EdgarLookup

EZCORP INC — Financial Data

Annual figures from SEC EDGAR XBRL filings (10-K)

These figures are extracted directly from XBRL-tagged financial statements that EZCORP INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.

Overview All Filings Annual Quarterly Insiders
60.2%
Profit Margin
Net income ÷ revenue
5.6%
Return on Assets
Net income ÷ assets
1.24x
Debt-to-Equity
Total liabilities ÷ equity
-0.9%
Revenue Growth
Year over year

Revenue

Total revenue from all business activities — the top line of the income statement. Represents all money earned before any expenses are deducted.

Fiscal Year Period End Value Filed
FY2017 Sep 30, 2017 $182.07M Nov 15, 2017
FY2017 Jun 30, 2017 $183.63M Nov 15, 2017
FY2017 Mar 31, 2017 $189.63M Nov 15, 2017
FY2017 Dec 31, 2016 $192.62M Nov 15, 2017
FY2017 Sep 30, 2016 $184.59M Nov 15, 2017
FY2017 Jun 30, 2016 $170.15M Nov 15, 2017
FY2017 Mar 31, 2016 $188.21M Nov 15, 2017
FY2017 Dec 31, 2015 $187.56M Nov 15, 2017
FY2016 Sep 30, 2015 $170.29M Dec 14, 2016
FY2016 Jun 30, 2015 $164.62M Dec 14, 2016

Revenue

Revenue recognized from contracts with customers under ASC 606, excluding taxes collected on behalf of government authorities. This is the primary revenue concept for many companies.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $1.27B Nov 13, 2025
FY2025 Sep 30, 2024 $1.16B Nov 13, 2025
FY2025 Sep 30, 2023 $1.05B Nov 13, 2025
FY2024 Sep 30, 2022 $886.23M Nov 13, 2024
FY2021 Sep 30, 2021 $192.44M Nov 17, 2021
FY2021 Jun 30, 2021 $174.03M Nov 17, 2021
FY2021 Mar 31, 2021 $184.94M Nov 17, 2021
FY2021 Dec 31, 2020 $178.14M Nov 17, 2021
FY2021 Sep 30, 2020 $166.84M Nov 17, 2021
FY2021 Jun 30, 2020 $210.22M Nov 17, 2021

Gross Profit

Revenue minus the cost of goods sold (COGS). Gross profit shows how much revenue remains to cover operating expenses, R&D, and administrative costs before calculating operating income.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $746.07M Nov 13, 2025
FY2025 Sep 30, 2024 $682.27M Nov 13, 2025
FY2025 Sep 30, 2023 $609.84M Nov 13, 2025
FY2024 Sep 30, 2022 $528.15M Nov 13, 2024
FY2021 Sep 30, 2021 $119.33M Nov 17, 2021
FY2021 Jun 30, 2021 $108.02M Nov 17, 2021
FY2021 Mar 31, 2021 $113.75M Nov 17, 2021
FY2021 Dec 31, 2020 $108.39M Nov 17, 2021
FY2021 Sep 30, 2020 $89.60M Nov 17, 2021
FY2021 Jun 30, 2020 $102.18M Nov 17, 2021

Net Income

The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $109.61M Nov 13, 2025
FY2025 Sep 30, 2024 $83.10M Nov 13, 2025
FY2025 Sep 30, 2023 $38.46M Nov 13, 2025
FY2024 Sep 30, 2022 $50.16M Nov 13, 2024
FY2021 Sep 30, 2021 $1.55M Nov 17, 2021
FY2021 Jun 30, 2021 ($2.57M) Nov 17, 2021
FY2021 Mar 31, 2021 $5.33M Nov 17, 2021
FY2021 Dec 31, 2020 $4.30M Nov 17, 2021
FY2021 Sep 30, 2020 ($23.34M) Nov 17, 2021
FY2021 Jun 30, 2020 ($5.49M) Nov 17, 2021

Operating Income

Profit from core business operations before interest expense and income taxes (also known as EBIT). Excludes non-operating items, making it a cleaner measure of operational efficiency than net income.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $149.17M Nov 13, 2025
FY2025 Sep 30, 2024 $112.53M Nov 13, 2025
FY2025 Sep 30, 2023 $92.15M Nov 13, 2025
FY2024 Sep 30, 2022 $74.92M Nov 13, 2024
FY2023 Sep 30, 2021 $31.17M Nov 15, 2023
FY2022 Sep 30, 2020 ($48.38M) Nov 16, 2022
FY2021 Sep 30, 2019 $47.01M Nov 17, 2021
FY2020 Sep 30, 2018 $67.12M Dec 14, 2020
FY2019 Sep 30, 2017 $53.04M Dec 5, 2019
FY2018 Sep 30, 2016 $29.17M Nov 14, 2018

Operating Cash Flow

Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $148.99M Nov 13, 2025
FY2025 Sep 30, 2024 $113.60M Nov 13, 2025
FY2025 Sep 30, 2023 $101.83M Nov 13, 2025
FY2024 Sep 30, 2022 $66.54M Nov 13, 2024
FY2023 Sep 30, 2021 $46.44M Nov 15, 2023
FY2022 Sep 30, 2020 $49.08M Nov 16, 2022
FY2021 Sep 30, 2019 $103.52M Nov 17, 2021
FY2019 Dec 31, 2018 $23.38M Dec 5, 2019
FY2020 Sep 30, 2018 $88.98M Dec 14, 2020
FY2019 Dec 31, 2017 $19.37M Dec 5, 2019

Total Assets

The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $1.95B Nov 13, 2025
FY2025 Sep 30, 2024 $1.49B Nov 13, 2025
FY2024 Sep 30, 2023 $1.47B Nov 13, 2024
FY2023 Sep 30, 2022 $1.35B Nov 15, 2023
FY2022 Sep 30, 2021 $1.27B Nov 16, 2022
FY2021 Sep 30, 2020 $1.20B Nov 17, 2021
FY2020 Sep 30, 2019 $1.08B Dec 14, 2020
FY2019 Sep 30, 2018 $1.24B Dec 5, 2019
FY2018 Sep 30, 2017 $1.02B Nov 14, 2018
FY2017 Sep 30, 2016 $983.24M Nov 15, 2017

Total Liabilities

All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $925.72M Nov 13, 2025
FY2025 Sep 30, 2024 $688.67M Nov 13, 2025
FY2024 Sep 30, 2023 $721.94M Nov 13, 2024
FY2023 Sep 30, 2022 $655.65M Nov 15, 2023
FY2022 Sep 30, 2021 $594.67M Nov 16, 2022
FY2021 Sep 30, 2020 $547.90M Nov 17, 2021
FY2020 Sep 30, 2019 $338.75M Dec 14, 2020
FY2019 Sep 30, 2018 $502.37M Dec 5, 2019
FY2018 Sep 30, 2017 $364.44M Nov 14, 2018
FY2017 Sep 30, 2016 $389.04M Nov 15, 2017

Stockholders Equity

The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.

Fiscal Year Period End Value Filed
FY2019 Sep 30, 2019 $744.95M Dec 5, 2019
FY2019 Sep 30, 2018 $742.74M Dec 5, 2019
FY2018 Sep 30, 2017 $662.38M Nov 14, 2018
FY2017 Sep 30, 2016 $594.98M Nov 15, 2017
FY2016 Sep 30, 2015 $656.03M Dec 14, 2016
FY2016 Sep 30, 2014 $812.35M Dec 14, 2016
FY2014 Jun 30, 2014 $938.64M Nov 9, 2015
FY2014 Mar 31, 2014 $929.96M Nov 9, 2015
FY2014 Dec 31, 2013 $918.70M Nov 9, 2015
FY2016 Sep 30, 2013 $879.03M Dec 14, 2016

Goodwill

An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $324.89M Nov 13, 2025
FY2025 Sep 30, 2024 $306.48M Nov 13, 2025
FY2025 Sep 30, 2023 $302.37M Nov 13, 2025
FY2024 Sep 30, 2022 $286.83M Nov 13, 2024
FY2023 Sep 30, 2021 $285.76M Nov 15, 2023
FY2022 Sep 30, 2020 $257.58M Nov 16, 2022
FY2021 Sep 30, 2019 $300.53M Nov 17, 2021
FY2019 Dec 31, 2018 $296.64M Dec 5, 2019
FY2020 Sep 30, 2018 $299.25M Dec 14, 2020
FY2019 Dec 31, 2017 $290.22M Dec 5, 2019

Retained Earnings

Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $612.69M Nov 13, 2025
FY2025 Sep 30, 2024 $507.21M Nov 13, 2025
FY2024 Sep 30, 2023 $431.14M Nov 13, 2024
FY2023 Sep 30, 2022 $402.01M Nov 15, 2023
FY2022 Oct 1, 2021 $352.95M Nov 16, 2022
FY2023 Sep 30, 2021 $352.95M Nov 15, 2023
FY2021 Sep 30, 2020 $318.17M Nov 17, 2021
FY2020 Sep 30, 2019 $389.16M Dec 14, 2020
FY2019 Dec 31, 2018 $383.26M Dec 5, 2019
FY2019 Sep 30, 2018 $386.62M Dec 5, 2019

Cash & Equivalents

Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $469.52M Nov 13, 2025
FY2025 Sep 30, 2024 $170.51M Nov 13, 2025
FY2025 Sep 30, 2023 $220.60M Nov 13, 2025
FY2024 Sep 30, 2022 $206.03M Nov 13, 2024
FY2023 Sep 30, 2021 $253.67M Nov 15, 2023
FY2022 Sep 30, 2020 $304.54M Nov 16, 2022
FY2021 Sep 30, 2019 $157.57M Nov 17, 2021
FY2020 Sep 30, 2018 $285.31M Dec 14, 2020
FY2019 Dec 31, 2017 $112.96M Dec 5, 2019
FY2018 Sep 30, 2017 $164.39M Nov 14, 2018

Long-Term Debt

Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 $518.08M Nov 13, 2025
FY2025 Sep 30, 2024 $327.33M Nov 13, 2025
FY2024 Sep 30, 2023 $360.11M Nov 13, 2024
FY2023 Sep 30, 2022 $312.90M Nov 15, 2023
FY2022 Oct 1, 2021 $311.47M Nov 16, 2022
FY2023 Sep 30, 2021 $311.47M Nov 15, 2023
FY2021 Sep 30, 2020 $251.23M Nov 17, 2021
FY2020 Sep 30, 2019 $238.59M Dec 14, 2020
FY2019 Sep 30, 2018 $416.88M Dec 5, 2019
FY2018 Sep 30, 2017 $284.81M Nov 14, 2018

EPS (Basic)

Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 1 Nov 13, 2025
FY2025 Sep 30, 2024 1 Nov 13, 2025
FY2025 Sep 30, 2023 0 Nov 13, 2025
FY2024 Sep 30, 2022 0 Nov 13, 2024
FY2021 Sep 30, 2021 0 Nov 17, 2021
FY2021 Jun 30, 2021 0 Nov 17, 2021
FY2021 Mar 31, 2021 0 Nov 17, 2021
FY2021 Dec 31, 2020 0 Nov 17, 2021
FY2021 Sep 30, 2020 0 Nov 17, 2021
FY2021 Jun 30, 2020 0 Nov 17, 2021

EPS (Diluted)

Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.

Fiscal Year Period End Value Filed
FY2025 Sep 30, 2025 1 Nov 13, 2025
FY2025 Sep 30, 2024 1 Nov 13, 2025
FY2025 Sep 30, 2023 0 Nov 13, 2025
FY2024 Sep 30, 2022 0 Nov 13, 2024
FY2021 Sep 30, 2021 0 Nov 17, 2021
FY2021 Jun 30, 2021 0 Nov 17, 2021
FY2021 Mar 31, 2021 0 Nov 17, 2021
FY2021 Dec 31, 2020 0 Nov 17, 2021
FY2021 Sep 30, 2020 0 Nov 17, 2021
FY2021 Jun 30, 2020 0 Nov 17, 2021