EdgarLookup

CONSUMER PORTFOLIO SERVICES, INC. — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that CONSUMER PORTFOLIO SERVICES, INC. filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
4.4%
Profit Margin
Net income ÷ revenue
0.5%
Return on Assets
Net income ÷ assets
11.46x
Debt-to-Equity
Total liabilities ÷ equity
+10.4%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $434.47M Mar 16, 2026
FY2025 Dec 31, 2024 $393.51M Mar 16, 2026
FY2025 Dec 31, 2023 $352.01M Mar 16, 2026
FY2024 Dec 31, 2022 $329.71M Mar 12, 2025
FY2023 Dec 31, 2021 $267.81M Mar 15, 2024
FY2022 Dec 31, 2020 $271.16M Mar 16, 2023
FY2021 Dec 31, 2019 $345.80M Mar 16, 2022
FY2020 Dec 31, 2018 $389.78M Mar 10, 2021
FY2017 Dec 31, 2017 $107.23M Mar 7, 2018
FY2017 Sep 30, 2017 $109.49M Mar 7, 2018

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $19.33M Mar 16, 2026
FY2025 Dec 31, 2024 $19.20M Mar 16, 2026
FY2025 Dec 31, 2023 $45.34M Mar 16, 2026
FY2024 Dec 31, 2022 $85.98M Mar 12, 2025
FY2023 Dec 31, 2021 $47.52M Mar 15, 2024
FY2022 Dec 31, 2020 $21.68M Mar 16, 2023
FY2021 Dec 31, 2019 $5.41M Mar 16, 2022
FY2020 Dec 31, 2018 $14.86M Mar 10, 2021
FY2017 Dec 31, 2017 ($9.95M) Mar 7, 2018
FY2017 Sep 30, 2017 $4.66M Mar 7, 2018

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $289.00M Mar 16, 2026
FY2025 Dec 31, 2024 $233.76M Mar 16, 2026
FY2025 Dec 31, 2023 $237.98M Mar 16, 2026
FY2024 Dec 31, 2022 $215.93M Mar 12, 2025
FY2023 Dec 31, 2021 $198.19M Mar 15, 2024
FY2022 Dec 31, 2020 $238.77M Mar 16, 2023
FY2021 Dec 31, 2019 $216.78M Mar 16, 2022
FY2020 Dec 31, 2018 $216.21M Mar 10, 2021
FY2019 Dec 31, 2017 $215.65M Mar 16, 2020
FY2018 Dec 31, 2016 $196.33M Mar 13, 2019

Capital Expenditures (Capex)

Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $709.0K Mar 16, 2026
FY2025 Dec 31, 2024 $433.0K Mar 16, 2026
FY2025 Dec 31, 2023 $559.0K Mar 16, 2026
FY2024 Dec 31, 2022 $2.15M Mar 12, 2025
FY2023 Dec 31, 2021 $1.98M Mar 15, 2024
FY2022 Dec 31, 2020 $24.0K Mar 16, 2023
FY2021 Dec 31, 2019 $751.0K Mar 16, 2022
FY2020 Dec 31, 2018 $1.08M Mar 10, 2021
FY2019 Dec 31, 2017 $669.0K Mar 16, 2020
FY2018 Dec 31, 2016 $1.08M Mar 13, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.86B Mar 16, 2026
FY2025 Dec 31, 2024 $3.49B Mar 16, 2026
FY2024 Dec 31, 2023 $2.90B Mar 12, 2025
FY2023 Dec 31, 2022 $2.75B Mar 15, 2024
FY2022 Dec 31, 2021 $2.16B Mar 16, 2023
FY2021 Dec 31, 2020 $2.15B Mar 16, 2022
FY2020 Dec 31, 2019 $2.54B Mar 10, 2021
FY2019 Dec 31, 2018 $2.49B Mar 16, 2020
FY2018 Dec 31, 2017 $2.42B Mar 13, 2019
FY2017 Dec 31, 2016 $2.41B Mar 7, 2018

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $3.55B Mar 16, 2026
FY2025 Dec 31, 2024 $3.20B Mar 16, 2026
FY2024 Dec 31, 2023 $2.63B Mar 12, 2025
FY2023 Dec 31, 2022 $2.52B Mar 15, 2024
FY2022 Dec 31, 2021 $1.99B Mar 16, 2023
FY2021 Dec 31, 2020 $2.01B Mar 16, 2022
FY2020 Dec 31, 2019 $2.34B Mar 10, 2021
FY2019 Dec 31, 2018 $2.29B Mar 16, 2020
FY2018 Dec 31, 2017 $2.24B Mar 13, 2019
FY2017 Dec 31, 2016 $2.22B Mar 7, 2018

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $309.54M Mar 16, 2026
FY2025 Dec 31, 2024 $292.77M Mar 16, 2026
FY2025 Dec 31, 2023 $274.67M Mar 16, 2026
FY2025 Dec 31, 2022 $228.39M Mar 16, 2026
FY2024 Dec 31, 2021 $170.21M Mar 12, 2025
FY2023 Dec 31, 2020 $133.36M Mar 15, 2024
FY2022 Dec 31, 2019 $110.17M Mar 16, 2023
FY2021 Dec 31, 2018 $197.12M Mar 16, 2022
FY2020 Dec 31, 2017 $183.94M Mar 10, 2021
FY2019 Dec 31, 2016 $186.22M Mar 16, 2020

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $286.39M Mar 16, 2026
FY2025 Dec 31, 2024 $267.06M Mar 16, 2026
FY2024 Dec 31, 2023 $247.86M Mar 12, 2025
FY2023 Dec 31, 2022 $202.51M Mar 15, 2024
FY2022 Dec 31, 2021 $116.53M Mar 16, 2023
FY2021 Dec 31, 2020 $69.01M Mar 16, 2022
FY2020 Dec 31, 2019 $139.81M Mar 10, 2021
FY2019 Dec 31, 2018 $134.40M Mar 16, 2020
FY2018 Dec 31, 2017 $119.54M Mar 13, 2019
FY2017 Dec 31, 2016 $115.77M Mar 7, 2018

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 $6.32M Mar 16, 2026
FY2025 Dec 31, 2024 $11.71M Mar 16, 2026
FY2024 Dec 31, 2023 $6.17M Mar 12, 2025
FY2023 Dec 31, 2022 $13.49M Mar 15, 2024
FY2022 Dec 31, 2021 $29.93M Mar 16, 2023
FY2021 Dec 31, 2020 $13.47M Mar 16, 2022
FY2020 Dec 31, 2019 $5.30M Mar 10, 2021
FY2019 Dec 31, 2018 $12.79M Mar 16, 2020
FY2018 Dec 31, 2017 $12.73M Mar 13, 2019
FY2017 Dec 31, 2016 $13.94M Mar 7, 2018

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2015 Dec 31, 2015 $24.18M Mar 9, 2016
FY2014 Dec 31, 2014 $27.56M Feb 25, 2015
FY2013 Dec 31, 2013 $76.80M Mar 10, 2014
FY2012 Dec 31, 2012 $87.19M Feb 15, 2013

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 0 Mar 16, 2026
FY2025 Dec 31, 2024 0 Mar 16, 2026
FY2025 Dec 31, 2023 2 Mar 16, 2026
FY2024 Dec 31, 2022 4 Mar 12, 2025
FY2023 Dec 31, 2021 2 Mar 15, 2024
FY2022 Dec 31, 2020 0 Mar 16, 2023
FY2021 Dec 31, 2019 0 Mar 16, 2022
FY2020 Dec 31, 2018 0 Mar 10, 2021
FY2017 Dec 31, 2017 0 Mar 7, 2018
FY2017 Sep 30, 2017 0 Mar 7, 2018

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 0 Mar 16, 2026
FY2025 Dec 31, 2024 0 Mar 16, 2026
FY2025 Dec 31, 2023 1 Mar 16, 2026
FY2024 Dec 31, 2022 3 Mar 12, 2025
FY2023 Dec 31, 2021 1 Mar 15, 2024
FY2022 Dec 31, 2020 0 Mar 16, 2023
FY2021 Dec 31, 2019 0 Mar 16, 2022
FY2020 Dec 31, 2018 0 Mar 10, 2021
FY2017 Dec 31, 2017 0 Mar 7, 2018
FY2017 Sep 30, 2017 0 Mar 7, 2018

Shares Outstanding

Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.

Fiscal Year Period End Value Filed
FY2025 Dec 31, 2025 21.84M Mar 16, 2026
FY2025 Dec 31, 2024 21.43M Mar 16, 2026
FY2024 Dec 31, 2023 21.17M Mar 12, 2025
FY2023 Dec 31, 2022 20.13M Mar 15, 2024
FY2022 Dec 31, 2021 21.14M Mar 16, 2023
FY2021 Dec 31, 2020 22.74M Mar 16, 2022
FY2020 Dec 31, 2019 22.53M Mar 10, 2021
FY2019 Dec 31, 2018 22.42M Mar 16, 2020
FY2018 Dec 31, 2017 21.49M Mar 13, 2019
FY2017 Dec 31, 2016 23.59M Mar 7, 2018