FINANCIAL INSTITUTIONS INC — Financial Data
Annual figures from SEC EDGAR XBRL filings (10-K)
These figures are extracted directly from XBRL-tagged financial statements that FINANCIAL INSTITUTIONS INC filed with the SEC as part of its annual 10-K reports. XBRL (eXtensible Business Reporting Language) is a structured data format the SEC requires for machine-readable financial disclosures. Values shown are as reported — negative figures indicate a loss and are shown in red.
Net Income
The bottom-line profit — what remains after all operating expenses, interest, taxes, and other costs are deducted. A negative value means the company reported a net loss for the year.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $74.87M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | ($41.65M) | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | $50.26M | Mar 9, 2026 |
| FY2024 | Dec 31, 2022 | $56.57M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $77.70M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $38.33M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $48.86M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $39.53M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $33.53M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $31.93M | Mar 8, 2019 |
Operating Cash Flow
Cash generated from core business operations — a more reliable measure of financial health than net income because it strips out non-cash items like depreciation and one-time charges.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $18.80M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $77.13M | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | $10.89M | Mar 9, 2026 |
| FY2024 | Dec 31, 2022 | $133.57M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $72.96M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $43.46M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $57.71M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $65.14M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $46.28M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $46.69M | Mar 8, 2019 |
Capital Expenditures (Capex)
Cash spent on acquiring or upgrading physical assets — property, equipment, and infrastructure. High capex businesses include manufacturing, telecom, and energy companies.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.55M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $4.97M | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | $2.99M | Mar 9, 2026 |
| FY2024 | Dec 31, 2022 | $8.37M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $9.40M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $4.26M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $3.64M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $2.84M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $7.74M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $7.62M | Mar 8, 2019 |
Total Assets
The total value of everything the company owns or controls — cash, investments, receivables, property, equipment, and intangibles. Reported as of fiscal year end.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $6.27B | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $6.12B | Mar 9, 2026 |
| FY2024 | Dec 31, 2023 | $6.16B | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $5.80B | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $5.52B | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $4.91B | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $4.38B | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $4.31B | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | $4.11B | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $3.71B | Mar 14, 2018 |
Total Liabilities
All financial obligations owed to outside parties — including debt, accounts payable, accrued expenses, and deferred revenue. Subtracting liabilities from total assets gives stockholders' equity.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $5.65B | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $5.55B | Mar 9, 2026 |
| FY2024 | Dec 31, 2023 | $5.71B | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $5.39B | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $5.02B | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $4.44B | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $3.95B | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $3.92B | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | $3.72B | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $3.39B | Mar 14, 2018 |
Stockholders Equity
The net worth attributable to shareholders: total assets minus total liabilities. Also called book value. Can be negative if liabilities exceed assets, which is common in capital-intensive industries.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $628.85M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $568.98M | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | $454.80M | Mar 9, 2026 |
| FY2025 | Dec 31, 2022 | $405.61M | Mar 9, 2026 |
| FY2024 | Dec 31, 2021 | $505.14M | Mar 12, 2025 |
| FY2023 | Dec 31, 2020 | $468.36M | Mar 13, 2024 |
| FY2022 | Dec 31, 2019 | $438.95M | Mar 9, 2023 |
| FY2021 | Dec 31, 2018 | $396.29M | Mar 10, 2022 |
| FY2020 | Dec 31, 2017 | $381.18M | Mar 15, 2021 |
| FY2019 | Dec 31, 2016 | $320.05M | Mar 4, 2020 |
Goodwill
An intangible asset representing the premium paid above fair value when acquiring another company. A large goodwill balance signals a history of acquisitions at premium prices.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $58.12M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $58.12M | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | $67.07M | Mar 9, 2026 |
| FY2024 | Dec 31, 2022 | $67.07M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $67.07M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $66.06M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $66.06M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $66.06M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $65.84M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $66.42M | Mar 8, 2019 |
Retained Earnings
Cumulative net income kept by the company rather than distributed as dividends. A growing retained earnings balance indicates consistent profitability; a deficit indicates cumulative losses.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $437.14M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $388.67M | Mar 9, 2026 |
| FY2024 | Dec 31, 2023 | $451.69M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $421.34M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $384.01M | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $324.85M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $313.36M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $279.87M | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | $257.08M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $237.69M | Mar 14, 2018 |
Cash & Equivalents
Highly liquid assets the company holds — cash on hand, bank balances, and short-term investments with maturities of three months or less. A key indicator of short-term financial health.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $108.75M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $87.32M | Mar 9, 2026 |
| FY2024 | Dec 31, 2023 | $124.44M | Mar 12, 2025 |
| FY2014 | Dec 31, 2014 | $58.15M | Mar 6, 2015 |
| FY2014 | Dec 31, 2013 | $59.69M | Mar 6, 2015 |
| FY2014 | Dec 31, 2012 | $60.44M | Mar 6, 2015 |
| FY2014 | Dec 31, 2011 | $57.58M | Mar 6, 2015 |
| FY2013 | Dec 31, 2010 | $39.06M | Mar 12, 2014 |
| FY2012 | Dec 31, 2009 | $42.96M | Mar 18, 2013 |
| FY2011 | Dec 31, 2008 | $55.19M | Mar 9, 2012 |
Long-Term Debt
Debt obligations due more than one year from the balance sheet date — bonds, term loans, and notes payable. High long-term debt relative to equity can signal elevated financial leverage.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $193.65M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $124.84M | Mar 9, 2026 |
| FY2024 | Dec 31, 2023 | $124.53M | Mar 12, 2025 |
| FY2023 | Dec 31, 2022 | $74.22M | Mar 13, 2024 |
| FY2022 | Dec 31, 2021 | $73.91M | Mar 9, 2023 |
| FY2021 | Dec 31, 2020 | $73.62M | Mar 10, 2022 |
| FY2020 | Dec 31, 2019 | $39.27M | Mar 15, 2021 |
| FY2019 | Dec 31, 2018 | $39.20M | Mar 4, 2020 |
| FY2018 | Dec 31, 2017 | $39.13M | Mar 8, 2019 |
| FY2017 | Dec 31, 2016 | $39.06M | Mar 14, 2018 |
EPS (Basic)
Net income divided by the weighted average shares outstanding. Basic EPS does not account for dilutive securities like options or convertible bonds — use diluted EPS for a more conservative view.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | (2) | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Mar 9, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | 4 | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | 2 | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | 2 | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | 2 | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | 2 | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | 2 | Mar 8, 2019 |
EPS (Diluted)
Net income divided by the fully diluted share count — including all potential shares from options, warrants, and convertible instruments. The more conservative and widely cited EPS figure.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 3 | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | (2) | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | 3 | Mar 9, 2026 |
| FY2024 | Dec 31, 2022 | 3 | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | 4 | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | 2 | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | 2 | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | 2 | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | 2 | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | 2 | Mar 8, 2019 |
Shares Outstanding
Total common shares issued and held by all shareholders, excluding treasury shares. Combined with market price gives market capitalization.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2021 | Dec 31, 2021 | 16.10M | Mar 10, 2022 |
| FY2021 | Dec 31, 2020 | 16.10M | Mar 10, 2022 |
| FY2021 | Dec 31, 2019 | 16.10M | Mar 10, 2022 |
Dividends Paid
Cash dividends distributed to common shareholders during the period. Shown as a positive value despite being a cash outflow in the SEC filing.
| Fiscal Year | Period End | Value | Filed |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $24.72M | Mar 9, 2026 |
| FY2025 | Dec 31, 2024 | $18.52M | Mar 9, 2026 |
| FY2025 | Dec 31, 2023 | $18.29M | Mar 9, 2026 |
| FY2024 | Dec 31, 2022 | $17.59M | Mar 12, 2025 |
| FY2023 | Dec 31, 2021 | $16.99M | Mar 13, 2024 |
| FY2022 | Dec 31, 2020 | $16.50M | Mar 9, 2023 |
| FY2021 | Dec 31, 2019 | $15.80M | Mar 10, 2022 |
| FY2020 | Dec 31, 2018 | $14.95M | Mar 15, 2021 |
| FY2019 | Dec 31, 2017 | $12.50M | Mar 4, 2020 |
| FY2018 | Dec 31, 2016 | $11.48M | Mar 8, 2019 |