UNITY BANCORP INC /NJ/ — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that UNITY BANCORP INC /NJ/ filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $15.47M | Mar 4, 2026 |
| FY2025 | Sep 30, 2025 | $14.39M | Mar 4, 2026 |
| FY2025 | Jun 30, 2025 | $16.49M | Mar 4, 2026 |
| FY2025 | Mar 31, 2025 | $11.60M | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $11.51M | Mar 4, 2026 |
| FY2025 | Sep 30, 2024 | $10.91M | Mar 4, 2026 |
| FY2025 | Jun 30, 2024 | $9.45M | Mar 4, 2026 |
| FY2025 | Mar 31, 2024 | $9.59M | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $9.77M | Mar 7, 2025 |
| FY2024 | Sep 30, 2023 | $9.95M | Mar 7, 2025 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $44.91M | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $47.99M | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $46.91M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $42.67M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $32.53M | Mar 10, 2023 |
| FY2022 | Dec 31, 2020 | $22.32M | Mar 10, 2023 |
| FY2021 | Dec 31, 2019 | $33.20M | Mar 11, 2022 |
| FY2020 | Dec 31, 2018 | $38.59M | Mar 25, 2021 |
| FY2019 | Dec 31, 2017 | $14.45M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $8.79M | Mar 5, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $564.0K | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $693.0K | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $955.0K | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $1.48M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $1.25M | Mar 10, 2023 |
| FY2022 | Dec 31, 2020 | $559.0K | Mar 10, 2023 |
| FY2021 | Dec 31, 2019 | $709.0K | Mar 11, 2022 |
| FY2020 | Dec 31, 2018 | $1.51M | Mar 25, 2021 |
| FY2019 | Dec 31, 2017 | $1.51M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $9.60M | Mar 5, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.97B | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $2.65B | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $2.58B | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $2.44B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $2.03B | Mar 10, 2023 |
| FY2021 | Dec 31, 2020 | $1.96B | Mar 11, 2022 |
| FY2020 | Dec 31, 2019 | $1.72B | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $1.58B | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | $1.46B | Mar 5, 2019 |
| FY2017 | Dec 31, 2016 | $1.19B | Mar 6, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $2.62B | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $2.36B | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $2.32B | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $2.21B | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $1.83B | Mar 10, 2023 |
| FY2021 | Dec 31, 2020 | $1.79B | Mar 11, 2022 |
| FY2020 | Dec 31, 2019 | $1.56B | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $1.44B | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | $1.34B | Mar 5, 2019 |
| FY2017 | Dec 31, 2016 | $1.08B | Mar 6, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $345.63M | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $295.58M | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $261.43M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $239.23M | Mar 7, 2024 |
| FY2023 | Dec 31, 2021 | $205.73M | Mar 7, 2024 |
| FY2022 | Dec 31, 2020 | $173.91M | Mar 10, 2023 |
| FY2022 | Dec 31, 2019 | $160.71M | Mar 10, 2023 |
| FY2021 | Dec 31, 2018 | $138.49M | Mar 11, 2022 |
| FY2020 | Dec 31, 2017 | $118.11M | Mar 25, 2021 |
| FY2019 | Dec 31, 2016 | $106.29M | Mar 4, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $1.52M | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $1.52M | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $1.52M | Mar 7, 2025 |
| FY2022 | Dec 31, 2022 | $1.50M | Mar 10, 2023 |
| FY2021 | Dec 31, 2021 | $1.50M | Mar 11, 2022 |
| FY2020 | Dec 31, 2020 | $1.50M | Mar 25, 2021 |
| FY2019 | Dec 31, 2019 | $1.50M | Mar 4, 2020 |
| FY2018 | Dec 31, 2018 | $1.50M | Mar 5, 2019 |
| FY2017 | Dec 31, 2017 | $1.50M | Mar 6, 2018 |
| FY2016 | Dec 31, 2016 | $1.50M | Mar 3, 2017 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $243.94M | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $227.33M | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $191.11M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $156.96M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $123.04M | Mar 10, 2023 |
| FY2021 | Dec 31, 2020 | $90.67M | Mar 11, 2022 |
| FY2020 | Dec 31, 2019 | $70.44M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | $50.16M | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | $31.12M | Mar 5, 2019 |
| FY2017 | Dec 31, 2016 | $20.75M | Mar 6, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2013 | Dec 31, 2013 | $99.40M | Mar 6, 2014 |
| FY2012 | Dec 31, 2012 | $94.19M | Mar 21, 2013 |
| FY2011 | Dec 31, 2011 | $82.57M | Mar 15, 2012 |
| FY2011 | Dec 31, 2010 | $43.93M | Mar 15, 2012 |
| FY2011 | Dec 31, 2009 | $73.64M | Mar 15, 2012 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2024 | Dec 31, 2024 | $230.81M | Mar 7, 2025 |
| FY2023 | Dec 31, 2023 | $366.75M | Mar 7, 2024 |
| FY2022 | Dec 31, 2022 | $393.31M | Mar 10, 2023 |
| FY2021 | Dec 31, 2021 | $50.31M | Mar 11, 2022 |
| FY2020 | Dec 31, 2020 | $210.31M | Mar 25, 2021 |
| FY2019 | Dec 31, 2019 | $293.31M | Mar 4, 2020 |
| FY2018 | Dec 31, 2018 | $220.31M | Mar 5, 2019 |
| FY2017 | Dec 31, 2017 | $285.31M | Mar 6, 2018 |
| FY2016 | Dec 31, 2016 | $131.31M | Mar 3, 2017 |
| FY2015 | Dec 31, 2015 | $107.47M | Mar 4, 2016 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Sep 30, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Jun 30, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Mar 31, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 4, 2026 |
| FY2025 | Sep 30, 2024 | 1 | Mar 4, 2026 |
| FY2025 | Jun 30, 2024 | 0 | Mar 4, 2026 |
| FY2025 | Mar 31, 2024 | 0 | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 7, 2025 |
| FY2024 | Sep 30, 2023 | 0 | Mar 7, 2025 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Sep 30, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Jun 30, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Mar 31, 2025 | 1 | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | 1 | Mar 4, 2026 |
| FY2025 | Sep 30, 2024 | 1 | Mar 4, 2026 |
| FY2025 | Jun 30, 2024 | 0 | Mar 4, 2026 |
| FY2025 | Mar 31, 2024 | 0 | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | 0 | Mar 7, 2025 |
| FY2024 | Sep 30, 2023 | 0 | Mar 7, 2025 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 9.98M | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | 10.03M | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | 10.06M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | 10.58M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | 10.39M | Mar 10, 2023 |
| FY2021 | Dec 31, 2020 | 10.46M | Mar 11, 2022 |
| FY2020 | Dec 31, 2019 | 10.88M | Mar 25, 2021 |
| FY2019 | Dec 31, 2018 | 10.78M | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | 10.62M | Mar 5, 2019 |
| FY2017 | Dec 31, 2016 | 10.48M | Mar 6, 2018 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.61M | Mar 4, 2026 |
| FY2025 | Dec 31, 2024 | $5.02M | Mar 4, 2026 |
| FY2024 | Dec 31, 2023 | $4.72M | Mar 7, 2025 |
| FY2023 | Dec 31, 2022 | $4.37M | Mar 7, 2024 |
| FY2022 | Dec 31, 2021 | $3.62M | Mar 10, 2023 |
| FY2022 | Dec 31, 2020 | $3.30M | Mar 10, 2023 |
| FY2021 | Dec 31, 2019 | $3.26M | Mar 11, 2022 |
| FY2020 | Dec 31, 2018 | $2.80M | Mar 25, 2021 |
| FY2019 | Dec 31, 2017 | $2.38M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $1.52M | Mar 5, 2019 |