 Dec 31, 2022 $742.25M Mar 14, 2024
FY2022 Dec 31, 2021 $688.52M Mar 3, 2023
FY2021 Dec 31, 2020 $666.28M Mar 1, 2022
FY2020 Dec 31, 2019 $614.17M Feb 26, 2021
FY2019 Dec 31, 2018 $545.01M Mar 13, 2020
FY2018 Dec 31, 2017 $487.70M Mar 15, 2019
FY2017 Dec 31, 2016 $460.62M Mar 9, 2018

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $219.97M Mar 6, 2026
FY2025 Dec 31, 2024 $432.15M Mar 6, 2026
FY2024 Dec 31, 2023 $316.57M Mar 6, 2025
FY2023 Dec 31, 2022 $313.69M Mar 14, 2024
FY2022 Dec 31, 2021 $756.97M Mar 3, 2023
FY2021 Dec 31, 2020 $485.59M Mar 1, 2022
FY2020 Dec 31, 2019 $385.30M Feb 26, 2021
FY2019 Dec 31, 2018 $351.47M Mar 13, 2020
FY2018 Dec 31, 2017 $299.35M Mar 15, 2019
FY2017 Dec 31, 2016 $289.31M Mar 9, 2018